In an online chat with readers January 24, Rajeev Mahajan of Antworks answered queries on personal loans and peer to peer lending.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
WhatsApp on Wednesday said it expects to facilitate the purchase of "affordable sachet-sized" health insurance through its platform by the end of the year as part of its efforts to provide users in India with greater access to financial solutions. The Facebook-owned company noted that its 'Payments' feature is now available to users across the country (currently up to 20 million users) with support from banking partners - State Bank of India, HDFC, ICICI and Axis Bank.
Most e-commerce firms offer aggressive discounting and freebies, with specific purchases.
With India turning net savvy, online shopping has become the latest fad with most of the net surfers recommending Internet shopping, a shot in the arm for online retailers, a study revealed.
Commenting on the study Subho Ray, president, IAMAI, said, "This is the first attempt to get an estimate of this market and we are hopeful that the MVAS industry with now get the required attention from the government and the industry."
If true then it would be a major disruption in the industry
'Like doctors, health workers, police, bankers are also COVID warriors,' notes Tamal Bandyopadhyay.
'Our network somehow saves 3,000 lives every year, but there's so much more to do, as every death due to shortage of blood is easily avoidable.'
If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems.
Fintech players are customising solutions for rural markets and helping SMEs learn how to use the services
Take an education loan. Encourage them to freelance while studying.
These institutes, while expensive, are a viable alternative to studying abroad.
Reserve Bank of India (RBI) Governor Raghuram Rajan spoke on a host of issues at his last post-policy interaction with the media
Internet-based systemic wisdom connects machines and people, and will drive next-gen enterprises, said Huawei's Yatish Nagavalli.
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