'My biggest fear is if I get infected will I get admission in a good hospital and how much money will the hospital charge for my treatment.'
Servicing two EMIs will substantially reduce tax benefits on second flat.
It is important to set your goals from your investment so that your investment can work accurately for you. For example, one must know the time and amount of money that he / she will need in the future.
Experts said the builders will now factor in their losses arising from the removal of input tax credit when they pass on the benefits to end users while the latter may want the entire GST cut to be given to them.
Some buy house on loan, while others save and then buy, so which option is better?
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
'The economy of Kashmir has collapsed.'
There are umpteen cases where travel websites and airlines advertise tickets for unbelievably low prices, without mentioning taxes and other charges.
Concern is growing among healthcare experts who believe that if people do not follow the lockdown or social distancing seriously, the situation can quickly go out of control.
Ajit Mishra, vice president, Research, Religare Broking, answers your stock market queries.
By virtue of it being an unsecured loan, personal loans have a very high rate of interest attached to them.
There is no overnight solution and it requires plenty of patience and discipline to set it right
In the personal arena we have all read stories of people have been caught cheating because of their status updates and friends list with some cases even leading to divorces due to this. To this list of areas in which the social media is having an impact please add your financial lives as well.
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
The government, which has expedited rehabilitation efforts, said over 1.28 crore food packets have been distributed and an immediate relief amount of Rs 67.47 crore was disbursed among over 1.11 lakh families.
Important points to remember while going for a car loan and while prepaying the borrowed money to the lender.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
Rediff.com's Syed Firdaus Ashraf and Hitesh Harisinghani speak to millennials to find out if the ease of ride-sharing apps like Ola and Uber was a reason for them not buying a car.
When you find that you are in a situation where you will not be able to meet your loan obligations, running away from the lender is the last thing you should do.
Former prime minister P V Narasimha Rao was keen on building a Ram Mandir at Ayodhya, but his attempt derailed after losing the elections, a senior aide has claimed.
The teaser home loan rate, the interest rate which is set artificially low for the initial period, could give a 'payment shock' to borrowers as the equated monthly installment (EMI) shot up on lenders charging regular interest rates, according to Fitch officials.
Aseem Chhabra introduces us to the best of Berlinale.
Borrowers burdened with increasing EMIs because of increasing interest rates can now heave a sigh of relief.
People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.
For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.
Always be clear about the clauses and conditions laid down by your bank or housing finance company. If at all you skip this task then you may face a major problem during the entire tenure of your loan or may be even beyond that.
The government has appointed Spanish speciality consultancy firm, Mercados Energy Markets International, to examine possibility of a uniform domestic price of natural gas, which is now sold at rates ranging from $1 to $5.73 per mmBtu depending on source.
Understand the finer points before signing on the dotted line as a guarantor
Every borrower should go beyond this basic check list and find out if any of the different flexible repayment options would suit his needs. But why should you do this in the first place? And what are the types of flexible repayment options available today? Let's find out.
Change will have to begin with Mr Modi, who by all accounts has shown little active interest in macro-economic issues, preferring instead to focus on the effective implementation of projects and programmes, points out T N Ninan.
The biggest advantage is that choosing the right flexible repayment option would reduce your EMI load.
For high networth individuals, IRFs could be a good hedge against loans or existing fixed deposits.
The repo rate, at which the central bank lends to the system, will come down to 5.75 per cent after the cut.
The corporate health policy ceases under following circumstances: The company winds up; you resign or you are terminated from the company; you retire from the services at the age of 60; the company decides to withdraw the health policy benefit to employees, i.e. there is no law that the company should provide health policy to employee; most corporate policies also have restrictive covers.
Dealer despatches will probably be a good signal of economic turnaround or further deterioration, says Devangshu Datta.
Realty firms and consultants hoped however that this would be the last round of monetary tightening by the central bank.
Public sector banks charge 1 to 1.5 percent as prepayment penalty on the outstanding loan amount and in the case of private banks it is between 2 and 4 percent.
Opt for personal loans only to meet your essential needs which cannot wait.
Instead of prepaying your home loan before the term ends it's better to invest the amount you would save on prepaying the loan and earn good returns on investing the same.
Public sector insurance firm subsidiary LIC Housing Finance on Tuesday announced a reduction in interest rates for its existing home loan borrowers.
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