While making online purchases, the cardholder will have to use this second verification apart from the card verification value number, which is the main saftey parameter used presently. As per the RBI guidelines, customers will have to register their cards from tomorrow onwards with the respective merchants--Visa or Master Card and create a security password.
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
'In FY21, as of October, LIC has booked a profit of Rs 18,800 crore through sale of equities.'
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.
With the lockdown being eased gradually, providing more and more digital solutions, for service delivery and procurement of new policies, is what the corporation is focussing on.
'Most Indian logistics firms do not have the facility to store and transport COVID-19 vaccine right now.'
Digital gold is gold purchased online from various platforms including Paytm or Google Pay and stored in your online account.
Life insurance companies are balancing the increasing use of celebrity endorsers by limiting the association to short, event-led campaigns.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Readers' queries on when, why and how to change their home loan lenders answered.
Though Kishore Biyani is selling stakes in group companies to pay off debt, a significant share price crash since January this year is making his task difficult.
The Reserve Bank has asked the public to pay their income tax dues well in advance so as to avoid standing in long queues and stated that 29 agency banks are also authorised to accept such payments.
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The penalty was levied in connection with deficiencies and lapses in the operation and maintenance of the currency chest at the Secunderabad branch of SBI, it said. Last month, the RBI had imposed a penalty of Rs 3 crore (Rs 30 million) on SBI for violating know your customer/anti-money laundering norms.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
You don't need to be intimidated by the thought of filing tax returns
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.
Even as you fight the ongoing health challenge, here are some tips to strengthen your personal finance in the time of coronavirus.
Life hacks to get your financial situation under control
Here are 5 ways you can get a credit card even if you do not have a job.
and three times when you should actually use them
Auto stocks are weighing on the indices.
Making purchases on your credit card can turn out to be a better idea. Here's why.
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
The outcome is beyond the market's expectation and will be a sentimental boost, say analysts.
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj
The entry of the deep-pocketed conglomerate is expected to heighten competition.
Here are some pointers that should serve as red flags for you
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
Do you know what is 'credit repair'? And how to go about it?
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
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