Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.
Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.
Keep a close eye on credit quality, financials of NBFCs before investing. These instruments should not constitute more than 15 to 20 per cent of your debt portfolio.
Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.
Raise in NPS entry age gives seniors another retirement-saving option but they should invest at least Rs 50,000 to avail of the additional tax benefit scheme provides, reports Sanjay Kumar Singh
A summary of Friday's action in Ranji Trophy matches across the country.
Raising equity exposure to 50 per cent in the National Pension Scheme will benefit young investors, provided they can stomach higher volatility.
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.
A summary of Thursday's action in Ranji Trophy matches across the country.
With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.
Satish Gangwar tells us how he found his lady love Deepti.
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.
Since there are many and complicated choices, retail investors stand to benefit
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
Ponzi schemes have characteristics that the informed investor can spot easily.
From yacht cruise to jet skiing, get a taste of adventure this summer.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
In the last few months, the 10-year G-Sec has been gyrating sharply and has crossed the 9-per cent-yield mark four times.
Investors should avoid jumping from their current funds into those that have outperformed lately, advises Arnav Pandya, a certified financial planner.
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%.
If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
The next revision will make the rates similar to those of bank FDs.
Jackpot is a very confused film, says Paloma Sharma.
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
Despite the equity booster, many would be uncomfortable about NPS.
Novices should enter markets via SIPs of equity mutual funds.
Investors should quiz them to understand the product, which options to invest in, and how to get the final payout
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
If the refund is wrongly adjusted against any past tax liability, immediately clarify it online
If new goals have emerged, this is the time to make fresh investments.
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