Investors across age groups and risk appetite can invest in these schemes.
Equity returns may not be exceptional for the next two years, says Heather Brilliant, chief executive officer, Morningstar Australasia.
How do you pick a mutual fund scheme that suits your needs?
Dhaval Kapadia, Director, Portfolio Specialist, Morningstar Investment Adviser (India) answers queries
Importantly, is there hope going forward?
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
MFs have garnered record assets in the past one year, led by increased investor participation through SIPs and robust returns in mid-cap schemes.
It was because of strong inflows into debt-oriented schemes that saved 2019 from being a "dark-dull year of investing" as inflows into equity funds has dropped this year due to a volatile market.
Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.
For investors, every cost-saving means higher returns.
In the 52 newly listed companies since 2014, fund managers have a total investment of a mere 2.5 per cent of their assets under management.
Will the rupee keep falling in value against the US dollar? What will be its impact?
Don't opt for a SWP when you have a regular cash flow. During such times, opt for a SIP.
Of the 280-odd equity schemes that have been in existence for five years or more, 190 funds or about 70 per cent of those funds have outperformed their respective benchmark indices.
New technologies such as block chain are throwing up new opportunities; so the axe is bound to fall on those who are still stuck in the past and not reskilling themselves, says Shyamal Majumdar.
Monitor how long the high cash position lasts. If it lasts for a month or two, it is fine. But if it continues for a couple of quarters, seek your advisor's opinion on whether to exit the fund.
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
According to a report by mutual fund tracker Morningstar, India-focused offshore funds and ETFs had witnessed a cumulative net outflow of $1.8 billion during 2012 as against a net withdrawal of $5.4 billion in 2011.
Before you rush to invest in these funds, understand the risks they carry and whether you have the appetite for them, says Sanjay Kumar Singh.
The systematic withdrawal plan can work for you. But only if you know how to use it to your benefit.
While debt funds have emerged as the flavour of the season, not all investors understand debt funds. So the best they can do is put trust in the fund manager and the fund house.
Money flowing into the equity schemes of mutual funds is back at a level last seen before the 2008 financial crisis, when the stock market tanked 60 per cent.
'By entering at an early age, they stand a better chance of developing into skilled investors.'
One risk of investing in a very low-cost ETF is if a fund house runs it at below cost, it could close it if it fails to attract institutional money
Steep volatility in the markets has made fund managers cautious, awaiting opportunities to deploy the cash.
'As the interest rates rise, people are going to say why should I be taking big risks when I can get 4 to 5 per cent in a bank account.' 'So, I think you have to change your thinking.' 'You need to look at the balance sheet, look at dividends.' 'These issues that have been ignored.'
Three fund managers share their views and state where they are looking for value.
ICICI Bank, HDFC Bank, Infosys, SBI and L&T among fund managers' preferred bets.
Better stick to equity diversified funds, says Larisssa Fernand
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
You cannot manage the risk in your portfolio if you have no idea how to recognise it.
A financial adviser can provide invaluable assistance in helping you navigate the very complex world of investment. But do you really need one?
Analysts say those taking exposure through stocks could look at firms focused on domestic business
Despite recent setback, these remain the most appropriate tool for international diversification
Go for open-ended scheme that allows redemption, in case the fund does not perform
Only tactical investors lose money in a downturn due to their short investment horizon
You can look at equity-oriented balanced funds.
They help diversify portfolio and are less risky.
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