If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
New borrowers should go for banks over housing finance companies as the new benchmark -- MCLR -- is more transparent.
Credit Vidya helps lenders assess credit and fraud risk for thin-file and new-to-credit customers.
Gold loans are a quick, easy and low-cost way to meet your immediate and emergency financing needs, but do ensure that you entrust your gold in safe hands after thorough due diligence, suggests Gaurav Gupta, founder and CEO, MyLoanCare.in.
Fintech players are customising solutions for rural markets and helping SMEs learn how to use the services
Many banks sell your confidential account information to telemarketing firms and you can't do anything as no law in India protects you from this activity.
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
Want to spend more this festive season on your credit card? This is what it takes...
Few right moves and you can improve your credit score real fast
While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it
'A key trend that one should expect to see is tonnes of failures.' 'Several blockchain-focused companies will fail.'
He is the second Indian batsman after Rahul Dravid in Adelaide 2003, in first-class history to remain not out on 199 at the end of a day's play.
Do you know what is 'credit repair'? And how to go about it?
Private banks and start-ups offer instant loans on apps as well as through ATMs.
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
If you default, it will affect your credit score and your career.
Through the newly created business vertical Happinest, MLDL will launch two such housing projects in Boisar near Mumbai and Avadi in Chennai.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.
Some of the most common grounds on which card issuers reject credit card applications in India, along with tips on how to overcome these hurdles.
If you default, the bad behaviour stays in your credit report for a very long time
Making purchases on your credit card can turn out to be a better idea. Here's why.
While start-ups are making it easier to borrow, one needs to choose carefully.
Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate.
Proper planning is absolutely essential when you are thinking of redoing your home, says Rajiv Raj
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
GenNext Innovation Hub is also pursuing a new global partnership program to collaborate with organizations in US, Europe and Asia.
Your nearest grocery shop might soon become a one-stop shop for depositing and withdrawing money.
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Sorry guys and gals but you have really inspired me to write this. You can hate me for this but honestly, this is dedicated to you. Here it goes!
NBFCs are allowed to include registration, stamp duty
Consumer loans or personal continue to record the highest fraud incidence.
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
For an entrepreneur, managing his personal finances well is half the battle won.
If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection
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