'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
SIPs should be entered for 12 months at a time, and then renewed. You should use the renewal as an opportunity to review the portfolio. SIPs are a great way to invest in our view. if the environment is volatile, then SIPs are probably the best way for most investors, says mutual fund expert Rahul Goel.
'JD-U wants to emerge as the single largest party in Bihar after the next assembly polls by contesting more seats than the BJP.'
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Ajit Mishra, vice president, research, Religare Broking, answers your queries.
Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
'If individual stocks start falling 25% to 30% or more, then I doubt how many of them will be able to withstand that (kind of selloff). That is when you'll see panic coming in.'
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
rediffGURU Ulhas Joshi answers your mutual fund queries.
rediffGURU Kirtan A Shah answers your personal finance queries.
When an investor opts for a systematic investment plan (SIP) in mutual funds, the purpose is to average the cost of buying a bouquet of stocks, inculcate discipline and not having to worry about daily market fluctuations.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
rediffGURU Ulhas Joshi answers readers' mutual fund queries
With a stellar record of 398 runs, featuring two centuries and two fifties in just six appearances, can Agarwal return to the Indian team?
Smallcap mutual funds recorded net outflows for the first time in 30 months in March as investors pulled out money after the markets regulator, the Securities and Exchange Board of India (Sebi), warned against "froth" in the mid and smallcap space. Active equity mutual fund (MF) schemes raked in Rs 22,600 crore in March. The March inflow is 16 per cent lower than the two-year high inflow of Rs 26,860 crore in February, shows data from the Association of MFs in India (Amfi).
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
Newport Net deploys Hughes Soft SIP tech
The mutual fund industry's assets under management (AUM) have likely breached the Rs 50 trillion mark following a rally in domestic equities this month. The industry's average AUM stood at almost Rs 48 trillion at the end of October. In November, the Nifty50 index has gained about 4 per cent so far, while smallcap and midcap indices have rallied close to 8 per cent.
'The political situation in the country will depend on the electoral outcome in Maharashtra.'
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
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'In the short term you keep your return expectations very, very low; in the medium term be prepared to invest and in the long term growth will come and your returns from stocks will be high.'
Celebs who will inspire you to embrace the golden hour but also teach you a trick or two on how to capture that perfect Kodak moment.
Out of 3,871 recovery certificates issued by the regulator in various cases, 807 have been certified as difficult to recover.
Build a portfolio diversified across market caps, investment styles, and geographies.
'Sell part of your portfolio where you're making good money, especially in small caps and mid caps.' 'The money which you take home is yours. The money which is there on paper is not yours.
Inflows into equity mutual funds (MFs) continued their strong momentum in July, despite the market volatility triggered by the Union Budget.
'We expect the bull-market phase to still persist, but now led by large-caps which offer better valuation and benefit from FII inflows.'
'We expect continued pressure on midcaps, but any sharp correction looks unlikely from here on.'
'For experienced and risk-taking investors, now may be the time to go all in.' 'By 'experienced and risk-taking', I refer to those who remained net buyers in equities during the early stages of the 2020 pandemic.' 'On the other hand, those who exited the markets during the pandemic may go the SIP way.'
rediffGURU Sunil Lala answers your MF-related queries.
'I've never done anything cliche and I've never got anything cliche.'
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
rediffGURU Nikunj Saraf suggests considering small-cap, mid-cap, and multi-cap mutual funds.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
51 Muslim couples took their wedding vows at a mass marriage ceremony in Agripada, south central Mumbai, on Sunday. Thousands gathered to witness the event.
