Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage.
Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage.
While initially, the claim amount was high, it has now moderated with many states prescribing a standard treatment rate for Covid-19. Of the total claims received, nearly 66,000 claims amounting to Rs 628.95 crore have been settled so far.
Those who have an insurance policy need to check its clauses to determine if it covers home care treatment, advises Bindisha Sarang.
Annual premiums do not exceed what you readily shell out for an OTT subscription.
Buying a cover at a late age is expensive; the benefits, too, are limited.
Similar to a travel insurance that is purchased during booking flight tickets online, those booking tickets on IRCTC's website would get an option to purchase insurance for their train journey
In the June quarter, growth in the segment stood at around 4 per cent, with premium collection at Rs 15,724 crore against Rs 15,074 crore in the same period of FY19. This was the lowest growth in the last five quarters, starting from Q1FY19.
Unlike other health insurance policies, which mostly covers hospitalisation expenses alone, the specialised cover is likely to include the cost of treatment during quarantine and payment of cash for incidental expenses.
Insurance companies are anticipating claims of at least Rs 500 crore from the incessant rains and flooding in Chennai.
Travel insurance policies do not generally cover adventurous or sporting activities such as bungee jumping, paragliding, mountain climbing, or white water rafting, which fall under hazardous activities.
While proposals for covers in volatile markets aren't denied, premiums are much higher - by as much as 100-600%
The largest domestic carrier IndiGo is set to renew the insurance cover for its fleet this month, Air India and budget airline GoAir's insurance renewal is due for October, while that of Jet Airways is due in next January.
The 25-35 age group is the most active online in buying non-life insurance products.
The first step that has been taken by IIB is to bring out unique identity numbers for hospitals.
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment.
The cover will pay only for the construction cost of the building.
Cost of health care is rising at a fast clip.
Hurdles such as approvals for repair and fixed rates can make the process time-consuming.
Critical illness plans can be bought both as a benefit cover and an indemnity cover, say experts.
Most policies have a 30-90 days waiting period, during which you will not be able to claim any hospitalisation expense, except in case of accidents.
The US-based start-up developed a machine learning system that uses sensors in smartphones.
According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year
As a result of the mass state-led scheme, the processes in the health insurance market could get simplified over time and become uniform
Public general insurance companies to collaborate for speedy settlement of claims
There will be higher charges for bank account-holders.
Cyber crimes caused by the insured's employees also get covered under the policy but would exclude the actual perpetrator.
While insurance companies are yet to finalise the premiums, there are chances that group health premiums could see an increase.
To plug claims mismanagement, the Insurance Regulatory and Development Authority of India (Irdai) is bringing reforms in the mediclaim segment.
The call to make brand ambassadors accountable has rattled filmstars and sports stars.
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