.jpg)
A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges.
Should you go for a salary structure with high basic component? Is there a flip side to it?
Debt to income ratio is a financial ratio that tells you when you have borrowed more money than you can repay. It's a like a red signal that tells you to stop borrowing.
Eleven global music giants have sued Yahoo! China, owned by e-commerce giant Alibaba, over its alleged involvement in illegal downloading and playing copyrighted music.
Studies have indicated that only one in four graduates from India's colleges are employable. This means till the time the quality of education improves, the other three will have to remain content with either door-door canvassing for savings accounts, or watching people's tea and toilet habits, or honing up their American accents in graveyard shifts.
Get Ahead Tax expert Mahesh Padmanabhan on short term and long term capital gain tax issues arising out of selling your old home and buying a new home.
What do developers do when apartments aren't finished on time? Some pay back their clients as part of a penalty clause.
Do you think your bank is amortising your home loan correctly? You need to keep a check on this.
Ribbon fails to leave an impact, feels Urvi Parikh.
Any saving on the car loan EMI can translate into major savings.
Have you always paid all your EMIs without defaulting? Or have you defaulted on your dues on a number of occasions? Is there any way by which you can get to know your credit rating?
We invite readers to share their experiences with relationships gone wrong.
Go make a beautiful home but spend smartly and wisely!
According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.
Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.
'Today when people are fighting to get their salary, you are telling them you will privatise airports!'
Understanding the calculations involved while computing the home loan eligibility has seldom been easy for individuals
It is suggested that you get your SIM locked with which the wallet account is mapped.
Where are interest rates expected to go from here? What should the new home buyers do? What should the existing home buyers be aware of?
Summer diet tips, tax saving mantras, US visa info... more
Banks may be offering you more services than ever, but they have their price tags
A six-point checklist to follow when lenders reject your home loan application.
Global ratings agency, Fitch Ratings, said the 180 days past due (dpd) two-wheeler loans (loans where EMIs are overdue for over 90 days) have reached as high as 6 per cent of original principal outstanding in some pools.
A top-up loan could come to your rescue in an emergency. Here's why
Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.
Offset home loans are available under different names. But do you know if they are beneficial to you or not? Read on.
This relaxation is available to entities running working capital accounts with any bank with the sanctioned limit of Rs 1 crore or less
The SC has ruled that banks cannot employ goondas and must take legal action to recover their dues. Tell us what you think.
Whether you invest in short-term securities or long-term securities, the interest rate that you will get on either is similar. Which should you choose? Should you invest in short term debt or invest money for a long period?
Each partner should discuss retirement accounts, property owned prior to marriage.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
Not paying your credit card bill, or not paying it on time, can reduce your credit rating when you apply for a loan.
Do you save more money if you use bank portals for online shopping?
'I feel lucky that I am in a position where I have the right to choose. I am not working because I have to pay an EMI. In small towns, people still call me Jassi. I don't mind because I am not here to break that image.' Frank talk with Mona Singh.
For home loans up to Rs 30 lakhs (Rs 3 million) for 20 and 25 year period, the interest rate has been increased by 0.5 per cent to 11 per cent against 10.5 per cent, SBI said. Equated Monthly Instalment for 25 years would go up from Rs 945 to Rs 980 per lakh while for 20 years EMI would go up by Rs 35 to Rs 1,035. Housing loan with maturity between 10 and 15 years has gone up to 10.75 per cent. EMIs under these maturities would go up as much as by Rs 35.
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances