Credit Vidya helps lenders assess credit and fraud risk for thin-file and new-to-credit customers.
In January, Visa's chief executive officer, Al Kelly, said during an earnings call that "there's been a burst of the balloon in valuations in the fintech world". Noting that the trend of lower valuations "is a helpful characteristic of the current environment", he added: "We will look for capabilities and management teams that will bring more value to Visa than we can bring ourselves." Data from KPMG's Pulse of Fintech H2'22 shows that global fintech investment - via mergers and acquisitions (M&As), private equity (PE) and venture capital (VC) firms - at $164.1 billion in 2022, was down 31 per cent over the year before. Indian fintechs held up better during this timeframe, attracting $6 billion, or a fall of 24 per cent.
In an online chat with Get Ahead readers, Rajiv Raj of CreditVidya.com answered home loan queries.
Good news for the first-time homebuyer, stock market investor and individuals wanting to buy insurance in the Union Budget 2013-14, opines Rajiv Raj of CreditVidya.com
Whether you like it or not, money does play a huge role in deciding your future spouse.
Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.
And get lenders offer you the best possible interest rates on home, personal and car loans.
Will your home loan rates drop now that the RBI has signalled the onset of lower interest rates after 0.25 per cent cut in repo rate and CRR?
Join Rajiv Raj of Credit Vidya on how RBI's rate cut will affect your dream of buying a home.
Loan defaults are not the only reason why you get a low credit score. Rajiv Raj of CreditVidya.com debunks five popular credit score-myths.
Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.
Only commitment and planning can help you reap the benefits of long-term investments, says Abhishek Agarwal
Despite these advantages consider your options carefully and make a decision based on your abilities and your financial goals, says Abhishek Agarwal.
Here's why these Harry Potter characters will have the best or worst credit scores.
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
An error does not become a mistake until you refuse to correct it. Errors in your CIBIL credit report can become costly mistakes if you do not rectify them in time. So next time you get your CIBIL report, do not just see the score and tuck it away.
Outright fear and lack of awareness can harm your CIBIL score
Proper planning is absolutely essential when you are thinking of redoing your home, says Rajiv Raj
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.
Each enquiry could pull down the credit score by 5-10 points.
Who could have thought that credit card spending offers a peep not only into the financial health but also into the behaviour of a person!
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
Here are 7 ways you can get out of debt after going on a great holiday!
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
Five parameters that will help you make a winning decision
There were fewer Series-B deals this year versus last, but more money was raised
Go make a beautiful home but spend smartly and wisely!
Here's how you can plan better and pay smarter!
Credit cards, if used properly, can be a great way to build one's CIBIL score.
If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.
Most people make compromises when they are seeking out their first homes, but the pertinent question to be asked here is how far should you go while making sacrifices? Read on to find out more.
Reward points should not be considered as a primary factor when choosing a card. Always remember these points should be considered as an auxiliary benefit you derive due to using your card or staying loyal; they should never become an inducement to spend more.
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection
Investors spent much of 2016 cleaning house. And a VC tells Ranju Sarkar, "There's still some bad news left in the portfolios (of VC firms). What happens to Ola and Flipkart will drive sentiment in future."
Whether it is the virtual world or the physical one using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud!
Co-signing a loan is a huge responsibility and can impact you greatly. Here's what you need to know before your generous streak gets the better of you!
If your answer is yes, this is just what your need to read today.
Friendships bring joy. And if you have friends who are smart about managing their money, then it shall bring you riches too.
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