Sanjay Kumar Singh draws up a mediclaim policy checklist.
The high sum insured will allow the insurer the luxury of taking treatment in a deluxe room in premium priced hospitals and cover high-cost medical expenses for critical illnesses.
There is nothing that prevents you from having a car loan and a home loan together
The country's largest lender State Bank of India has seen a perceptible increase in the number transactions happening at its multiple digital channels, with the percentage moving from 60 per cent in the pre-pandemic period to 67 per cent currently, chairman Dinesh Khara said. The rise in the number of digital transactions at the bank was largely driven by pick up in e-commerce during the pandemic-induced lockdown, which restricted movement, he said.
Surrendering a ULIP after having paid the premiums for the first three years may be an unwise option.
Interesting twists but the bottom line is the same: it does not work for you.
If it is about saving tax and you don't have a policy already, there is a case for buying.
For far too long, individuals have been at the receiving end of unfair practices from various entities in the financial services industry. Now it's time to stand up and be counted!
How to buy children's plans with good returns and lowest costs.
With a dependable insurance policy, you can easily guard against any unexpected financial burden in the event of sudden illness or injury.
So far, no insurance company in India has come up with a long-term policy on health insurance
Keep a check on the waiting period and exclusions while buying a health insurance plan and see if it fits your requirements.
You are in the midst of your marriage and suddenly you hear your relatives scream. The caterer has turned tail at the last moment, they tell you. Don't worry. Simply insure it.
A medical insurance policy should always form a part of any individual's financial planning as well as the tax planning exercise.
There are many reasons why you should not; the main one is that they make money off you.
The loss to policyholders due to massive mis-selling of insurance policies by trusted private sector and public sector banks will be well in excess of Rs 2 trillion, warns Harsh Roongta.
The new regulations will allow the insurers to charge an extra premium from policyholders who wish to buy riders with unit-linked insurance plans.
ULIPs have become popular amongst investors, especially those who do not have the time to track the markets but want to earn higher returns on maturity.
The government has started linking Aadhaar numbers to various social security schemes and bank accounts.
Premium paid on life insurance policies entitles you to tax benefits. Read on to find out more about this.
While that may be easy, what is not easy is to buy the policy that is right for you
Life insurance offers dual benefits: financial security to your family in case of the policyholder's death as well as helps you save tax, says Alok Patnia.
Consumer activist Jehangir B Gai explains an important new ruling by the National Commission.
Want your investments to make money as well as save tax for you? Anil Rego has some advice
The accord covers all crucial areas.
Insurers tout 12-15 per cent of the sum assured as the annual rate of return in money-back policies. But, the actual numbers are much lower
Cricketer-turned-commentator Deep Dasgupta refused to call the IPL bubble porous but did admit to having anxieties of his own once cases began to rise in Delhi.
At its heart, the issue is more than compliance. It is the risk of possible breakdown of a strong nexus between insurance firms and motor car dealers that makes the business the top earner for the former.
Typically, an individual buys a health cover between Rs 3 lakh and Rs 5 lakh.
How high or low will be your policy premium depends upon these.
If the nominations are not in place, the heirs need to go through a lengthy process to get access to the money cautions Bindisha Sarang.
Keep these things in mind as you head out into the monsoon rains to enjoy your drive and remain tension free
Many people invest in insurance with a view to saving taxes. So what are the tax rebates available to an individual in respect of premium paid on life insurance policies?
Are all the benefits of group life insurance for real? Naval Goel finds out
Else, repent when you reach your golden years
Maternity insurance ensures that you can enjoy the happiest moments of your life without any financial worries, says Harjot Singh Narula
Aslam Hunani presents some of the frequently asked questions about health insurance in India.
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