With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.
'If an investor wants to clone an ace investor's portfolio, s/he will be better off cloning the entire portfolio rather than cherry picking stocks selectively.'
After giving negative or low returns from 2013-2016, the Nifty Realty Index is up a whopping 91.14 per cent, making it the best performer year-to-date. Can you still make money in this sector? Sanjay Kumar Singh finds out.
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
Before participating in such a scheme, do a detailed background check of the company's credentials, especially if the promised returns are unrealistic.
'Avoid taking excessive credit risk via mutual funds such as high-yield fixed maturity plans and credit opportunity funds.'
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
The National Green Tribunal on Monday directed the Delhi government and city police to demolish illegal constructions at controversial self-styled godman Asaram's ashram in Karol Bagh locality.
This Durga Puja, the world's largest Durga idol will be installed at Deshapriya Park in south Kolkata.
Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
Customers should be fully aware of what their policy covers and should follow claim procedures meticulously, says Sanjay Kumar Singh.
'By entering at an early age, they stand a better chance of developing into skilled investors.'
Son's offer to supply free power after 25 years is based on the idea that the cost of running a solar plant would progressively decline while its efficiency would increase.
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh
'Even if your phone goes missing for 15 minutes, be warned.' With e-wallets playing a larger role in transactions, these precautions are a must.
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.
Even in times of disaster and distress, caste tensions continue to stay afloat at relief camps for flood victims in Bihar with reports coming in about Dalits at the Bihar Vidhyapeet Bhawan and B N collegiate camps in Patna being abused, humiliated and deprived of relief by some upper caste men, a district official said on Wednesday.
If you default, it will affect your credit score and your career.
China, France and Spain are emerging as hotspots for Indian students.
'In restaurants, the waiter takes your card and then comes back with the machine. Don't allow that.' 'Let him come to you with the machine and then enter the card and the PIN yourself.'
After an invitation to him to attend an Allahabad university function stoked controversy, Aditynath has been 'advised' against entering the district and may face 'legal action' if he does not comply.
One of the best stories coming out of Bihar is about a place where Chandragupta Maurya, Buddha, Ashoka, Sher Shah Suri and India's Mona Lisa meet.
Why the case for investing in passive funds is becoming stronger.
Three key instruments that can help you meet your financial goals, while also allowing you to enjoy tax deductions are ELSS, term cover and health cover.
A radiation scare at Delhi's Indira Gandhi International Airport forced the suspension of cargo operations, but nuclear regulator and Delhi authorities said there was no leak of radioactive substance from a consignment unloaded from a Turkish Airlines plane.
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.
Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
An eyewitness said some people in a minibus and private cars were trapped.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
The Uttarakhand government on Tuesday put the number of missing people in last month's tragedy at 5,360 and announced that pilgrimage to Badrinath, Gangotri and Yamunotri shrines will resume by September 30 even as fresh rains pounded several parts of the state and claimed 11 lives.
The two were being taken to Gaya central jail for interrogation, Magadh Zone Deputy Inspector General Saurabh Kumar said.
When looking at fund returns, avoid looking at just the past 12 months' performance, says Sanjay Kumar Singh
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
These funds carry low risk and should be able to beat the returns from fixed deposits.
Ponzi schemes have characteristics that the informed investor can spot easily.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
The statements made by the opposition parties after the preemptive air strike on terror camps have made only people of Pakistan happy, he claimed.
When selecting a liquid fund, stick to schemes with an AUM of above Rs 1,000 crore.
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