There are four important reasons why you must also buy personal mediclaim over group mediclaim, says Dhruv Sarin
Sanjay Kumar Singh draws up a mediclaim policy checklist.
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
Don't go for family floater plans; though convenient they cost you more.
Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.
'I like to challenge myself. Competing against players much younger than me is something that I want to keep doing,' says Chess Legend Viswanathan Anand
The new guidelines can act as a deterrent for students who have for years been unfairly reaping the benefits of the 'Ctrl+C, Ctrl+V' method of research.
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