The amount for which free check-up is offered can be quite low, while in some policies it comes only after a considerable waiting period.
If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.
IRDA's condition that treatment under AYUSH has to be at a government hospital or an institute recognised by the government makes insurance cover difficult.
'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.
The GST to be implemented from April 1, 2016, will increase the premiums.
The costs, otherwise, of medical insurance are too high.
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To avoid a claim rejection for chronic diseases, ensure proper medical records, experts tell Tinesh Bhasin
Rajinikanth fans throng Chennai theatres to catch his latest film Lingaa.