Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.
Each partner should discuss retirement accounts, property owned prior to marriage.
Not paying your credit card bill, or not paying it on time, can reduce your credit rating when you apply for a loan.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
For home loans up to Rs 30 lakhs (Rs 3 million) for 20 and 25 year period, the interest rate has been increased by 0.5 per cent to 11 per cent against 10.5 per cent, SBI said. Equated Monthly Instalment for 25 years would go up from Rs 945 to Rs 980 per lakh while for 20 years EMI would go up by Rs 35 to Rs 1,035. Housing loan with maturity between 10 and 15 years has gone up to 10.75 per cent. EMIs under these maturities would go up as much as by Rs 35.
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript
'I feel lucky that I am in a position where I have the right to choose. I am not working because I have to pay an EMI. In small towns, people still call me Jassi. I don't mind because I am not here to break that image.' Frank talk with Mona Singh.
You can always prepay the loan and/or switch to another financier
Do you save more money if you use bank portals for online shopping?
Indian Airlines has launched an EMI scheme in association with Citibank to target the vacation travellers and the growing segment of credit card holders who prefer to use the deferred payment schemes to purchase goods and services.
Today pay-later services are available for practically anything under the sun. And these include small purchases like clothes, gadgets, movie tickets, and even food.
RBI had asked banks to price fixed rate loans of up to three years based on marginal cost of funds from April 1
Do a thorough research on the course and the university, and see what extra it offers apart from a regular degree, says Rohit Sethi.
The rate cut would mean actual gains for vehicle buyers only when banks pass on benefits.
Collateralisation of other loans and prior approval for additional leverage are things to watch out for
For most of us, it is the biggest dream to own a house. As there is a feeling of pride attached to it, it becomes more of an emotional call than a financial call.
Housing prices could drop by up to 30% over 6 to 12 months after demonetisation.
Abhinay Deo's film never runs short of bite and sting, says Prasanna D Zore.
Beware of spot offers and discounts aimed to lure you into binge buying.
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
You would find NBFCs more willing to lend even if you have a poor credit score, says Adhil Shetty
Here, we have evaluated how home loan seekers can enhance their eligibility by selecting a higher tenure.
Anita tells us how much she earns, where the money goes and what she is saving for.
There is also scope for buyers to negotiate for discounts.
'The government's projections for 2019-2020 will be disappointing big time.'
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