We don't lie just to people we know. We also lies to ourselves. These are financial lies that we love telling ourselves...
Yes, you need them: to complete the resolutions that you had made in 2008, 2009, 2010, 2011, 2012 and 2013. There is no point in making new resolutions if you have not lived up to the previous resolutions, right?
Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.
It is ideal to purchase life insurance as soon as you become financially independent.
Experts suggest that it's best to go for the bundled product that has only one-year own damage cover.
Contrary to popular perception, health insurance is rarely expensive and claims are usually paid by the insurers.
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
Online policies are cheap because there is no agent's fee involved, other administrative costs of the insurance company are lower and, most importantly, these use the latest statistics for calculating premia.
Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.
If you have answers to these, you need not worry about Britain's exit from the European Union, Raghuram Rajan's exit from the Reserve Bank of India or Narendra Modi's chances of re-election in 2019; your financial future will be safe, says P V Subramanyam
When compared to a one-year insurance, here's why it makes sense to buy a three-year policy
The challenge is to see through the 'golden opportunity' and find out what's in it for you?
V Viswanand, director and head, Products and Persistency Management, Max Life Insurance, will answer your queries in an online chat September 3, between 2 pm and 3 pm.
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
Ignore these and you will end holding duds
Life insurers need applicants to abstain from tobacco for up to five years.
Most customers still don't understand this concept and are unable to benefit from it.
Financial planning need not be boring or solely be a man's job. It can be made fun and be used as another way to increase a couple's closeness and happiness! Try it!
It's an undeniable fact that after enactment of GST, buying insurance will become a little expensive impacting your term plans, health plans and motor insurance plans the most. But you should not ignore the importance of insuring your life, health, vehicle, says Harjot Singh Narula
Buying an insurance policy? Claim Settlement Ratio helps you find out the chance that your claim will be settled and how soon it will be setled.
Harjot Singh Narula explains the basics of paid up insurance policies
When Taragauri Doshi's husband died, an assessing officer wanted to tax the proceeds from a life insurance policy that had been bought abroad. Homi Mistry, Mousami Nagarsenkar & Hiral Tanna explain why such proceeds are not taxable in India.
All of us have made these mistakes, so let's begin by seeing how many of them we can avoid/minimise...
Salil Dhawan shares his stock market wisdom as 2017 is all set to ring out.
The Pradhan Mantri Jan Dhan Yojana will provide accident insurance of Rs 100,000 to all people who open bank accounts under this scheme.
The premium on insurance policies will get costlier by 3 per cent to 7 per cent, depending upon the rate fixed by the GST Council from April 1, 2017, says Harjot Singh Narula.
A new couple's financial situation changes from their bachelor days.
Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments.
When an NRI returns to India, he should be aware of his tax residency status.
It will allow more transparency in policies and flexibility in premium payment, besides improving processing of claims.
After the policy gets paid up, opt for ETI plan if you wish to extend your life cover or take the reduced paid-up if you need cash in hand
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