Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
rediffGURU T S Khurana answers readers' personal income tax queries.
Feature for feature, bank FDs are indeed better than debt funds today, mainly thanks to Ms Sitharaman, notes Debashis Basu.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Total scam in collusion with middlemen is estimated at over Rs 700 crore. Probe is on in 10 more cases.
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Now that bank FD rates have gone up and most BAFs haven't delivered good returns, these investors are likely to be moving back to FDs, observed a senior MF distributor. The performance of BAFs in the past year has been mixed.
Senior citizens should avoid putting their entire retirement corpus in SCSS.
The three year lock-in period enables ELSS fund managers to invest in high conviction stocks for a long period of time because of relatively less redemption pressure, says Dwaipayan Bose
Investors need to evaluate how they stack up against other high credit quality fixed-income options before putting money in them.
You can build your own retirement savings portfolio by investing in equity, hybrid and/or debt funds. Alternatively, you can also invest in retirement funds which provide asset allocation solutions for different investment needs and risk appetites, says Dwaipayan Bose
Senior citizens and others depending upon income from bank fixed deposit (FD) schemes will be at the receiving end with the retail inflation exceeding the interest rates. The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the current financial year. Last week, the RBI said that the Consumer Price Index (CPI)-based inflation is now projected to be at 5.3 per cent for 2021-22 with risks evenly balanced.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
In an online chat with Get Ahead readers on February 6, Anil Rego, CEO, RightHorizons, answered their queries on saving tax.
MMFs are a good option for the current environment, observes Sarbajeet K Sen.
For non-callable deposits above Rs 1 crore, the interest rate is only five basis points more than the regular FD.
When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.
Bank FD rates are expected to go down in the near future. Lock in now if you want stability as well as returns
BNBs are bonds issued by NABARD. They are basically zero coupon bonds, meaning you don't get any interest on them.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
An FMP offers the advantage of lower tax in comparison to a bank FD.
Keeping an eye on interest rates can help you earn better returns from your fixed deposit investments.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Depending on your liquidity requirement, invest in the right debt instruments.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Whether salaried or running your own business, it's about time to get your investment proofs in tax-saving instruments ready for filing your income tax returns later this year.
Wondering if you did the right thing with your mutual fund investments?
These funds carry low risk and should be able to beat the returns from fixed deposits.
Proper documentation can help take half the pain out of filing your income tax return, says Amar Pandit.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances