If you default, it will affect your credit score and your career.
Your entire contribution can go down the drain if policies are not renewed on time
Managing your money in January will set the trend for rest of the year, says Adhil Shetty.
The Pay Commission's award will provide a windfall that can be used to both spend and invest wisely.
Canara Bank has reduced the floating and fixed home loan interest rates, as also rates of auto loans and other personal loan products, with effect from Wednesday.
When you talk about finances, you need to have a goal to invest.
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
The first step in your order of priority should be to pay off any high-cost debt you might have incurred.
Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.
Equity debt, gold - these all are terms you may have heard of when reading on funds but not quite sure where to start with or which one most suits your needs.
Liquor sales will obviously be hit. So, will real estate prices at what used to be prime locations, close to major thoroughfares. Food and snack sales close to highways will also, in all probability, be affected.
MCLR-linked loans are more responsive to RBI's rate movements, and rate cuts may be transmitted to borrowers in a manner useful to them.
Every housing finance company, and every bank with a large housing finance exposure, will see loss of volumes in this quarter.
India's upbeat outlook contrasts with neighbouring China, where growth slipped to 6.7 in the first quarter
Before applying for a home loan, make sure you have not been delinquent in the past six months at least.
These institutes, while expensive, are a viable alternative to studying abroad.
A Parliamentary panel examining the Lokpal bill may recommend that the proposed anti-corruption watchdog be a single window stop for probing all corruption complaints against government functionaries by ending multiplicity of investigating agencies to investigate graft cases.
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.
In an online chat with readers on October 14, Anil Rego answered their credit card queries.
Help yourself and your family financially by not falling prey to these, says Naval Goel
Yes, you need to be safe when dealing with third party agents who act as intermediaries between you and the lending institutes.
Every financial plan needs to be tweaked periodically.
Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate.
In the 2015 bypoll in the same RK Nagar seat, she had declared total assets of Rs 117.13 crore.
RBI governor on the stress in public sector bank due to NPAs, and what is needed to be done to get the system back on track.
A conduct checklist for banks and financial institutions in India that must be followed while dealing with loan applications.
Banks will introduce hybrid home loans with stiff penalty on prepayment and shifting.
In two months, the lender has disbursed about 25,000 car loans
Increase in non-food credit was a tad lower than the 13 per cent growth in the previous two months, according to the Reserve Bank data.
Salaried individuals may not need to file revised returns as they have only one source of income and there are lesser chances of erring while filing returns
The stress associated with getting a loan and then paying it back can be substantially cut down if you plan well and understand the factors associated with the education loan
Today, people are happily raising 80-85 per cent through home loans, and if they still don't have enough, the rest is raised through a personal loan.
Balanced funds are generally equity-oriented with at least 65 per cent exposure to equities and the rest of the corpus invested in fixed income securities
'The government is encouraging consumption through fiscal spending in a bid to push up economic growth in the face of a slowdown in corporate investment and exports.'
ICICI Bank's new offer is for those with savings in fixed deposits but no immediate liquidity
In its report 'Global Top Picks', Barclays expects the current bull market in global equities to continue, generating a total return of 9 per cent in 2015.
Received a hefty windfall and don't know what to do with it? Here are 5 smart ways to manage it.
Consumer loans or personal continue to record the highest fraud incidence.
The people of the nation co-operated and patiently waited for the government's promised "ache din", and now they want their just rewards, says Adhil Shetty.
In case the repo rate keeps trending downwards, borrowers can expect a downward revision of their MCLR-linked loans.
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