If the credit card is not used judiciously, it can cause havoc with one's personal finances, warns Sarbajeet K Sen.
Physical advisors have been receiving tough competition from algorithm-based investment counselling and robo-advisories.
With NEFT, which drives the retail payments value, operationalised on a 24x7x365 basis, the country's payment systems landscape is headed for substantial growth.
If credit card delinquency spells trouble, there may be questions with regard to the much bigger retail sub-categories of car and housing loans, notes T N Ninan.
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.
The Delhi Police's crime branch had, on March 31, lodged an FIR against seven people, including the cleric, on a complaint by station house officer of Nizamuddin police station for holding a congregation of Tablighi Jamaat followers in alleged violation of the orders against large gatherings to contain the spread of coronavirus.
The trouble for Ashok Lavasa's family began a few months back when his wife, Novel Singhal Lavasa, came under the scanner of the income tax department on charges of alleged tax evasion.
Everyone steps into a new year with optimism and positivity. The beginning of the year is when you can start afresh and make changes to all the unsuccessful financial practices adopted in the previous year. Here are eight financial resolutions, which will help you to make better and smarter financial decisions going forward.
Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.
Trump paid no income taxes at all in 10 of the previous 15 years largely because he reported losing much more money than he made, the report said. The US president immediately dismissed the report as 'totally fake news'.
Negotiate like an Indian and defer wants, were the two thumbrules personal finance blogger Rami Sethi learnt from his parents, he tells P Rajendran.
If only one partner handles personal finance, there could be a lot of mismatch between you and your partner in saving and spending money. This can lead to marital stress.
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.
Two factors play a predominant role in fetching good returns -- stock selection and allocation, suggests Sanjay Kumar Singh.
'A 25 year old buying a high-value policy now will be well covered even in his 40s.'
Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
Here's a quick compilation of items that could be impacted by the Budget, thereby affecting our personal finances. But do keep in mind that not all of these could happen, or happen in the magnitude that they are expected to.
The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.
Ramit Sethi's book I will Teach You to be Rich is a bestseller. The 26-year-old Stanford alumnus has been called 'a rising star in the world of personal finance writing.' Excerpts from an interview...
He invests like an owner and keeps himself aware of his own weaknesses.
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
Follow these and you will definitely be richer by the end of next New Year than what you are today.
Five mistakes that American investors have made that investors in India can learn from.
You don't need an MBA to learn how to save money and invest in your future.
How many of these do you often tell yourself? :)
How should a family of five with a monthly income of Rs 82,000 today, plan to make a retirement corpus of Rs 7.5 crore? Vetapalem Sridhar, certified personal finance advisor and trainer does the number crunching.
How should a family of five with a monthly income of Rs 82,000 today, plan to make a retirement corpus of Rs 7.5 crore? Vetapalem Sridhar, certified personal finance advisor and trainer does the number crunching.
Incomes such as dividend, interest on tax-free bonds, eligible gifts, etc should also be reported even though they are tax exempt, suggests Sanjay Kumar Singh.
People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.
In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints Redress System) web site, suggests Sanjay Kumar Singh.
Now govt employees to enjoy greater say in how their NPS corpus is invested. Younger employees should raise their allocation to equities in this very long-term investment instrument
Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.
Here are a few takeaways from some successful women investors...
Budget has received mixed reaction from experts.
Jimmy Patel, MD & CEO, Quantum Mutual Fund, suggests some valuable financial gifts for your children.
In a live chat on rediff.com on Wednesday, July 16, 4 pm, Feroze Azeez, will offer some valuable suggestions on investments.
Simple tips to set your finances right in the New Year!
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.
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