Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
While investments are typically reviewed annually, risk cover is often left unchanged for years.
Largecap equity funds remain suitable for conservative and moderate risk-taking investors seeking relatively stable returns.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
The Supreme Court on Thursday held that the Governor can reserve a bill for consideration of the President even in the second instance, when the bill is again sent by the state assembly to him whether in its amended or unamended form.
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
The power sector presents a puzzle. A fast-growing economy should be aligned to higher power demand but that hasn't been the case in the financial year 2026 till date (FY26TD).
Wedding insurance goes far beyond protecting against cancellations.
The stock of the country's largest beer maker, United Breweries (UBBL), is trading at 25-month lows given multiple headwinds related to volumes, regulatory issues, and margin trajectory. After a muted second quarter (July-September) of 2025-26 (Q2FY26), brokerages also expect the company's Q3FY26 performance to be underwhelming.
While gold continues to provide safety after its strong 2025 rally, well-chosen real estate investments held with a long-term view remain attractive.
India on Monday advised its nationals to be careful while travelling to or transiting through China, more than two weeks after a woman from Arunachal Pradesh was allegedly harassed at the Shanghai airport.
Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
Vedanta, a conglomerate in mining and metals, has seen a surge in its share price on the back of multiple triggers. Its demerger appears to be on track, a strong non-ferrous commodity cycle is boosting margins, and silver bulls are interested in Hindustan Zinc, its subsidiary.
To digitise Customs processes, the Union finance ministry is planning to integrate the Indian Customs Electronic Gateway (ICEGATE), Risk Management System (RMS), and Indian Customs Electronic Data Interchange System (ICES) into a single unified national Customs platform, according to government sources.
Investors encountering underperformance must be patient.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Filing a belated return is far better than not filing at all.
'For the initial decade, I consistently advise young professionals to prioritise career development and income growth rather than market analysis.'
This comes a day after President Droupadi Murmu gave her assent to the Viksit Bharat Guarantee for Rozgar and Ajeevika Mission (Gramin) (VB-G RAM G) Bill, which replaces the MGNREGA and has a provision for 125 days of wage employment for rural workers.
'Only four or five original companies remain; the rest have been replaced every decade as sectors evolve or leadership shifts.' 'Companies that fail to adapt -- like many textile mills from the 1970s and shipping firms from the 1980s -- disappear.' 'Benchmark indices reward those who reinvent themselves in line with economic demands.'
MCG to Barsapara: Gambhir and Pant might be feeling a sense of deja vu
'We operate in an economy that is structurally positioned for long-term growth. As market levels rise over time, our AUM grows in line.'
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
rediffGURU T S Khurana answers readers' personal income tax queries
'Pick a sum insured that realistically covers major hospitalisation costs in your city.'
JSW Steel Ltd (JSTL) has announced a restructuring that unlocks value from Bhushan Power & Steel Ltd (BPSL) and changes the balance-sheet. JSTL will do a slump sale of 50 per cent stake in BPSL to Japan's JFE Steel in two equal tranches, totalling Rs 15,700 crore in cash.
'Exiting during corrections tends to lock in losses. Patient investors have benefited from holding through similar drawdowns in past cycles.'
Passive funds appeal to investors seeking to avoid the risk of underperformance by the fund manager and minimise the need for frequent chopping and changing of funds.
The Indian banking sector could be due for a rise in profitability after several quarters of net interest margin (NIM) compression. The Q2FY26 results suggest NIMs have bottomed out.
As a part of the Inlaks Fellowship For Social Engagement, eligible and selected candidates will receive a fellowship upto Rs 45,000 per month.
The projections in the cement industry are mixed. Prices and demand remained muted in the third quarter (October & November) and short term uptick doesn't seem likely. However, the second quarter of the financial year 2026 (Q2FY26) was good year-on-year (Y-o-Y) for many cement majors aided by base effect, and some analysts expect acceleration in earnings and volume in the next financial year, again aided by base effect.
Sri Lanka continues relief and rescue efforts with India's assistance after Cyclone Ditwah caused widespread devastation, killing over 190 people and affecting nearly a million.
AIFF for "flexible" approach during Sports Minister Mandaviya's meeting with football stakeholders.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
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