A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
The outbreak and lockdown have thrown up a number of challenges, such as layoffs, pay cuts and a general slowdown. Many subscribers after their unsuccessful attempts to use the scheme have taken to social media to voice their complaints, as the EPFO website and grievance portal suffer outages and its customer helpline remains unreachable.
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.
'You cannot start an MSME again.' 'It is not like a Yes Bank that someone comes and saves the bank.' Once the shutter is down for an MSME, nobody will come to its rescue.'
Smart home loan is a product which combines the home loan with your current or savings account.
'The pay cuts have been very tough on those with entire families to support.'
The 1,14,000 affected vehicles will be repaired free of charge at GMI's 280 dealers, the company said.
With banks offering competitive interest rates, no processing fees, EMI waive offs, cash backs and an additional deduction of Rs 1 lakh on interest amount, home loan customers need to make merry
Standard Chartered Bank, which has completed 10 years in credit card business in India, has introduced an equated monthly instalment card.
'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'
HDFC charges 9.85 per cent for women and 9.9 per cent for others.
Simple tips to achieve your life's financial goals
Blackberry is hoping that the pricing and the physical QWERTY keypad can turn out to be the peculiar traits to revive its fortunes in India.
'The young middle-class Indian is more concerned with Birkins and bikes and the EMIs on a new home and travelling abroad than politics,' novelist Shobhaa De tells Rediff.com's Savera R Someshwar and Vaihayasi Pande Daniel.
'Business will be 20% of what it was before the lockdown.'
Bumper liquidity as a result of global central bank stimulus measures should prevent a sharper downturn.
Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.
In an affidavit filed by Union finance ministry on behalf of the Union of India, it said that the relief to all borrowers in respect of compounding of interest during the period of moratorium would be admissible to the categories specified irrespective of whether the borrowers had availed the moratorium or not.
As campaigns against Chinese brands intensify and the virus keeps people indoors, Vivo plays it slow with a digital-first launch plan.
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
Drivezy is helping people share their vehicles.
BRIC economies improved slightly on the previous quarter.
Acute cash crunch and dwindling sales has forced developers in Ahmedabad to try innovative ways to lure buyers.
Though the level of gloom about the future business outlook moderated among the big-four emerging market economies, Indian counterparts are the most confident.
Auto sector cheers RBI rate cut as 'festival gift'
Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.
'It is crucial to understand that the ultimate goal of your investments isn't to pay lesser tax, but to create long-term wealth for you and your family,' says Satyen Kothari, founder and CEO, Cube Wealth.
Make the most of the income that you earn by invest the money in the right instruments. The advantages of starting early and investing right cannot be overstated, says financial planner Harshad Chetanwala.
'We have been telling the government that we need handholding.' So, we sent a series of recommendations to the government, but nothing happened.' 'And the condition of industry became worse.'
Emotions ran high as Nantes paid tribute to their former player Emiliano Sala on Wednesday in their first game since the Argentine went missing in a light aircraft over the English Channel.
However, compared to August, vehicle sales increased by 15.25 per cent on the back of discounts. Maruti led the market in offering heavy discounts and incentives for buyers and dealers, reports Arindam Majumder.
The ATMs are fully up now and customers can withdraw up to Rs 50,000 from Yes Bank as well as from other banks' ATMs.
If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.
'If I close my housing loan, are there any investment avenues (the investment should provide liquidity) to save tax?'
Paying higher EMIs on your home loan? Don't fret. Here's a simple way to get lower interest rate on your home loan.
'A decade ago, even though the sentiment might have been felt in large parts of the media, it was not expressed.' 'There was a reserve and there was a culture that adhered to the principles expressed in the Constitution,' observes Aakar Patel.
Here's the answer to a dilemma faced by many home loan borrowers: To prepay your home loan or not when you get a one-time substantial bonus.
For a petrol car with a Rs 500,000-600,000 price tag, an EV variant would not cost less than Rs 12 lakh, making it virtually unaffordable.
