FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
Ask rediffGURUS how you can overcome this fright.
Don't solely focus on tax-saving alone.
Ask rediffGurus how you can go from being Fat to Fit.
rediffGURUS Ashwini Dasgupta, Kanchan Rai and Rajesh Nair offer important career advice.
Rebuilding a relationship after an affair requires a lot of effort, says Sybil Shiddell, country manager India, Gleeden, a discreet extramarital dating Web site.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
An individual can avail tax deduction on the amount spent during the year on a deferred annuity for self, spouse, or child.
One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.
Municipal corporations penalise late property tax payments. 'Penalties can include attachment of properties, bank accounts, rent and other movable assets," says Anand Moorthy, co-founder, Square Yards.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
When things don't materialise the way toxic people want them to, they may try different ways to control you.
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
Dr Minish Jain, director of medical oncology, Ruby Hall Clinic highlights the need and importance of early screening to detect and prevent cancer.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
Picture this: A cozy, candlelit evening where it is just your sweetheart and you, with no annoying notifications crashing the party or stealing your attention.
There is no one 'right' method to have sex, and it is crucial to keep this in mind as everyone's sexual experience is different, advises Sybil Shiddell, country manager India, Gleeden, a discreet extramarital dating Web site.
Do you have Budget related queries? Ask Finance Expert Ambareesh Baliga.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
'Clients deemed higher-risk are required to update their KYC more frequently.'
Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
What many don't realise is that including their spouse and children in their tax planning can enable them to reduce their tax burden legally.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.
Personal loans offer more flexibility in usage but may come with higher interest rates and shorter repayment terms. It is important for individuals to evaluate their needs, financial situation, and future goals before deciding between the two loan options.
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
How we communicate with each other is what truly keeps a relationship alive. Every partner wants to feel, heard and seen. Yet, when we have the love of our lives by our side, we sometimes tend to take them for granted and forget how to nurture our relationship on a daily basis, notes relationship expert Shahzeen Shivdasani.
Like last year, IISc Bangalore, Delhi University and five Indian Institutes of Technology -- Bombay, Delhi, Madras, Kharagpur, Kanpur -- have secured positions in the elite top 100 institutes in Asia.
Since MAAFs invest across multiple asset classes, they offer diversification.
A taxpayer paying rent to his/her spouse is entitled to claim HRA benefit under relevant sections and within prescribed limits.
A new schedule has been added to report income from cryptocurrencies and other Virtual Digital Assets.
Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
What should investors do when markets hit an all-time high, and we have seen five new all-time highs in 2023? Dwaipayan Bose has some answers.
Screen time, referring to the time children spend watching television or playing computer games, was found to impact the development of executive functions of brain such as working memory, planning and responding flexibly to changing situations.
Learning will become genuinely global as a result of immersive experiences. Edtech advances will increase engagement, enhance knowledge and dissolve geographical barriers, says Anant Bengani, director, Zell Education.
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