Given that medical inflation is estimated at 15% to 20%, a no-claim bonus can provide added benefit
The estimated cost breakdown is one of the most important forms in the construction loan package.
Travel cards are like debits cards-loaded with the currency of your choice or which the lenders offer.
Any liquid money that gold replaces for CRR or SLR compliance will allow banks to use this 'extra' cash for lending to borrowers
MFs continue to find it difficult to attract and retain long-term money from investors
It is imperative to check the basics of a company before investing in it
RBI's intention to keep its target inflation rate at 5% was the main reason behind keeping rates unchanged, says Adhil Shetty, CEO of BankBazaar.com.
Both banks and jewelers sell coins and bars, but it is generally costlier to buy it from a bank
Today one can easily file returns online.
With strong long-term fundamentals, banking sector cannot be completely ignored
The biggest catch in a reverse mortgage is that you cannot move out of the house
In DigiLocker, a user can get different government departments to issue documents in digital format. At present, there are 117 such issuers. You can get PAN, Aadhaar, vehicle fitness certificate, vehicle tax receipt, class ten and twelve mark sheets, driving licence, caste certificate, ration card, birth certificate, college degrees and diplomas, marriage certificate, and many more.
Child insurance plans can be broadly classified into two types: unit linked and traditional.
This Budget will be a litmus test of the government's resolve to ensure Make in India strategy works
Now with the Prime Minister insisting on quick resolution of all pending grievances, it is highly likely that all backlogs of complaints will be resolved very soon.
The applicant must have an operational savings bank account.
Many investment options once seen as safe havens are presently out of sync
With a new government in place, the outlook on economy and political stability has improved
There is no overnight solution and it requires plenty of patience and discipline to set it right
When you talk about finances, you need to have a goal to invest.
Exchange rates play an important factor in international fund transfers
Despite the low prices, commodities are risky investments
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.
The devastation caused by the current deluge has damaged hundreds and thousands of homes and vehicles.
A number of insurers offer health policies designed especially for senior citizens.
Investors should now be looking at trimming their portfolio and making prudent investment decisions
Online and mobile based personal finance applications have gained importance over the past few years.
Don't end up claiming tax by just referring to Section 80G. There are some sub-sections also.
Dubai, Singapore, London are the top overseas markets for Indians
The stock markets need not be an enigma - use resources at your disposal
Hygiene and cleanliness of trains and stations a must
With a focus on direct, indirect, and corporate tax structures, the Budget 2016-17 offers a balanced taxation structure
To invest in the stock market and buy equity, you need three things
Often, individuals are offered credit cards with great schemes directly by the bank.
The move may release funds locked in government securities and add to liquidity. With inflation expectations lowered, this should not impact bond sentiment in the short run
Equity investing is still fraught with peril and is riddled with sink holes that investors need to be wary of
Contrarian approach to investing works on the foundation of psychology of investors
Advisors and agents known to you personally can also sell wrong policies.
Smart investors fine tune their investments as per the Budget announcements to make the best possible use of tax deductions and other sops.
Mutual funds, bonds, PPFs, equity and real estate are some options which offer varying rates of return.
