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Returns on godl have depleted in past few years,
It takes a longer time to avail of these loans, owing to tight due-diligence process of banks.
'The Street is divided on when we could recover from demonetisation.' 'The government believes it is a pain at best for two quarters.' 'Some analysts feel the impact could be felt for two-three quarters and some that it could last for 12 to 15 months.' 'Investors are stuck in a no-action zone.'
Digital services work best when the seller designs a system where default options are designed to help the buyer, says Debashis Basu.
About 13 million first time car/two-wheeler buyers are entering the market every year. If employment creation is such a big issue, where are these people coming from, asks Mahesh Nandurkar.
These banks are finding it hard to pick up seasoned bankers at the pay they are offering
'India is still a cash economy.' 'For a common household, almost everything from grocery to maid services is paid in cash.' 'The demonetised notes account for 85 per cent of the currency in circulation.' 'Until fresh notes flow back into the economy, day-to-day transactions ordinarily done in cash will be impacted.'
If you are one of those who are relying solely on your chartered account friend for all income tax assessment submissions, make sure to check for the ITR-V submission to avoid any problem in the future.
In case the repo rate keeps trending downwards, borrowers can expect a downward revision of their MCLR-linked loans.
Insurers have eased the documentation process to file claims so that they can be settled faster
The people of the nation co-operated and patiently waited for the government's promised "ache din", and now they want their just rewards, says Adhil Shetty.
Amit Jaiswal, head of academics, MockBank.com shares expert advice with our young aspirants.
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
You must remain invested in bank deposits, unless you are considering the idea of earning higher returns by moving to gilt or liquid funds, says Adhil Shetty, CEO, BankBazaar.com.
HDFC and HUL are the latest entrants in the club
The recent default on deposit payments by a couple of Yash Birla Group companies has brought to surface difficulties an investor has to face in recovering his money.
Deciding whether a whole life insurance plan is a smart option or not hinges on the financial situation of the insurance buyer
Insurance companies have worked over the years to simplify their claim settlement process
MFs continue to find it difficult to attract and retain long-term money from investors
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Gold prices have eased off in recent months after the formation of a new government bringing in positive sentiment back to the stock market.
Through the past 12 months, the Bank Nifty has risen 55%
Lenders increasingly looking at your social media profile to evaluate creditworthiness
It is imperative to check the basics of a company before investing in it
For those who are sceptical about using debit or credit cards, even when faced with cash crunch, Adhil Shetty, CEO of BankBazaar.com, lists out a few safe cashless options that can be exercised through mobile phones.
Any liquid money that gold replaces for CRR or SLR compliance will allow banks to use this 'extra' cash for lending to borrowers
You can use gold as a financial instrument to diversify your portfolio into hedging against uncertainties in the market, but for ambitious returns, you must explore opportunities in other asset classes such as equities, debts and real estate, says Adhil Shetty, CEO, BankBazaar.com.
Rishi Mehra explains the pros and cons of buying a used car on either car loan or personal loan
Adhil Shetty, CEO, BankBazaar.com shares his thoughts on what could help make digitisation and going cashless easier in the New Year.
Both banks and jewelers sell coins and bars, but it is generally costlier to buy it from a bank
This Budget will be a litmus test of the government's resolve to ensure Make in India strategy works
The placement process at B-schools comes as close to psychological cannibalism as one is likely to witness.
The estimated cost breakdown is one of the most important forms in the construction loan package.
The details that you file regarding your income, investments and tax exemptions are verified by the Income Tax department with the details obtained as per your Permanent Account Number records.
Today one can easily file returns online.
Travel cards are like debits cards-loaded with the currency of your choice or which the lenders offer.
The biggest catch in a reverse mortgage is that you cannot move out of the house
According to Knight Frank, in the second half of 2015, launches will be down 52 per cent (from 37,643 in the second half of 2014) to 18,000, while absorption will improve 24 per cent.
Bajaj Auto fears adverse impact on its exclusive loan deal with Bajaj Finance
Child insurance plans can be broadly classified into two types: unit linked and traditional.
