Any saving on the car loan EMI can translate into major savings.
Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.
Understanding the calculations involved while computing the home loan eligibility has seldom been easy for individuals
Where are interest rates expected to go from here? What should the new home buyers do? What should the existing home buyers be aware of?
Summer diet tips, tax saving mantras, US visa info... more
Banks may be offering you more services than ever, but they have their price tags
The RBI has this year cut interest rates by 110 basis points in four instalments but banks have passed only a part of it to borrowers. Before the last reduction earlier this month of 35 basis points, the bank on an average had passed only 29 basis points out of 75 basis points cut affected during 2019.
Global ratings agency, Fitch Ratings, said the 180 days past due (dpd) two-wheeler loans (loans where EMIs are overdue for over 90 days) have reached as high as 6 per cent of original principal outstanding in some pools.
A senior first officer with Jet Airways shares her plight.
Go make a beautiful home but spend smartly and wisely!
Offset home loans are available under different names. But do you know if they are beneficial to you or not? Read on.
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
The SC has ruled that banks cannot employ goondas and must take legal action to recover their dues. Tell us what you think.
Ribbon fails to leave an impact, feels Urvi Parikh.
A six-point checklist to follow when lenders reject your home loan application.
Whether you invest in short-term securities or long-term securities, the interest rate that you will get on either is similar. Which should you choose? Should you invest in short term debt or invest money for a long period?
A top-up loan could come to your rescue in an emergency. Here's why
It is suggested that you get your SIM locked with which the wallet account is mapped.
Not paying your credit card bill, or not paying it on time, can reduce your credit rating when you apply for a loan.
This relaxation is available to entities running working capital accounts with any bank with the sanctioned limit of Rs 1 crore or less
Each partner should discuss retirement accounts, property owned prior to marriage.
For home loans up to Rs 30 lakhs (Rs 3 million) for 20 and 25 year period, the interest rate has been increased by 0.5 per cent to 11 per cent against 10.5 per cent, SBI said. Equated Monthly Instalment for 25 years would go up from Rs 945 to Rs 980 per lakh while for 20 years EMI would go up by Rs 35 to Rs 1,035. Housing loan with maturity between 10 and 15 years has gone up to 10.75 per cent. EMIs under these maturities would go up as much as by Rs 35.
According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
You can always prepay the loan and/or switch to another financier
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript
Indian Airlines has launched an EMI scheme in association with Citibank to target the vacation travellers and the growing segment of credit card holders who prefer to use the deferred payment schemes to purchase goods and services.
'I feel lucky that I am in a position where I have the right to choose. I am not working because I have to pay an EMI. In small towns, people still call me Jassi. I don't mind because I am not here to break that image.' Frank talk with Mona Singh.
Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor
Do you save more money if you use bank portals for online shopping?
Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.
For most of us, it is the biggest dream to own a house. As there is a feeling of pride attached to it, it becomes more of an emotional call than a financial call.
RBI had asked banks to price fixed rate loans of up to three years based on marginal cost of funds from April 1
'Today when people are fighting to get their salary, you are telling them you will privatise airports!'
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances