Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
Rising stressed debt and past exposures like Reliance Capital, Yes Bank push EPFO to frame exit rules for its portfolio.
The Employees' Provident Fund Organisation (EPFO) has decided to maintain the interest rate on employees' provident fund (EPF) deposits at 8.25 per cent for the fiscal year 2025-26, marking the second consecutive year at this rate.
Artificial Intelligence (AI) adoption has led firms to moderate hiring, primarily at the entry-level, according to a report.
'It is too early to conclude that there will be a bloodbath, that there will be no jobs, and that there will be civil unrest.' 'Let's calm down.' 'AI is a tool, it is not a weapon, it is not a virus.'
Indian IT leaders are betting big on agentic AI adoption for business growth compared to the leading western market, where focus is on enhancing traditional efficiency, a survey report by technology consultancy firm Thoughtworks said. The company has claimed to cover 3,500 C-suite and senior IT decision makers across seven countries, including 500 in India.
AI is changing how IT companies hire, with skills like learning fast and solving problems now more important than degrees.
'We frequently discuss AI, but we're waiting for other countries to develop solutions rather than creating intellectual property ourselves.' 'We haven't yet produced comprehensive AI solutions developed in India for global markets.'
'If we don't become part of this, if we don't embrace this particular technology, millionaire brands might go down, which we cannot allow.'
EPF doesn't just build your retirement fund -- it also provides free life insurance up to Rs 7 lakh under the EDLI scheme.
Lord Ganesha is known by 108 names that reflect His divine qualities.
'When AI comes in, coders in Bangalore or Hyderabad will lose their jobs.'
The future belongs to those who move fast, use AI deeply and focus relentlessly on customer impact.
Avoid donating without checking the receipt proforma showing the political party's ECI registration number and PAN.
EPF nominations decide inheritance -- here's what happens if you don't file.
Global tech giants surprisingly prefer skills over IIT and IIM tags which no longer guarantee entry into the world's most innovative workplaces.
'Repeated adjournments are one of the largest contributors to lengthy litigation cycles.'
Companies such as TCS, Infosys, Wipro and HCLTech usually have big centres in cities to be in proximity with their clients.
Mail your tips and stories to getahead@rediff.co.in with the subject line 'My H-1B Visa Story'.
Beginning November 1, 2025, bank customers can name up to four nominees for their accounts and lockers.
With 18,000 employees already, NatWest eyes 3,000 engineers in India by next year to strengthen its AI and data capabilities.
This is what the new Spanish study reveals about a woman's brain after sexual assault.
'The danger is that when the music stops, the fall will be sudden, faster, and deeper than anyone expects,' warns Debashis Basu.
EPFO has simplified PF withdrawals -- fewer rules, faster access, and more flexibility -- while introducing safeguards that make it harder to drain your retirement savings too early.
'Because of the size and complexity of the economy, we can address almost every job that is there, from agriculture farming to healthcare.'
Your EPF isn't just a retirement pot. It's a financial safety net you can dip into for life's biggest needs. Here's how these one-time advances work and when to use them wisely.
Nvidia's Jensen Huang questions the dominance of degrees in the AI economy.
Who pays what into EPF, EPS, and EDLI -- the 12% math explained.
When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
Loan against fixed deposit is cheaper and comes with fewer charges.
'Other sectors that manage the savings pools of Indians are giving tough competition to life insurance companies.'
'First, develop the ability to sell -- to persuade, negotiate and close. Second, understand the financial mechanics that determine where value pools and how profits are captured,' says Shaadi.com founder Anupam Mittal.
When illness strikes, this cover cushions the fall -- guarding health, finances, and the family's fragile future
Indian graduates face tougher English tests, shorter post-study stays, higher costs and stricter settlement rules as Britain rolls out sweeping immigration reforms.
Trump's proposed policy limits undergraduates from any one country to 5% at select top US universities, raising concerns for Indian aspirants eyeing elite colleges.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Here's what Indian investors diversifying into equities, ETFs, and real estate abroad to manage risk, returns, and currency exposure must watch out for.
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.
rediffGURU T S Khurana answers readers' personal income tax queries
AI is changing jobs in India faster than ever, but professionals are learning the real skill isn't coding -- it's adaptability.
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