Assume that the rupee will trend lower over the next 10 years as India increases overseas sovereign exposures, and your long-term asset allocation should be geared to deal with this trend, suggests Devangshu Datta
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Caution demands a sensible strategy even in bullish times.
A small percentage of asset allocation to bitcoin seems like a reasonable gamble, as it could be a major gainer in an uncertain global environment, says Devangshu Datta.
Given its features as a retirement product (long lock-in and compulsory annuitisation), investors should have other investments they can fall back on in case they need funds
G Murlidhar, MD and CEO, Kotak Mahindra Life Insurance Company explains how to make smart financial decisions for better gains.
Fund houses offer certain all-encompassing schemes which, for practical reasons, should have little place in your portfolio.
Between the new schemes and existing pension funds from mutual fund houses, the latter seems like a better option for conservative investors
Experts advise getting back to equities, as the outlook on the yellow metal and real estate is weak.
The unlocking of the economy since June led to a significant recovery in various macro, micro and high-frequency data points, resulting in the equity markets surpassing their previous lifetime highs.
Global liquidity and focus on Asia is causing the markets rally.
You can look at equity-oriented balanced funds.
Mutual funds have emerged as an ideal option for investors to achieve diversification. Apart from being a diversified investment vehicle, these offer a variety of funds within an asset class.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
While large-cap funds, in three months, yielded gains of 26.3%, small-cap funds are up 37.9%, and mid-cap funds fetched returns of 29.9%.
Compared to equity funds, debt funds are lower risk profile and are usually suitable for investors for very short term.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
High net worth individuals (HNIs) are considered more investment-savvy than retail investors.
According to the BofA-ML Fund Manager Survey for January, asset allocators assigning more funds to equities than at any time since February 2011, while their confidence in the world's economic outlook has reached its most positive level since April 2010.
A comprehensive look at one of the most-preferred tax-saving investment option for the salaried class
You also avoid capital gains tax during redemption in case the gold price is higher, making them tax efficient.
Also, relying disproportionately on your risk tolerance to shape your asset-allocation strategy carries its own big risk.
Buying stocks during bad times can lead to good returns.
The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Most investors sell in panic, act like a trader, don't understand the difference between price of a stock and its value, are not consistent in their investment strategy and deviate from their asset allocations that leads to wealth destruction, writes Ramalingam K.
'It could tempt investors to pick stocks that are not fundamentally sound.'
'Investors should plan and make investments strictly on the basis of their risk profile.' 'They should not bite more than they can chew.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Balanced funds are suitable for investors who have low-risk appetite or are new to equities.Those with more than seven-year investment horizon should look at funds that have higher equity exposure.
A financial plan gives you a roadmap, which helps you take the right decisions and avoid expensive blunders.
'If the Union Budget can provide incentives for animal spirits to come as well as induce demand stimulus and consumption, the Budget would have done a wonderful job.'
Why should I invest in mutual funds? Why cannot I invest in equities directly? Here are 7 simple reasons
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Get answers to financial queries from renowned financial planner Gaurav Mashruwala at 4.00 pm on Sept 26.
UTI Mutual Fund has launched UTI-FAMILY (that allows investors to buy mutual fund units in their name, but the returns go straight to a parent's bank account.
Get answers to financial queries from renowned financial planner Gaurav Mashruwala at 2.00 pm on Sept 12.
With the ever-changing finance industry and the new rules brought out by SEBI, are you sure you are up-to-date on your mutual funds gyaan?
Ravi Gopalakrishnan, head-equities, Canara Robeco Mutual Fund, tells Ashley Coutinho that earnings growth will pick up once the benefits of reform initiatives accrue.
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