News for 'EMI'

Why you MUST have loan insurance

Why you MUST have loan insurance

Rediff.com6 May 2009

Loan protection insurance, or loan payment protection insurance, is a form of payment protection insurance. This type of insurance can help you protect your monthly loan payments if you become unemployed or suffer an accident or sickness.

Stressed with too many loans? Here's help

Stressed with too many loans? Here's help

Rediff.com5 Aug 2008

Consolidated debt fund is the answer for you if you are burdened with a whole lot of loan repayments from home loan EMIs to vehicle loans to credit card debt.

A safer bet: mutual funds or fixed deposits?

A safer bet: mutual funds or fixed deposits?

Rediff.com1 Aug 2008

Financial planning expert Vetapalem Sridhar, hosted a chat with GA readers on July 30 to discuss inflation, investment options and more. For those of you who missed the chat, here's the unedited transcript.

Sanjay Dutt starts shooting

Sanjay Dutt starts shooting

Rediff.com11 Oct 2007

The actor has begun shooting for his film Easy Monthly Installment (EMI).

Banks to decide on rate hike next week

Banks to decide on rate hike next week

Rediff.com26 Jun 2008

The indications are all there but it will still be a few days before banks start raising lending rates that affect your equated monthly instalments (EMI).

Should you prepay your home loan?

Should you prepay your home loan?

Rediff.com19 Feb 2009

Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

High basic salary component: Is it tax-friendly?

High basic salary component: Is it tax-friendly?

Rediff.com5 Jun 2008

Should you go for a salary structure with high basic component? Is there a flip side to it?

Which one to opt for: Consumer or credit card loan?

Which one to opt for: Consumer or credit card loan?

Rediff.com30 Sep 2014

A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges.

A red signal that tells you to stop borrowing

A red signal that tells you to stop borrowing

Rediff.com23 May 2008

Debt to income ratio is a financial ratio that tells you when you have borrowed more money than you can repay. It's a like a red signal that tells you to stop borrowing.

11 music firms sue Yahoo! China

11 music firms sue Yahoo! China

Rediff.com8 Mar 2007

Eleven global music giants have sued Yahoo! China, owned by e-commerce giant Alibaba, over its alleged involvement in illegal downloading and playing copyrighted music.

Dark side of the jobs boom in India

Dark side of the jobs boom in India

Rediff.com1 May 2008

Studies have indicated that only one in four graduates from India's colleges are employable. This means till the time the quality of education improves, the other three will have to remain content with either door-door canvassing for savings accounts, or watching people's tea and toilet habits, or honing up their American accents in graveyard shifts.

Sanjay Dutt, back in action!

Sanjay Dutt, back in action!

Rediff.com10 Dec 2007

The actor will film EMI with Urmila Matondkar.

Sold your home? How much tax will you have to pay

Sold your home? How much tax will you have to pay

Rediff.com25 Apr 2008

Get Ahead Tax expert Mahesh Padmanabhan on short term and long term capital gain tax issues arising out of selling your old home and buying a new home.

Loans to get cheaper as banks will pass on rate cut

Loans to get cheaper as banks will pass on rate cut

Rediff.com23 Aug 2019

The RBI has this year cut interest rates by 110 basis points in four instalments but banks have passed only a part of it to borrowers. Before the last reduction earlier this month of 35 basis points, the bank on an average had passed only 29 basis points out of 75 basis points cut affected during 2019.

Jet crisis: 'I am living on my savings'

Jet crisis: 'I am living on my savings'

Rediff.com30 Apr 2019

A senior first officer with Jet Airways shares her plight.

What to do when your flat is not ready on time

What to do when your flat is not ready on time

Rediff.com8 Sep 2007

What do developers do when apartments aren't finished on time? Some pay back their clients as part of a penalty clause.

Is your bank amortising home loan correctly?

Is your bank amortising home loan correctly?

Rediff.com12 Apr 2007

Do you think your bank is amortising your home loan correctly? You need to keep a check on this.

Want to know what's your credit rating?

Want to know what's your credit rating?

Rediff.com19 Jul 2007

Have you always paid all your EMIs without defaulting? Or have you defaulted on your dues on a number of occasions? Is there any way by which you can get to know your credit rating?

Have you been through a painful break-up?

Have you been through a painful break-up?

Rediff.com25 Aug 2008

We invite readers to share their experiences with relationships gone wrong.

Spurt in car sales: Is it the right time to buy a car?

Spurt in car sales: Is it the right time to buy a car?

Rediff.com18 Jun 2015

Any saving on the car loan EMI can translate into major savings.

Review: Ribbon is slow, jerky, yet relatable

Review: Ribbon is slow, jerky, yet relatable

Rediff.com3 Nov 2017

Ribbon fails to leave an impact, feels Urvi Parikh.

Renovating your home? 6 smart money tips

Renovating your home? 6 smart money tips

Rediff.com12 Sep 2016

Go make a beautiful home but spend smartly and wisely!

Managing money was never so easy

Managing money was never so easy

Rediff.com6 Sep 2007

Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.

Are you eligible for a home loan?

Are you eligible for a home loan?

Rediff.com26 Nov 2005

Understanding the calculations involved while computing the home loan eligibility has seldom been easy for individuals

Joint home loan with your Valentine: The pros and cons

Joint home loan with your Valentine: The pros and cons

Rediff.com11 Feb 2015

Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.

Of home loans and interest rates

Of home loans and interest rates

Rediff.com17 Aug 2007

Where are interest rates expected to go from here? What should the new home buyers do? What should the existing home buyers be aware of?

GA: Best of the week

GA: Best of the week

Rediff.com28 Apr 2006

Summer diet tips, tax saving mantras, US visa info... more

This is how banks fleece you

This is how banks fleece you

Rediff.com8 Aug 2007

Banks may be offering you more services than ever, but they have their price tags

Defaults hit 2-wheeler, personal loans

Defaults hit 2-wheeler, personal loans

Rediff.com27 Jul 2007

Global ratings agency, Fitch Ratings, said the 180 days past due (dpd) two-wheeler loans (loans where EMIs are overdue for over 90 days) have reached as high as 6 per cent of original principal outstanding in some pools.

India's handset industry may cross 300-mn mark, close in on China

India's handset industry may cross 300-mn mark, close in on China

Rediff.com10 Jan 2019

According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.

How safe are your mobile wallets?

How safe are your mobile wallets?

Rediff.com26 Dec 2016

It is suggested that you get your SIM locked with which the wallet account is mapped.

Home loan rejected? Here's hope!

Home loan rejected? Here's hope!

Rediff.com8 Sep 2015

A six-point checklist to follow when lenders reject your home loan application.

'Offset' home loans and their pros and cons

'Offset' home loans and their pros and cons

Rediff.com6 Jul 2007

Offset home loans are available under different names. But do you know if they are beneficial to you or not? Read on.

How to save for your goals

How to save for your goals

Rediff.com17 Aug 2006

The cheapest emergency loan for you!

The cheapest emergency loan for you!

Rediff.com4 Mar 2016

A top-up loan could come to your rescue in an emergency. Here's why

Banks can't use goondas: Tell us what you think!

Banks can't use goondas: Tell us what you think!

Rediff.com10 Jan 2007

The SC has ruled that banks cannot employ goondas and must take legal action to recover their dues. Tell us what you think.

RBI gives borrowers additional 60 days to repay loans

RBI gives borrowers additional 60 days to repay loans

Rediff.com21 Nov 2016

This relaxation is available to entities running working capital accounts with any bank with the sanctioned limit of Rs 1 crore or less

7 money mistakes the young must avoid

7 money mistakes the young must avoid

Rediff.com28 Jan 2020

Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor

Short-term FDs or long-term lock-in?

Short-term FDs or long-term lock-in?

Rediff.com19 Apr 2007

Whether you invest in short-term securities or long-term securities, the interest rate that you will get on either is similar. Which should you choose? Should you invest in short term debt or invest money for a long period?

'You don't ask someone in ICU to start exercising from the next day'

'You don't ask someone in ICU to start exercising from the next day'

Rediff.com22 May 2020

'Today when people are fighting to get their salary, you are telling them you will privatise airports!'