Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Developers blame credit rates, bankers say prices too high.
Only those who opted for hybrid loans in the past couple of years will remain unaffected.
Home loan insurance covers the loan liability of the borrower.
The Income Tax Act, 1961 provides tax benefits for assessees that have home loans. Typically a home loan is repaid to the bank/lender in monthly installments.
Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna encourages you to talk about your problems and offers solutions.
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
'Where will industry have funds when they open up?'
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
The ex-Marine is on a mission to capture the Indian market for heavyweight bikes.
The Banking Codes and Services Board of India offers a free of cost credit counselling service to individuals who have taken home loans, personal loans, vehicle loan or incurred credit card debt up to a maximum limit of Rs 50 lakhs.
Pay EMI for the entire sum, even if it is disbursed in tranches.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
Defaulting on the payment is a serious offence and one must avoid it at all cost. But if at all you default on one, here's how to handle the tricky situation.
Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
Home loan cover from the lender may not be the best option
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
To help you evaluate the two options, we list out the pros and cons of both sides. With different financial implications, the option that may suit you greatly depends on your financial needs. Read on to understand this.
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
As part our series on dealing with the pink slip, we spoke to financial planner Sridhar Vetapalem on how to get your finances in order.
The United States has said it wants Pakistan to implement UN curbs against three key financers who raised money for the Taliban and Haqqani network, a day after slapping sanctions on the leaders of these outfits.
India's Rishika Sunkara became a first round casualty in the Junior Girls' Singles category of the Australian Open Grand Slam tournament, going down in straight-sets to Japanese Emi Mutaguchi in Melbourne on Sunday.
Servicing two EMIs will substantially reduce tax benefits on second flat.
It is important to set your goals from your investment so that your investment can work accurately for you. For example, one must know the time and amount of money that he / she will need in the future.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
Some buy house on loan, while others save and then buy, so which option is better?
There are umpteen cases where travel websites and airlines advertise tickets for unbelievably low prices, without mentioning taxes and other charges.
By virtue of it being an unsecured loan, personal loans have a very high rate of interest attached to them.
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
In the personal arena we have all read stories of people have been caught cheating because of their status updates and friends list with some cases even leading to divorces due to this. To this list of areas in which the social media is having an impact please add your financial lives as well.
'Earlier I'd send money back home.' 'Now I've to take from them.' 'I'm completely heartbroken, scared for what the future holds.'
Besides the thrill of changing cars quite often, a higher tax deduction is available, experts tell Tinesh Bhasin
There is no overnight solution and it requires plenty of patience and discipline to set it right
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
Important points to remember while going for a car loan and while prepaying the borrowed money to the lender.
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
The government, which has expedited rehabilitation efforts, said over 1.28 crore food packets have been distributed and an immediate relief amount of Rs 67.47 crore was disbursed among over 1.11 lakh families.
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