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MFs you must buy, hold or exit

By OMKESHWAR SINGH
October 08, 2020 09:24 IST
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Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.


Name of the Fund Recommendations  ( Contine / SmartSwitch)
Jijo George: I am investing in 5 funds for the last 2 years as SIP, following are the details. My time horizon is 8-10 years and my risk profile is moderate risk.Kindly advise whether to continue with these funds.
1.SBI Blue Chip Direct Plan Growth @4000 per month Canara Robeco Bluechip Equity Fund Regulargrowth
2.Mirae asset Large Cap Fund Direct Growth @3000 per month Continue
3.L & T Midcap Fund Direct Growth @ 3000 per month Axis Mid Cap
4.Axis Long Term Equity Fund Direct Growth @3000 per month Continue
5.ABSL Tax Relief 96 Fund @ 4000 per month Continue
Satya Yadav: Sir my investments are in following segments-all are in SIP. Please advice sir which one to keep or exit
Icici liquid growth -Rs1000 Continue
Icici prudential bluechip-Rs1500 Canara Robeco Bluechip Equity Fund Regulargrowth
L&T India value-Rs1000 Axis Esg Equity Fund Regular Growth
L&T Emerging - Rs1000 Axis Small Cap - Growth
L&T Midcap growth-Rs1000 Axis Mid Cap
Kotak Multicap-Rs1000 SmartSwitch to Uti Equity Fund-growth Plan-growth
Nippon small cap - Rs1000 Axis Small Cap - Growth
Axis Bluechip growth-Rs1000 Continue
Hdfc top 100 growth-Rs1000 Canara Robeco Bluechip Equity Fund Regulargrowth
Srinivas Varaganti: Below are my SIP details. Please advise me whether to continue/stop or switch.
DSP Midcap Fund - Direct Plan - Growth Continue
Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan Axis Mid Cap
L&T Hybrid Equity Fund - Direct Plan-Growth Canara Robeco Equity Hybrid Fund Regular Growth
Axis Small Cap Fund - Direct Plan - Growth Continue
Axis Bluechip Fund - Direct Plan - Growth Continue
Axis Multicap Fund - Direct Plan - Growth Continue
DSP Equity Fund - Direct Plan - Growth SmartSwitch to Uti Equity Fund-growth Plan-growth
Sunil Dubey: I am investing in below mentioned fund from last one year, please review. 
1) Axis Bluechip Fund Direct Plan :1250RS Continue
2) ABSL Tax Relief 96 Equity - Dierect Grouth ELSS :2500RS Continue
3) Mirrae Aseet Large cap direct Growth plan :1250RS Continue
4) Axis Long Term Equity Fund Direct Growth Plan: 2500RS Continue
Ramesh Kumar: I need advice of expert on the following fund. I am 48 years old. Looking for long horizon of seven more years.The following Funds are in my category of corpus 1.5 CR. Please suggest which one to continue and switch.
Aditya Birla Sun Life Frontline Equity Fund - Direct Plan (G) Canara Robeco Bluechip Equity Fund Regulargrowth
ICICI Prudential Bluechip Equity Fund - Direct Plan - Growth Canara Robeco Bluechip Equity Fund Regulargrowth
Nippon India Large Cap Fund - Direct Plan (G) Canara Robeco Bluechip Equity Fund Regulargrowth
Axis Bluechip Fund - Direct Plan Continue
Mirae Asset Large Cap Fund - Direct Plan - Growth - Growth Continue
Kotak Select Focus Fund - Direct Plan (G) SmartSwitch to Uti Equity Fund-growth Plan-growth
SBI Focused Equity Fund - Direct Plan Continue
Aditya Birla Sun Life Equity Fund - Direct Plan (G) Uti Equity Fund-growth Plan-growth
Mirae Asset Emerging Bluechip Fund - Direct Plan (G) Continue
Canara Robeco Emerging Equities - Direct Plan (G) Continue
HDFC MidCap Opport.- Direct (G) Axis Mid Cap
Axis Midcap Fund - Direct Plan Continue
Kotak Emerging Equity Scheme - Direct Plan Axis Mid Cap
HDFC Small Cap Fund - Direct Growth Plan  Axis Small Cap - Growth
Pawan Jattu: Below is my portfolio of mutual fund with monthly SIP, please review it & advise accordingly. Thanks in advance.
Franklin India Smaller Companies Fund Axis Small Cap - Growth
Franklin Build India Fund - Direct Plan Axis Esg Equity Fund Regular Growth
Axis Long Term Equity Fund - Direct Plan Continue
Axis Small Cap Fund Continue
Mirae Asset Emerging Bluechip Fund - Direct  Continue
Nippon India LARGE CAP FUND-DIRECT GROWTH PLAN  Canara Robeco Bluechip Equity Fund Regulargrowth
 Kotak Standard Multicap Fund - Direct Plan- Growth SmartSwitch to Uti Equity Fund-growth Plan-growth
 L&T Midcap Fund  Axis Mid Cap
HDFC Small Cap Fund Axis Small Cap - Growth
Invesco India Contra Fund-Direct Plan Growth Continue
discontinued funds:  
Franklin India Taxshield Fund - Direct Plan ( Tax Savings ) Canara Robeco Equity Tax Saver Fund Regular Growth
L&T INFRASTRUCTURE FUND DIRECT PLAN-DIVIDEND Axis Esg Equity Fund Regular Growth
ICICI Prudential Value Discovery Fund Continue
 Mirae Asset Tax Saver Fund - Direct Growth - Growth Canara Robeco Equity Tax Saver Fund Regular Growth
Prodeep Ghosh: I am 67, retired and dependent on my rental income and returns from investments for my finances. My current MF Portfolio is
ICICI PRUDENTIAL BALANCED ADVANTAGE FUND - MONTHLY DIVIDEND Continue
KOTAK BOND SHORT TERM FUND PLAN - GROWTH Hdfc Short Term Debt Fund - Regular Plan - Growth
SBI SHORT TERM DEBT FUND - REGULAR PLAN - GROWTH Hdfc Short Term Debt Fund - Regular Plan - Growth
FRANKLIN INDIA ULTRA SHORT BOND FUND - SUPER INSTITUTIONAL PLAN GROWTH Freezed
AXIS BLUECHIP FUND-GROWTH (SIP @ 15k/month)
Continue
HDFC HYBRID EQUITY FUND - REGULAR PLAN - GROWTH Canara Robeco Equity Hybrid Fund Regular Growth
ICICI PRUDENTIAL EQUITY AND DEBT FUND - GROWTH Canara Robeco Equity Hybrid Fund Regular Growth
DSP DYNAMIC ASSET ALLOCATION FUND - REGULAR - GROWTH Edelweiss Balanced Advantage Fund - Growth Option
KOTAK BALANCED ADVANTAGE FUND - REGULAR PLAN- GROWTH Union Balanced Advantage Fund Regular Plan - Growth
MOTILAL OSWAL DYNAMIC FUND REGULAR GROWTH Edelweiss Balanced Advantage Fund - Growth Option
ICICI PRUDENTIAL - ASSET ALLOCATOR FUND FOF - GROWTH Idfc All Seasons Bond Fund -regular Plan- Growth Option
Ajay Kulkarni: would request to give your views on:
Axis Bluechip fund direct - growth Continue
SBI Focussed fund direct growth Continue
kotak standard multicap Regular growth SmartSwitch to Uti Equity Fund-growth Plan-growth
icici prudential PHD plan regular growth Continue
Edelweiss Maiden Opportunities fund Series 1 Reg. Growth Closed Ended Scheme
Hdfc midcap opportunities fund Reg. Growth Axis Mid Cap
L&T tax advantage fund Canara Robeco Equity Tax Saver Fund Regular Growth
Union arbitrage fund Regular Growth Sundaram Arbitrage Fund Regular Growth 
Sundaram ultra short term fund Reg. Growth Aditya Birla Sun Life Savings Fund - Growth
Mirae asset emerging bluechip fund Growth Continue
Axis equity saver fund Reg. Growth Canara Robeco Equity Hybrid Fund Regular Growth
IIFL focussed fund Reg.Growth Mirae Asset Focused Fund - Regular Plan - Growth
DSP ACE FUND Series 1 Reg. Growth Closed Ended Scheme
Sunil D'Souza: Currently aged 46 years investing Rs. 2 Lakhs since 2017 in the below following Mutual Fund through ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund. Kindly advise and suggestion whether to continue or exit.
ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund ULIP - Insurance and Investment should be separate
Arnab Das: Need your valuable advice regarding my SIP. I have invested in two SIP till now for long term purpose:
SBI Bluechip fund Direct(Growth) Canara Robeco Bluechip Equity Fund Regulargrowth
L&T Infrastructure fund Direct(Growth) Axis Esg Equity Fund Regular Growth
Sekhar Chakravarty: Kindly suggest three good debt fund for lunpsum investment of minimum three yr horizon. Sbi banking and psu fund and axis banking and psu fund. Which one is better?
Sbi banking and psu fund  Hdfc Banking And Psu Debt Fund - Regular Growth Option
axis banking and psu fund Hdfc Banking And Psu Debt Fund - Regular Growth Option
Sunil Kumar Perti: I am 61 year old person trying to build a corpus. Present value of my investments is 2.2 Lac (approx). In addition to the above I have a Rs 10000/ investment in Axis Long Term Equity Fund- Direct Plan-Dividend. I look forward for your advice in great anticipation. I have the following investments in SIPs in the following Mutual Funds, Please suggest if any changes to be made.
Axis Long Term Equity Fund- Direct Plan-Dividend Continue
1 HDFC Equity Fund- Regular Plan- Growth     2500/ PM   Mirae Asset Focused Fund - Regular Plan - Growth
2  PREG- HDFC Hybrid Equity Fund- Regular Plan    2000/PM Canara Robeco Equity Hybrid Fund Regular Growth
3  ICICI Prudential Multi-Asset Fund- Growth     2500/PM Sbi Multi Asset Allocation Fund Regular Growth
4  L & T India Value Fund- Growth         1000/PM Axis Esg Equity Fund Regular Growth
Ramesh Iyer: I have the following Mutual Funds SIP in my Portfolio holding since Dec'17/ Jan'18 investing Rs.2000 each in each SIP. Please suggest whether to add, hold, or switchover.
1. SBI Bluechip fund  Canara Robeco Bluechip Equity Fund Regulargrowth
2. Nippon India Large Cap fund Canara Robeco Bluechip Equity Fund Regulargrowth
3. ABSL focussed Equity fund Mirae Asset Focused Fund - Regular Plan - Growth
4. Motilal Oswal Multicap 35 fund SmartSwitch to Uti Equity Fund-growth Plan-growth
5. SBI Magnum Multicap fund Uti Equity Fund-growth Plan-growth
6. ICICI Pru Bluechip fund Canara Robeco Bluechip Equity Fund Regulargrowth
7. L&T Emerging Business fund Axis Small Cap - Growth
8. ABSL Small-cap fund Axis Small Cap - Growth
9. Nippon India small-cap fund Axis Small Cap - Growth
10. Franklin India Focussed equity fund Mirae Asset Focused Fund - Regular Plan - Growth
11. Kotak Standard Multicap fund SmartSwitch to Uti Equity Fund-growth Plan-growth
12.Franklin India smaller companies fund Axis Small Cap - Growth
13.Nippon India Equity Hybrid fund Canara Robeco Equity Hybrid Fund Regular Growth
14. ABSL Regular savings fund Icici Prudential Regular Savings Fund - Growth
15. L&T Infrastructure fund Axis Esg Equity Fund Regular Growth
16. SBI Dynamic Bond fund Continue
17. ICICI Pru Pharma fund Continue
Shyam Sundar K: I have 24,000 rs monthly SIPs in the below mutual funds, please suggest if I can continue my SIPs in these funds or make an urgent switch. I have been investing for past 4-5 years.
Aditya Birla Sun Life Pure Value Fund - Growth Axis Esg Equity Fund Regular Growth
HDFC Top 100 Fund - Regular Plan - Growth Canara Robeco Bluechip Equity Fund Regulargrowth
ICICI Prudential Value Discovery Fund - Growth Continue
FRANKLIN INDIA BLUECHIP - GROWTH Canara Robeco Bluechip Equity Fund Regulargrowth
Nippon India Small Cap Fund - Growth Axis Small Cap - Growth
SBI MAGNUM MULTI CAP FUND - GROWTH Uti Equity Fund-growth Plan-growth
Sundaram Small Cap Fund - Regular - Growth Axis Small Cap - Growth
Rahul: I am 43 year salaried person investing in mutual fund for last 7-8 years to build corpus for my daughter's education (requirement in next 10 yrs) and for my retirement (next 22 yrs). I am doing SIP in following funds. Kind request to give your expert advice whether any changes required in my portfolio or should i continue with the same funds.
1. Axis long term equity - Rs.8000 Continue
2. Axis small cap - Rs. 10,000 Continue
3. Mirae Asset Emerging Bluechip - Rs.6,000 Continue
4. DSP midcap - Rs.6,000 Continue
5. Axis midcap - Rs.6,000 Continue
6. Kotak std. multicap - Rs.6,000 SmartSwitch to Uti Equity Fund-growth Plan-growth
7. Parag parikh long term equity - Rs.6,000 Continue
8. Axis multicap - Rs.6,000 Continue
9. Axis bluechip - Rs.6,000 Continue
10. SBI bluechip - Rs.6,000 Canara Robeco Bluechip Equity Fund Regulargrowth
11. Motilal Oswal Nasdaq 100 - Rs.2,000 Continue
Krishnaprasad Bhat: following is my standing on MF. Can you please guide me on this? Also if a fund is not performing, how long do i wait before i switch to a different scheme/ mf
Holding  
Aditya Birla Sun Life Pure Value Fund - Growth-Direct Plan Axis Esg Equity Fund Regular Growth
Aditya Birla Sun Life Equity Fund - Growth-Direct Plan Uti Equity Fund-growth Plan-growth
Monthly SIP  
HDFC Hybrid Equity Fund - Direct Plan - Growth Option Canara Robeco Equity Hybrid Fund Regular Growth
ICICI Prudential Value Discovery Fund - Direct Plan - Growth Continue
L&T India Value Fund Direct Plan - Growth Axis Esg Equity Fund Regular Growth
Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth Continue
   

If you want Mr Singh's advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and he will offer his unbiased views.

Disclaimer: This article is meant for information purposes only. This article and information do not constitute a distribution, an endorsement, an investment advice, an offer to buy or sell or the solicitation of an offer to buy or sell any securities/schemes or any other financial products/investment products mentioned in this QnA or an attempt to influence the opinion or behaviour of the investors/recipients.

Any use of the information/any investment and investment related decisions of the investors/recipients are at their sole discretion and risk. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Opinions expressed herein are subject to change without notice.

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