'Times will be tough, but we will get by and by the grace of Lord Balaji.'
'The only place through which I can give an answer is through IPL even if I play for India. I want to face the fear and that's the only way to live life.'
By increasing your monthly EMIs by just a few thousand rupees you can actually end up owning your dream house in almost half the tenure saving lakhs in interest outgo. Read on...
If you default, it will affect your credit score and your career.
To begin with, these are among the cheapest in the loan market.
If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!
Developers blame credit rates, bankers say prices too high.
Every housing finance company, and every bank with a large housing finance exposure, will see loss of volumes in this quarter.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Only those who opted for hybrid loans in the past couple of years will remain unaffected.
The Income Tax Act, 1961 provides tax benefits for assessees that have home loans. Typically a home loan is repaid to the bank/lender in monthly installments.
Home loan insurance covers the loan liability of the borrower.
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
The ex-Marine is on a mission to capture the Indian market for heavyweight bikes.
The Banking Codes and Services Board of India offers a free of cost credit counselling service to individuals who have taken home loans, personal loans, vehicle loan or incurred credit card debt up to a maximum limit of Rs 50 lakhs.
Pay EMI for the entire sum, even if it is disbursed in tranches.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
Defaulting on the payment is a serious offence and one must avoid it at all cost. But if at all you default on one, here's how to handle the tricky situation.
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
Home loan cover from the lender may not be the best option
'Where will industry have funds when they open up?'
To help you evaluate the two options, we list out the pros and cons of both sides. With different financial implications, the option that may suit you greatly depends on your financial needs. Read on to understand this.
Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna encourages you to talk about your problems and offers solutions.
The United States has said it wants Pakistan to implement UN curbs against three key financers who raised money for the Taliban and Haqqani network, a day after slapping sanctions on the leaders of these outfits.
As part our series on dealing with the pink slip, we spoke to financial planner Sridhar Vetapalem on how to get your finances in order.
India's Rishika Sunkara became a first round casualty in the Junior Girls' Singles category of the Australian Open Grand Slam tournament, going down in straight-sets to Japanese Emi Mutaguchi in Melbourne on Sunday.
Servicing two EMIs will substantially reduce tax benefits on second flat.
It is important to set your goals from your investment so that your investment can work accurately for you. For example, one must know the time and amount of money that he / she will need in the future.
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
Some buy house on loan, while others save and then buy, so which option is better?
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
By virtue of it being an unsecured loan, personal loans have a very high rate of interest attached to them.
There are umpteen cases where travel websites and airlines advertise tickets for unbelievably low prices, without mentioning taxes and other charges.
In the personal arena we have all read stories of people have been caught cheating because of their status updates and friends list with some cases even leading to divorces due to this. To this list of areas in which the social media is having an impact please add your financial lives as well.
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
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