Loan protection insurance, or loan payment protection insurance, is a form of payment protection insurance. This type of insurance can help you protect your monthly loan payments if you become unemployed or suffer an accident or sickness.
Consolidated debt fund is the answer for you if you are burdened with a whole lot of loan repayments from home loan EMIs to vehicle loans to credit card debt.
Financial planning expert Vetapalem Sridhar, hosted a chat with GA readers on July 30 to discuss inflation, investment options and more. For those of you who missed the chat, here's the unedited transcript.
The actor has begun shooting for his film Easy Monthly Installment (EMI).
The indications are all there but it will still be a few days before banks start raising lending rates that affect your equated monthly instalments (EMI).
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.
Should you go for a salary structure with high basic component? Is there a flip side to it?
A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges.
Debt to income ratio is a financial ratio that tells you when you have borrowed more money than you can repay. It's a like a red signal that tells you to stop borrowing.
Eleven global music giants have sued Yahoo! China, owned by e-commerce giant Alibaba, over its alleged involvement in illegal downloading and playing copyrighted music.
Studies have indicated that only one in four graduates from India's colleges are employable. This means till the time the quality of education improves, the other three will have to remain content with either door-door canvassing for savings accounts, or watching people's tea and toilet habits, or honing up their American accents in graveyard shifts.
Get Ahead Tax expert Mahesh Padmanabhan on short term and long term capital gain tax issues arising out of selling your old home and buying a new home.
The RBI has this year cut interest rates by 110 basis points in four instalments but banks have passed only a part of it to borrowers. Before the last reduction earlier this month of 35 basis points, the bank on an average had passed only 29 basis points out of 75 basis points cut affected during 2019.
A senior first officer with Jet Airways shares her plight.
What do developers do when apartments aren't finished on time? Some pay back their clients as part of a penalty clause.
Do you think your bank is amortising your home loan correctly? You need to keep a check on this.
Have you always paid all your EMIs without defaulting? Or have you defaulted on your dues on a number of occasions? Is there any way by which you can get to know your credit rating?
We invite readers to share their experiences with relationships gone wrong.
Any saving on the car loan EMI can translate into major savings.
Ribbon fails to leave an impact, feels Urvi Parikh.
Go make a beautiful home but spend smartly and wisely!
Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.
Understanding the calculations involved while computing the home loan eligibility has seldom been easy for individuals
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
Where are interest rates expected to go from here? What should the new home buyers do? What should the existing home buyers be aware of?
Summer diet tips, tax saving mantras, US visa info... more
Banks may be offering you more services than ever, but they have their price tags
Global ratings agency, Fitch Ratings, said the 180 days past due (dpd) two-wheeler loans (loans where EMIs are overdue for over 90 days) have reached as high as 6 per cent of original principal outstanding in some pools.
According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.
It is suggested that you get your SIM locked with which the wallet account is mapped.
A six-point checklist to follow when lenders reject your home loan application.
Offset home loans are available under different names. But do you know if they are beneficial to you or not? Read on.
A top-up loan could come to your rescue in an emergency. Here's why
The SC has ruled that banks cannot employ goondas and must take legal action to recover their dues. Tell us what you think.
This relaxation is available to entities running working capital accounts with any bank with the sanctioned limit of Rs 1 crore or less
Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor
Whether you invest in short-term securities or long-term securities, the interest rate that you will get on either is similar. Which should you choose? Should you invest in short term debt or invest money for a long period?
'Today when people are fighting to get their salary, you are telling them you will privatise airports!'