'There is no need to do anything, let your SIPs get deducted every month, and stick to your allocation between equity, fixed income and emergency funds and your risk covers.'
'Investors should be careful in getting carried away; although a reversal of IPO frenzy this time is taking longer than in the past.'
If you save regularly and you buy funds that fit your asset-allocation mix, you will do as well as, or better than, most professionals in the financial world.
Just as time management is very important in life, you should also realise the importance of time in investment planning.
Godl has reached an all-time high recently when it crossed the Rs 18,000 per 10 gram level. A guide on why and how to invest in gold now.
'It is crucial to understand that the ultimate goal of your investments isn't to pay lesser tax, but to create long-term wealth for you and your family,' says Satyen Kothari, founder and CEO, Cube Wealth.
In the rapidly changing economic scenario it is important you take a look at your insurance every three years.
Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.
Industry players say they have learnt from the bitter experience of 2008 and have far better checks and balances in place to avoid an encore.
'The probability of this being a suckers' rally, where all kinds of beaten down stocks have begun to rally sharply, should be a time to be cautious and circumspect.'
Determining the direction of the dollar in Trump's America will be more critical for asset allocation than getting your call on interest rates right, says Akash Prakash.
With the financial year coming to an end, it's time to do that all important review. And there are a lot of things that need to be taken into consideration. The financial review will include investing in tax-saving instruments under different sections, tax implications of equity and debt instruments and even rejigging the portfolio to keep the asset allocation in line with pre-defined goals.
Investors should consider debt mutual funds, banks fixed deposits or high-rated corporate debt instruments.
For 20 years, the stock market headed nowhere, and this has created permanent aversion.
Spread investments in equities, bonds, gold and cash to tackle volatility advise Nitin Singh, MD and head, and Vinay Joseph, director, investment strategy, Standard Chartered Wealth Management, India.
'Stick to the known quality names, avoid short term thinking and don't be in a hurry to book profits on your winners.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
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According to the BofA Merrill Lynch fund manager survey for October, investors are concerned that global economic recovery could falter, while emerging market confidence have started to rebuild.
The predictions by the world's biggest wealth manager were based on a statistical model using the results from the previous five tournaments and controlling for factors such as team strength and success in the qualification phase.
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
You now have to wade through concepts such as asset allocation, rupee cost averaging and rebalancing, understanding of which is essential to make your investment a success. These weighty words could make the timid give up any thoughts of investing.
Markets are assuming that by the second half of 2021, the world will be approaching some type of normalcy, points out Akash Prakash.
The one total disaster scenario for global markets has always been if investors lose confidence in dollar-based assets.
Sector funds form the aggressive part of your portfolio. Here are some clues on how to manage them for great returns in the long run.
Emerging market equities have delivered stellar returns over the last few years, outperforming their developed market peers since this new bull market began in end 2002.
SBI Magnum Balanced is a two-in-one scheme for the lazy investor. It rationalises risks, while giving the equity kicker.
Switch combines a redemption transaction and a purchase transaction into one
And if there are so many opportunities, why haven't they invested in them, asks Debashis Basu.
Markets now expect the Fed to normalise rates gradually.
Taking credit risks in shorter-tenure funds can help jack up returns considerably, boosting sales.
Banks are offering attractive interest rates for fixed deposits. Here's some advice on FDs.
For Hero MotoCorp, India's largest two-wheeler company, it's a calculated gambit to revive Harley-Davidson whose ride in India has been anything but easy since it got here.When automotive firms embark on alliances, it's a roll of the dice on how such marriages will play out.
Stockmarket Gurus Raamdeo Agrawal, Manish Gunwani, S Naren and Nilesh Shah discuss their favourite themes for the New Year.
Commodities can increase returns at the same risk level. But it is a tough nut to crack. A user's guide.
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
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