Every investor in a fixed deposit must remember that FDs are also an investment option and as with any investment option, they too have their own pros and cons. Check them out...
The Income-Tax (I-T) Department nowadays provides pre-filled forms to make the filing of income-tax return (ITR) easier. Nonetheless, you must have a number of documents handy at the time of filing return so that you can cross-check the data in the pre-filled form. "Filing ITR doesn't require you to upload any document. But in case an assessing officer makes an inquiry, you will need to present documents and certificates as proof," says Deepak Jain, chief executive, TaxManager.in.
The branch managers have come out of their glass cabins and the sellers' market has transformed into a buyers' market, but there is no end to the harassment of customers, asserts Tamal Bandyopadhyay.
The overall growth story on India seems to be intact
The 13th edition of the IPL is being held in the UAE in a bio-secure environment, which has significantly reduced the chance for persons with dubious credentials approaching the player directly.
Running a SIP plan for more than six years almost completely eliminates the chances of earning negative returns.
Invest in gold and realty that move in tandem with inflation.
Many millennials believe that they have enough time to plan for long-term goals, hence they do not worry about goals such as retirement.
If the interest rate on bank deposits is linked to any external benchmark, it would jeopardise the banks' fund-raising ability. Interest rates on small savings schemes are likely to be reduced very shortly, to maintain parity. All these steps would indeed affect retired people, and particularly those dependent on interest income, says Arindam Gupta.
Sudhanshu Singh, director IBBM, MM Securities, answers your mutual fund queries.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Thanks to Budget 2018, seniors can invest more and also save more.
This is a key reason for the finance ministry's objection to fixing the tenure at 100 years, as it is pushing PSBs to be self-dependent and raise funds from the market, reports Hamsini Karthik.
An additional factor spurring the FMP launches is MFs' desire to retain investors as many such offerings are set to mature over the next two months.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Anticipating interest rate movements can help you make money when you invest in bonds or banks' fixed deposits.
The next revision will make the rates similar to those of bank FDs.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Though the 2000 year-old shrine remains closed in line with the national lockdown, all rituals are being conducted uninterruptedly and flawlessly by the priests
Individuals are lining up to park their money in fixed deposits (FDs), what with the instrument earning 15-20 per cent more than what they were in April.
Fixed deposits have conventionally been popular investment avenues among risk-averse investors
Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain amount of risk, primary among them is the risk of default, either servicing the interest payment or meeting their principal repayment obligations.
Most bankers say they will look at reducing deposit rates from April.
Yes Bank users can now make over Rs 2 lakh payments towards loans, credit cards via other bank accounts.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Want your investments to make money as well as save tax for you? Anil Rego has some advice
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Company fixed deposits offer many advantages over the traditional FDs
For non-callable deposits above Rs 1 crore, the interest rate is only five basis points more than the regular FD.
Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates
Rakesh Makkar, President & CDO, DHFL will answer all your FD queries from 2 pm to 3 pm on October 17
Medium- and long-term debt funds are likely to perform better with each rate cut; returns from FDs will improve but may remain negative
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Yes Bank customers will be able to access full banking services from Wednesday evening, as the moratorium will be lifted earlier. The RBI had on March 5 put a moratorium on Yes Bank restricting withdrawals to Rs 50,000 per depositor till April 3. However, the government in a notification on Saturday said the moratorium will be lifted by 18:00 hrs on March 18.
Bank fixed deposits offer assured returns but are entirely taxable. Ultra short-term debt funds can't specify returns but are tax efficient.
There are in fact four easy ways to earn interest on fixed deposits and keep it too.
Dr Seema Rao has trained over 20,000 Indian soldiers. And has never been paid for it. Here's her super-inspirational story.
Wondering if you did the right thing with your mutual fund investments?
With global financial crisis forcing the banks to tighten interest rates, fixed deposits have somewhat reclaimed its past glory. Once again, people have started opting for bank term deposits as one of the safest investment scheme.
Total scam in collusion with middlemen is estimated at over Rs 700 crore. Probe is on in 10 more cases.
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