Credit cards prove useful when making high value transactions.
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.
Dynamics Inc is developing such cards - due to be introduced in the US later this year - which will have wafer-thin microprocessors and would run on batteries that can last up to three years.
Here's what's in it for you!
Maruti Udyog Ltd on Wednesday launched a new loyalty programme for its customers, which will see the company issue an autocard in partnership with IOC and Citibank.
Live it up in style with these credit cards.
Do you often miss payments? Do you exceed your credit limit? You are just the kind of customer credit card companies are looking out for!
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj
Credit card offers - discounts, reward points and cashback - could range across shopping, phone bill payments, dining and entertainment.
The more you know about using a new credit card, the more you reap!
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.
We hope this information can help you save and trigger more money saving ideas in your mind.
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Sharing your credit card with the spouse has it perks. Read on to find out more!
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
and three times when you should actually use them
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
'Instead of making this a four-year phenomenon, when you look at us and get thrilled, do it more regularly.'
It's not e-retailers alone. Bankers are also celebrating initiatives like 'Big Billion Day Sale' this festive season.
Here's how you can reward yourself for having a good CIBIL score.
Your credit score is more than just a number. Here's how you can read and understand its importance.
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.
Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.
Life hacks to get your financial situation under control
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!
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