'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'
Equity mutual funds attracted Rs 29,911 crore in November, marking a 21 per cent increase from the preceding month, according to data released by industry body Amfi on Thursday. This rise in inflows comes after three consecutive months of decline, signalling an improvement in investor sentiment.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) are very crucial. Here, we will help you understand how these tools can pave the way for a stress-free retirement.
The most common mistake is investing without assessing suitability and long-term implications.
Rediff explains why the system, not the Budget, is the problem.
Younger investors with long investment horizons may continue their SIPs.
The continued MF buying has pushed the equity holding of MFs to over Rs 50 trillion for the first time.
Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.
Just where are the stars welcoming the New Year?
'For the initial decade, I consistently advise young professionals to prioritise career development and income growth rather than market analysis.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'The day is not too far when the share of MFs alone will be greater than that of foreign institutional investors.'
Coconut water is a lovely light, refreshing drink with a delicate hint of nuttiness, while remaining naturally low in both sugars and calories and full of nutrients.
December is all about embracing the chill, sipping on hot chocolate, and escaping to beautiful getaways before ringing in the New Year in style. And that's exactly what our stars are doing.
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
Popular Indian singer-songwriter Zubeen Garg drowned off Lazarus Island in Singapore after declining a life jacket while severely intoxicated, a coroner's court heard.
Stay somewhere that's as memorable as your destination, and India's got plenty of surprises!
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Fuelled by rising disposable incomes and growing awareness about disciplined investing, monthly SIP inflows across the mutual fund industry could scale up to Rs 40,000 crore over the next 18-?24 months, according to Madhu Nair, CEO of Union Asset Management Company (AMC). SIP inflows stood at Rs 25,925 crore in March, although the industry has witnessed a declining trend over the past four months amid heightened market volatility triggered by frequent US tariff changes.
Delhi recorded its coldest January morning in three years with the minimum temperature dropping to 3 degrees Celsius. Cold wave conditions are expected to persist, and air quality has deteriorated to the 'very poor' category.
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
'Regardless of whether you invest Rs 100 or Rs 1 crore per month, risk is inevitable.' 'Positive returns at the end of the year can never be guaranteed.' 'This is a fundamental truth every SIP investor must grasp.'
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold in 2026 still sensible?
Foreign investors fled Indian equities in 2025 at a scale never seen before, pulling out a record Rs 1.6 lakh crore (USD 18 billion) as volatile currency movements, global trade tensions, especially potential US tariffs, and stretched valuations eroded risk appetite, though flows are expected to turn sustainably positive in 2026.
The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan
Retail investors are moving away from a buy-and-hold approach and towards more informed short-term positioning, recent investment patterns show.
'When you finally hold that red bag with your personalised Onitsukas inside, it feels like ticking off a very satisfying item on your travel checklist,' discovers Mayur Sanap after visiting Onitsuka Tiger's famous Red Concept store in Tokyo.
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
The Indian metal market is a promising sector to invest in as it provides a good balance between the prospects of growth and stability in dynamic economic conditions and a changing geopolitical environment. Metals such as gold, silver, copper, etc, have gained renewed significance in 2025, amidst growing inflation and India's push towards infrastructural growth and green energy initiatives.
The Indian metal market is a promising sector to invest in as it provides a good balance between the prospects of growth and stability in dynamic economic conditions and a changing geopolitical environment. Metals such as gold, silver, copper, etc, have gained renewed significance in 2025, amidst growing inflation and India's push towards infrastructural growth and green energy initiatives.
Every investor loves a bull market - that feeling of watching portfolios rise and headlines being filled with record highs is gratifying. Yet, wealth creation in the stock market is not just a matter of market rallies. Some of the most successful investors make their fortunes in periods of slow or even negative market momentum. The secret is mindset, strategy, and disciplined investing, not chasing short-term rallies.
Foreign portfolio investors' (FPI) ownership in NSE-listed companies has declined to 16.9 per cent at the end of September, lowest in 15 years, the largest stock bourse said on Thursday. The domestic mutual funds' ownership climbed to 10.9 per cent in the ninth straight quarter of increase, data shared by NSE said, adding that this is on the back of strong flows into systematic investment plans (SIP).
Major fund houses report a sharp rise in online transactions, driven by changing investor habits, distributor behaviour, and fast-growing fintech platforms.
Net inflows into equity mutual funds (MFs) moderated for the second straight month in September, declining 9 per cent during the month to Rs 30,422 crore. The slowdown came as redemptions from active equity schemes rose 30 per cent month-on-month (M-o-M) to a one-year high of around Rs 36,000 crore.
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