Here are some golden nuggets when it comes to creating wealth. Read them and if you find yourself saying, 'This everybody knows', cross your heart and ask yourself how many times you have forgotten these simple rules, says P V Subramanyam.
Dear Finance Minister, We don't expect magic, just a little understanding and some tax relief that feels like a real reward, not a bare minimum. A little extra fuel in our wallets could go a long way, pleads Vatsal Ramaiya
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
When you are under social, peer, parental, sibling, marital pressure to buy a house direct them to this article, says P V Subramanyam
There have not been any significant changes either in the personal income tax slabs or in tax saving avenues.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
A readout of the meeting reportedly said Lord Johnson "made clear that he was keen to see a bigger Infosys presence in the UK and would be happy to do what he could to facilitate that".
Shaadi or the stock market? Find your dream partner (and millions) with this simple Valentine's Day checklist from Vatsal Ramaiya.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
Youngsters must remember education is their BIGGEST investment EVER: Their lifelong income-earning provider! asserts CA P V Subramanyam.
Is it a good idea to give Rs 1 crore to someone who promises you a return of 24% per annum, wonders financial advisor P V Subramanyam.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Anamika Pareek explains the advantages of investing in tax-saving options like the equity-linked savings schemes.
Break the chains of debt, invest in your future, and wave the flag of financial independence high. Freedom awaits, comrades. Let's conquer this battlefield together this Republic day, exhorts Vatsal Ramaiya.
RediffGURUS Ashwini Dasgupta, Anu Krishna, Dr Karthiyayini Mahadevan and Jinal Mehta answer queries from Rediff readers.
One can't run away from death so this is the time that YOU must create your own death file. P V Subramanyam explains what you must know about this most essential financial tool.
A resolution which says 'I will be more organised' is not a good one, but a resolution which says 'I will keep my clothes and papers in an organised manner, make my bed, have bath at a regular time, eat at a fixed time, go the gym at a fixed hour and go to bed at a stipulated hour' is a far better resolution, points out P V Subramanyam.
Do you know what tax-loss harvesting is? Does it help you save tax? Financial planning expert P V Subramanyam offers all the answers.
Technical analysis can help you understand market trends so that you can make informed investment decisions, says Rupak De, senior technical analyst at LKP Securities.
While financial planning is good for you, the process which a planner can put you through is not so great, observes financial planner P V Subramanyam.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
rediffGURU Kirtan A Shah answers your personal finance queries.
On a downside, investors are often guilty of considering various parameters in isolation and ignoring the bigger picture. For example, a fund that fares well on the SD and SR parameters, alongside returns may yet not be the right fund simply because it failed to adhere to its stated investment mandate. The fund could well be a professed large cap fund that contravened its mandate and invested in mid cap stocks to benefit from an upturn in that segment.
I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.
An interesting imaginary conversation between Kirtan A Shah and an investor about how investing in mutual funds is better than investing directly in stocks.
P V Subramanyam takes a hard look at the pros and cons of both options.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
While managing rising EMIs can be challenging, the right strategy can help individuals can ease their financial burden, says rediffGURU and financial planning expert, Colonel Sanjeev Govila (retd).
'We suggest an equity strategy of 5% to 10% exposure to cash, 5% to Gold ETF, close to 50% to Sensex/Nifty/large mid-cap stocks.'
Do you have financial planning queries? Ask rediffGURU Anil Rego.
For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.
Do you have financial planning queries? Ask rediffGURU Abhishek Dev.
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
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