'The only place through which I can give an answer is through IPL even if I play for India. I want to face the fear and that's the only way to live life.'
Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap
Facebook enabled users to mark themselves safe in Chennai since Thursday morning
Here's the answer to a dilemma faced by many home loan borrowers: To prepay your home loan or not when you get a one-time substantial bonus.
Some other sites that allow repayment over longer tenures also waive off interest cost but that might be built into the product price.
The new rates will be effective from May 9.
Central bank unhappy with North Block's EMI diktat to banks, asks for more provisioning.
Let us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.
Making an informed choice will help you save money and some hassles too.
Invest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
The entire 'teaser rate' phenomenon only ended up benefiting lenders and developers at the cost of the loan consumers.
Rating agency Crisil has said rising interest rates and the reintroduction of teaser loans by various banks would put an additional burden of Rs 6,000 crore (Rs 60 billion) on them.
If you default, it will affect your credit score and your career.
Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna encourages you to talk about your problems and offers solutions.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
'Where will industry have funds when they open up?'
By increasing your monthly EMIs by just a few thousand rupees you can actually end up owning your dream house in almost half the tenure saving lakhs in interest outgo. Read on...
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!
Every housing finance company, and every bank with a large housing finance exposure, will see loss of volumes in this quarter.
To begin with, these are among the cheapest in the loan market.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Developers blame credit rates, bankers say prices too high.
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
Only those who opted for hybrid loans in the past couple of years will remain unaffected.
Home loan insurance covers the loan liability of the borrower.
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
The Income Tax Act, 1961 provides tax benefits for assessees that have home loans. Typically a home loan is repaid to the bank/lender in monthly installments.
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
The ex-Marine is on a mission to capture the Indian market for heavyweight bikes.
The Banking Codes and Services Board of India offers a free of cost credit counselling service to individuals who have taken home loans, personal loans, vehicle loan or incurred credit card debt up to a maximum limit of Rs 50 lakhs.
'Earlier I'd send money back home.' 'Now I've to take from them.' 'I'm completely heartbroken, scared for what the future holds.'
Pay EMI for the entire sum, even if it is disbursed in tranches.
Defaulting on the payment is a serious offence and one must avoid it at all cost. But if at all you default on one, here's how to handle the tricky situation.
Home loan cover from the lender may not be the best option
Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
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