Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna encourages you to talk about your problems and offers solutions.
Making an informed choice will help you save money and some hassles too.
If you default, it will affect your credit score and your career.
Invest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
The entire 'teaser rate' phenomenon only ended up benefiting lenders and developers at the cost of the loan consumers.
Rating agency Crisil has said rising interest rates and the reintroduction of teaser loans by various banks would put an additional burden of Rs 6,000 crore (Rs 60 billion) on them.
'Where will industry have funds when they open up?'
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!
By increasing your monthly EMIs by just a few thousand rupees you can actually end up owning your dream house in almost half the tenure saving lakhs in interest outgo. Read on...
Every housing finance company, and every bank with a large housing finance exposure, will see loss of volumes in this quarter.
A 39-year-old bank executive from Mumbai went missing on September 5 evening.
To begin with, these are among the cheapest in the loan market.
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
Developers blame credit rates, bankers say prices too high.
'Earlier I'd send money back home.' 'Now I've to take from them.' 'I'm completely heartbroken, scared for what the future holds.'
Only those who opted for hybrid loans in the past couple of years will remain unaffected.
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
Home loan insurance covers the loan liability of the borrower.
The Income Tax Act, 1961 provides tax benefits for assessees that have home loans. Typically a home loan is repaid to the bank/lender in monthly installments.
The ex-Marine is on a mission to capture the Indian market for heavyweight bikes.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
Home loan cover from the lender may not be the best option
The Banking Codes and Services Board of India offers a free of cost credit counselling service to individuals who have taken home loans, personal loans, vehicle loan or incurred credit card debt up to a maximum limit of Rs 50 lakhs.
Pay EMI for the entire sum, even if it is disbursed in tranches.
Defaulting on the payment is a serious offence and one must avoid it at all cost. But if at all you default on one, here's how to handle the tricky situation.
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
You need to especially focus on the clauses that affect the cash flows, such as interest rate and pre-payment charges.
Mind/life coach, NLP trainer and Mental Health Guru Anu Krishna answers readers' queries and guides them to take control of their life.
The young are most vulnerable to self-harm and suicidal ideas at this time.
To help you evaluate the two options, we list out the pros and cons of both sides. With different financial implications, the option that may suit you greatly depends on your financial needs. Read on to understand this.
As part our series on dealing with the pink slip, we spoke to financial planner Sridhar Vetapalem on how to get your finances in order.
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
The United States has said it wants Pakistan to implement UN curbs against three key financers who raised money for the Taliban and Haqqani network, a day after slapping sanctions on the leaders of these outfits.
Besides the thrill of changing cars quite often, a higher tax deduction is available, experts tell Tinesh Bhasin
India's Rishika Sunkara became a first round casualty in the Junior Girls' Singles category of the Australian Open Grand Slam tournament, going down in straight-sets to Japanese Emi Mutaguchi in Melbourne on Sunday.
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