The most common mistake is investing without assessing suitability and long-term implications.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Senior citizens should avoid putting their entire retirement corpus in SCSS.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
The deposit facility for the women and girls will be for a period of two years with a rate of interest of 7.5 per cent, Sitharaman announced.
Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'
You can build your own retirement savings portfolio by investing in equity, hybrid and/or debt funds. Alternatively, you can also invest in retirement funds which provide asset allocation solutions for different investment needs and risk appetites, says Dwaipayan Bose
Avoid investing in a new ELSS scheme each year. Stick to one well-chosen scheme to avoid clutter in your portfolio.
Thanks to Budget 2018, seniors can invest more and also save more.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries
Now, the commission will be between zero per cent to 0.5 per cent.
Depending on your liquidity requirement, invest in the right debt instruments.
Use forms 15G and 15H to avoid tax at source.
Extend your scheme by three years, especially if you have not crossed the limit of Rs 15 lakh.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
If you are wondering where to invest, here are some excellent investment options for you.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
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