Running a SIP plan for more than six years almost completely eliminates the chances of earning negative returns.
'If you look at where inflation (headline and core) is today in India and where the rates are, there's clearly room to cut rates.'
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Investors not stop their SIPs or STPs due to election-related uncertainty.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Besides the injured duo, there were two others also along with them and they are presently in police custody, an officer of Mannanthala police station said.
New Horizons India Ltd -- the joint venture between US-based New Horizons Worldwide and Shriram Global Technologies -- will invest Rs 200 crore (Rs 2 billion) in the next three years to set up 250 IT Training Centres.
'If you are investing in a Ulip for returns, go for a type I Ulip.' 'If you are investing for insurance cover as well, type II is better.'
'She was lying there and I mustered up enough guts to lay next to her and hold her tight.' 'And she said, "Oh my, Girish, isn't he supposed to be nervous?"' 'Making light of the situation, Girish said, "No, he's been practicing with a pillow the whole day".'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'If you see another 1000-point correction, people may start panicking.'
Bharatanatyam and Kuchipudi veteran Yamini Krishnamurti died at the Apollo hospital New Delhi on Saturday. She was 84.
Rohit was spotted having a deep conversation with members of the KKR franchise in their dressing room.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
'In the short term you keep your return expectations very, very low; in the medium term be prepared to invest and in the long term growth will come and your returns from stocks will be high.'
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
The 44-year-old politician, who was among the final three contestants in the Labour Party's leadership contest against her boss in January 2020, has been serving in his shadow cabinet ever since.
Pant's batting lacked its usual spark. While his 44 runs off 35 balls hinted at his talent, fluency and explosiveness were noticeably absent.
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
We asked colleagues, present and past, to reflect on a man who has made such a difference to their lives and careers. Here it is then, a rich collection of memories that offer enchanting glimpses of the enigmatic Ajit Balakrishnan.
'Indian investors have always been debt-heavy but with growing financial awareness they are getting comfortable with equities.'
Most investors should have a 5% to 10% allocation to gold for diversification. They should stagger their investments to mitigate timing risk.
The race to win the Republican nomination for the US Presidential election this November began in icy Iowa on Monday January 15, 2024, when voters picked their nominee.
'The structural story of India is a multi-decadal story.' 'One should stay invested in that story and avoid reacting to what is happening globally.'
The bad assets or gross NPAs of commercial banks fell to a 12-year low of 2.8 per cent in March 2024 and may go down further to 2.5 per cent by the end of the current fiscal, said the RBI's Financial Stability Report (FSR) released on Thursday. Scheduled Commercial Banks' (SCBs) gross non-performing assets (GNPA) ratio fell to 2.8 per cent, and the net non-performing assets (NNPA) ratio to 0.6 per cent at the end of March 2024. "The asset quality of SCBs recorded sustained improvement, and their GNPA ratio moderated to a 12-year low in March 2024. Their NNPA ratio too improved to a record low," said the June FSR.
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Do not, however, enter expecting quick returns.
Horizons -- the Indian Institute of Management Kozhikode's annual management conclave -- will take place on October 5 to 7 with the theme for this year being 'Bharat ek Khoj'.
Prominent exits by promoters included a Rs 15,300 crore share sale in Indus Tower by Vodafone Plc, a Rs 9,300 crore share sale by the Tata group in Tata Consultancy Services.
'Israel is counting on the United States to enter the fray on their behalf and perform destructive strikes against these targets that are beyond Israel's conventional capabilities.' 'They may well get their way if they start a war, because the United States is still committed to Israel's security, and it won't matter whether it is Trump or Harris in the White House.'
Shriram Group of Companies, the major partner in the joint venture company New Horizons India Ltd, may sell up to 20 per cent of its 80 per cent stake to institutional investors in the next six months.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
When AI is used to enhance operational efficiency, businesses can deliver the same product or service but with improved quality, faster, or even at a reduced cost
'Investors need to be stock specific and should not rush to buy stocks at the current levels.'
Unperturbed by election uncertainty, investors poured record sums into equity mutual fund (MF) schemes in May, driving India closer to a $5 trillion market capitalisation. The Rs 34,697 crore net inflows into actively managed equity funds last month surpassed the previous high of Rs 28,463 crore recorded in March 2022. In April 2024, equity schemes had garnered nearly Rs 19,000 crore.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
The June quarter is usually considered as a seasonally strong period for the IT sector.
The Reserve Bank of India on Friday revised upwards the GDP growth projection for the current fiscal to 7.2 per cent from 7 per cent on rising private consumption and revival of demand in rural areas. Unveiling the bi-monthly monetary policy, RBI Governor Shaktikanta Das said estimates released by the National Statistical Office (NSO) placed India's real gross domestic product (GDP) growth at 8.2 per cent in 2023-24. "During 2024-25 so far, domestic economic activity has maintained resilience," he said, adding that manufacturing activity continues to gain ground on the back of strengthening domestic demand.
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