Let us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.
Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap
Amid the protests against leading e-commerce firms, Flipkart and Amazon, shipments through the online route in fact witnessed a double-digit growth every quarter.
The move is likely to help 4.59 lakh housing units across the country.
Invest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
Business leaders, among others, ask govt to let go of fiscal target, seek stimulus, and direct cash transfer.
Rating agency Crisil has said rising interest rates and the reintroduction of teaser loans by various banks would put an additional burden of Rs 6,000 crore (Rs 60 billion) on them.
The new rates will be effective from May 9.
Making an informed choice will help you save money and some hassles too.
The entire 'teaser rate' phenomenon only ended up benefiting lenders and developers at the cost of the loan consumers.
Prakash Javadekar said the forest cover in the national capital has increased since then and public transport system has also improved.
'You have come out with a package for the kisan.' 'You have a package for industry.' 'But has anyone addressed the issues concerning small traders?'
By increasing your monthly EMIs by just a few thousand rupees you can actually end up owning your dream house in almost half the tenure saving lakhs in interest outgo. Read on...
'He spoke about 20 jawans in Ladakh, but he couldn't even name China.' 'He said the world had seen what had been achieved, even though we Indians don't know because Modi has himself said that nothing had happened and nobody had come,' points out Aakar Patel.
To begin with, these are among the cheapest in the loan market.
'Times will be tough, but we will get by and by the grace of Lord Balaji.'
Developers blame credit rates, bankers say prices too high.
If you default, it will affect your credit score and your career.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!
Every housing finance company, and every bank with a large housing finance exposure, will see loss of volumes in this quarter.
Only those who opted for hybrid loans in the past couple of years will remain unaffected.
The Income Tax Act, 1961 provides tax benefits for assessees that have home loans. Typically a home loan is repaid to the bank/lender in monthly installments.
Home loan insurance covers the loan liability of the borrower.
'The only place through which I can give an answer is through IPL even if I play for India. I want to face the fear and that's the only way to live life.'
The ex-Marine is on a mission to capture the Indian market for heavyweight bikes.
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
The Banking Codes and Services Board of India offers a free of cost credit counselling service to individuals who have taken home loans, personal loans, vehicle loan or incurred credit card debt up to a maximum limit of Rs 50 lakhs.
Pay EMI for the entire sum, even if it is disbursed in tranches.
Defaulting on the payment is a serious offence and one must avoid it at all cost. But if at all you default on one, here's how to handle the tricky situation.
Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
To help you evaluate the two options, we list out the pros and cons of both sides. With different financial implications, the option that may suit you greatly depends on your financial needs. Read on to understand this.
Home loan cover from the lender may not be the best option
The United States has said it wants Pakistan to implement UN curbs against three key financers who raised money for the Taliban and Haqqani network, a day after slapping sanctions on the leaders of these outfits.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
India's Rishika Sunkara became a first round casualty in the Junior Girls' Singles category of the Australian Open Grand Slam tournament, going down in straight-sets to Japanese Emi Mutaguchi in Melbourne on Sunday.
As part our series on dealing with the pink slip, we spoke to financial planner Sridhar Vetapalem on how to get your finances in order.
Servicing two EMIs will substantially reduce tax benefits on second flat.
