Money flowing into the equity schemes of mutual funds is back at a level last seen before the 2008 financial crisis, when the stock market tanked 60 per cent.
One risk of investing in a very low-cost ETF is if a fund house runs it at below cost, it could close it if it fails to attract institutional money
While debt funds have emerged as the flavour of the season, not all investors understand debt funds. So the best they can do is put trust in the fund manager and the fund house.
ICICI Bank, HDFC Bank, Infosys, SBI and L&T among fund managers' preferred bets.
Three fund managers share their views and state where they are looking for value.
Steep volatility in the markets has made fund managers cautious, awaiting opportunities to deploy the cash.
Better stick to equity diversified funds, says Larisssa Fernand
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.
'By entering at an early age, they stand a better chance of developing into skilled investors.'
You cannot manage the risk in your portfolio if you have no idea how to recognise it.
'As the interest rates rise, people are going to say why should I be taking big risks when I can get 4 to 5 per cent in a bank account.' 'So, I think you have to change your thinking.' 'You need to look at the balance sheet, look at dividends.' 'These issues that have been ignored.'
A financial adviser can provide invaluable assistance in helping you navigate the very complex world of investment. But do you really need one?
Analysts say those taking exposure through stocks could look at firms focused on domestic business
Despite recent setback, these remain the most appropriate tool for international diversification
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
Only tactical investors lose money in a downturn due to their short investment horizon
Go for open-ended scheme that allows redemption, in case the fund does not perform
They help diversify portfolio and are less risky.
You can look at equity-oriented balanced funds.
Arbitrage schemes can give investors better post-tax returns than debt funds.
Only if you are a conservative investor satisfied with index returns; but over long term actively managed funds give better returns in Indian markets
New Google CEO Sundar Pichai made ascent with low-key style and technical chops.
Such schemes try to exploit an anomaly in taxation, but aren't in violation of laws, experts say.
Most personal finance advisers or wealth planners agree that emergency savings are a critical component of financial wellness. However, despite the importance of savings to financial health, there is no commonly accepted methodology to determine how much an individual or family might need in case of an emergency, says Aron Szapiro, a consumer finance expert.
The launch kicks off a busy period for Waterloo, Ontario-based BlackBerry.
The move comes within months of a crisis at JPMorgan Asset Management Company.
So unless you are convinced of getting your market timing absolutely bang on everytime, opting for SIPs is more realistic from a logistical and psychological standpoint, says Larissa Fernand
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
Retirement planning requires a clear-eyed analysis of future needs and income. Don't fool yourself by believing in these wrong assumptions.
Google Inc announced a surprise overhaul of its operating structure on Monday, creating a holding company called Alphabet to pool its many subsidiaries and separate the core web advertising business from newer ventures like driverless cars.
And, of course, create wealth over the long-term
As emotional beings, humans tend to be their own worst enemy when it comes to making investment decisions, says Holly Cook
Burham didn't set out to have such a big stake in Apple.
The majority have stayed away from getting into cash handling.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
What are the mistakes a beginner tends to make when investing in equity?
Rules applicable from April 1, 2014; investors who have already redeemed will also have to pay tax
Balanced funds are suitable for investors who have low-risk appetite or are new to equities.Those with more than seven-year investment horizon should look at funds that have higher equity exposure.
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Most infra projects have hit a road block due to high cost of funds.
