Here's why it happens and how you should avoid it.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
In order to cripple and check the activities of wilful tax defaulters, the Income Tax department has decided to "block" Permanent Account Number (PAN) of such entities, get their LPG subsidy cancelled and take measures to ensure that they are not sanctioned loans.
If you want to apply for a job at State Bank of India (SBI), any default on loans or credit card payment will render your ineligible.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
CIBIL provides credit information about individual customer and business entities that helps banks in taking decision on sanctioning credit to any customer.
Poddar-Mallya agreement on running MCF likely to be re-worked.
Following are certain important things that lenders consider while processing loans to self-employed...
Rajiv Raj tells you about some easy financing options to deck up your home
Some leading private and foreign banks in the country have started checking scores of credit information companies such as Credit Information Bureau Ltd as part of their pre-employment screening process.
Making purchases on your credit card can turn out to be a better idea. Here's why.
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.
Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.
Understand the finer points before signing on the dotted line as a guarantor
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Here are 5 ways you can get a credit card even if you do not have a job.
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
The more you know about using a new credit card, the more you reap!
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
Here's what borrowers must pay attention to before going for such medical loans.
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
Read on to understand the pros and cons of higher credit limit
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
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