Parts of electric cars are costlier and repairing often means replacing an entire system, which drives insurance premium rates up.
Did you know that your home insurance covers valuables in bank locker?
Expect premiums to go up or introduction of a co-pay option for third-party damage
The Insurance Regulatory and Development Authority of India (IRDAI) has issued guidelines that will allow car dealers to become Motor Insurance Service Providers (MISP) and offer the policies of multiple general insurers, says Sanjay Kumar Singh.
Insurance experts said since it may be difficult to set a tariff or fixed rates for Covid-19 treatment, an indicative rate chart has been proposed.
If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.
Hurdles such as approvals for repair and fixed rates can make the process time-consuming.
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
'The major worry for everyone using Internet-linked devices today is whether the latest download on his smartphone or laptop is a bait from a digital hacker who is out to secure access to his hard-earned money,' notes T A Ramalingam, chief technical officer, Bajaj Allianz General Insurance.
Buy comprehensive motor insurance policy to guard against natural calamities.
FII stance, progress of monsoon, crude oil and rupee movement are likely to dictate the trend.
Experts suggest that it's best to go for the bundled product that has only one-year own damage cover.
Life insurers need applicants to abstain from tobacco for up to five years.
According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year
Cases linked to surgery among those considered.
You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
Buying medical insurance? Make sure that you know what you are getting and what you are not.
Cyber crimes caused by the insured's employees also get covered under the policy but would exclude the actual perpetrator.
Its not so tough to improve insurance coverage at nominal cost.
To plug claims mismanagement, the Insurance Regulatory and Development Authority of India (Irdai) is bringing reforms in the mediclaim segment.
Sarvesh Agrawal tells Shobha Warrier about how he built a start-up "of the interns, by the interns and for the interns."
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