Deposit Rate Cuts Tough For Banks As Govt Retains Small Savings Rates

'The government's decision to keep interest rates unchanged on small savings schemes will certainly constrain banks' ability to cut deposit rates further.' Illustration: Uttam Ghosh/Rediff Banks......

'BoB Is Well Placed To Manage Shift To ECL'

'Bank has a robust capital adequacy base. Along with balance sheet preparation, the bank is focusing on strengthening risk management for the new regime.' State-run lender Bank of Baroda will be......

Improving asset quality, healthy loan growth positives for ICICI Bank

ICICI Bank delivered satisfactory results in the second quarter of 2025-26 (Q2FY26), sustaining return on assets (RoA) of around 2.3-2.4 per cent and improving asset quality. Photograph: Francis......

India Inc turns to equity, bonds as cheaper bank loans remain elusive

Indian corporate are increasingly shifting away from bank funding towards alternative sources, such as equity and bond markets, as their deleveraged balance sheets have improved their ability to......