'The only place through which I can give an answer is through IPL even if I play for India. I want to face the fear and that's the only way to live life.'
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
To help you evaluate the two options, we list out the pros and cons of both sides. With different financial implications, the option that may suit you greatly depends on your financial needs. Read on to understand this.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
The United States has said it wants Pakistan to implement UN curbs against three key financers who raised money for the Taliban and Haqqani network, a day after slapping sanctions on the leaders of these outfits.
Home loan cover from the lender may not be the best option
India's Rishika Sunkara became a first round casualty in the Junior Girls' Singles category of the Australian Open Grand Slam tournament, going down in straight-sets to Japanese Emi Mutaguchi in Melbourne on Sunday.
Servicing two EMIs will substantially reduce tax benefits on second flat.
As part our series on dealing with the pink slip, we spoke to financial planner Sridhar Vetapalem on how to get your finances in order.
It is important to set your goals from your investment so that your investment can work accurately for you. For example, one must know the time and amount of money that he / she will need in the future.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
Some buy house on loan, while others save and then buy, so which option is better?
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
By virtue of it being an unsecured loan, personal loans have a very high rate of interest attached to them.
In the personal arena we have all read stories of people have been caught cheating because of their status updates and friends list with some cases even leading to divorces due to this. To this list of areas in which the social media is having an impact please add your financial lives as well.
There are umpteen cases where travel websites and airlines advertise tickets for unbelievably low prices, without mentioning taxes and other charges.
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
Important points to remember while going for a car loan and while prepaying the borrowed money to the lender.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
There is no overnight solution and it requires plenty of patience and discipline to set it right
'Where will industry have funds when they open up?'
When you find that you are in a situation where you will not be able to meet your loan obligations, running away from the lender is the last thing you should do.
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
Former prime minister P V Narasimha Rao was keen on building a Ram Mandir at Ayodhya, but his attempt derailed after losing the elections, a senior aide has claimed.
The teaser home loan rate, the interest rate which is set artificially low for the initial period, could give a 'payment shock' to borrowers as the equated monthly installment (EMI) shot up on lenders charging regular interest rates, according to Fitch officials.
Borrowers burdened with increasing EMIs because of increasing interest rates can now heave a sigh of relief.
Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna encourages you to talk about your problems and offers solutions.
The government, which has expedited rehabilitation efforts, said over 1.28 crore food packets have been distributed and an immediate relief amount of Rs 67.47 crore was disbursed among over 1.11 lakh families.
Besides the thrill of changing cars quite often, a higher tax deduction is available, experts tell Tinesh Bhasin
The government has appointed Spanish speciality consultancy firm, Mercados Energy Markets International, to examine possibility of a uniform domestic price of natural gas, which is now sold at rates ranging from $1 to $5.73 per mmBtu depending on source.
Every borrower should go beyond this basic check list and find out if any of the different flexible repayment options would suit his needs. But why should you do this in the first place? And what are the types of flexible repayment options available today? Let's find out.
The biggest advantage is that choosing the right flexible repayment option would reduce your EMI load.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
For high networth individuals, IRFs could be a good hedge against loans or existing fixed deposits.
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
The corporate health policy ceases under following circumstances: The company winds up; you resign or you are terminated from the company; you retire from the services at the age of 60; the company decides to withdraw the health policy benefit to employees, i.e. there is no law that the company should provide health policy to employee; most corporate policies also have restrictive covers.
Public sector banks charge 1 to 1.5 percent as prepayment penalty on the outstanding loan amount and in the case of private banks it is between 2 and 4 percent.
