Rediff.com  » Getahead » Not getting desired returns from your MFs?

Not getting desired returns from your MFs?

By OMKESHWAR SINGH
October 01, 2020 09:39 IST
Get Rediff News in your Inbox:

'I am investing thru SIP from last 4 years on long term goals, but not getting desired returns. Advise us to continue or switch to other funds.'

Mutual Fund

Illustration: Uttam Ghosh/Rediff.com

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.


Name of the Fund Recommendations  ( Contine / SmartSwitch)
Neeraj Kala: i have been investing in mutual funds from last three Years and the funds in which i am investing are mentioned below. so kindly suggest do i continue in the existing fund or switch to some other fund
1. Franklin India Prima Fund (G) DSP Midcap - Growth
2. Kotak Standard Multicap Fund (G) SmartSwitch to Uti Equity Fund-growth Plan-growth
3. DSP Equity Opp Fund Reg (G) Uti Equity Fund-growth Plan-growth
4. Invesco India Contra Fund (G) Continue
5. L&T Mid Cap Fund (G) DSP Midcap - Growth
6 SBI Small Cap Fund Reg (G) Continue
Ashwin Kumar: I have SIPs in following mutual funds. Could you please review and provide your expert advice.
SBI Small Cap Fund Dir Growth Continue
L&T Midcap Fund Direct Plan - Growth DSP Midcap - Growth
Kotak Emerging Equity Fund Dir-Gr DSP Midcap - Growth
Tata Large & Mid Cap Dir Pl Growth (formerly Equity Opportunities Fund) Continue
HDFC Top 100 Fund-DP-Growth Canara Robeco Bluechip Equity Fund Regulargrowth
HDFC Small Cap Fund - Direct Growth Plan Axis Small Cap - Growth
ABSL Tax Relief 96 Fund-ELSS - Growth-DIR Continue
Ranjith P K: Request you to analyse my investments and provide your relevant opinion. Looking forward for your valuable suggestions please. Age: 32; Occupation: Academician. MY investments are below. I prefer to be on balanced mode.
ABSL Tax Relief 96 Dir-G Consolidate ELSS to Canara Robeco Equity Tax Saver Fund Regular Growth, Continue with Balanced advantage, SmartSwitch
1) Large Caps -- Canara Robeco Bluechip Equity Fund Regulargrowth.
2) Multi Caps / Focused - Uti Equity Fund-growth Plan-growth
Tata India Tax Svngs Reg-G
Mirae Asset Tax Saver Dir-G
ICICI Pru Balanced Advtg Dir-G
SBI Bluechip Dir-G
L&T Tax Advtg Dir-G
IDFC Tax Advtg (ELSS) Reg-G
Kotak Standard Multicap Dir-G
Nippon India Large Cap Dir-G
IDFC Focused Eqt Dir-G
ICICI Pru Balanced Advtg Dir-G
SBI Bluechip Dir-G
P K RAJASEKHARAN: I have following MF. I am 75 Years of age. Your advise will be of great help. 1. HDFC Balaned Advantage Fund(D) -- invested Rs18.00 lakh on 14th August 2017. Present value is less by 32.5%.~; 2. ICICI Prudential Advantage Fund (D) -- invested Rs 14.00 lakh on 14th August 2017. Present value is less by 3.1%~; 3. DSP Equity and Bond Fund Regular Dividend --invested Rs 5.00 lakh. Present value is same as invested value. Awaiting for your advise.
1. HDFC Balaned Advantage Fund(D)  Union Balanced Advantage Fund Regular Plan - Growth
2. ICICI Prudential Advantage Fund (D) Continue 
3. DSP Equity and Bond Fund Regular Dividend  Canara Robeco Equity Hybrid Fund Regular Growth
Venkatesh G: I am investing the below mentioned funds thru SIP from last 4 years on long term goals but not getting desired returns. Advise us to continue or switch to other funds
1. Aditya Birla Sunlife Frontline equity fund - growth regular Canara Robeco Bluechip Equity Fund Regulargrowth
2. Franklin India equity fund growth Uti Equity Fund-growth Plan-growth
3. HDFC hybrid equity fund regular plan growth Canara Robeco Equity Hybrid Fund Regular Growth
4. Nippon India focused equity fund growth Uti Equity Fund-growth Plan-growth
5. HDFC children gift fund Axis Esg Equity Fund Regular Growth
Rajan Dutta: I am investing in following MF for a quiet sometime. Please advice.
templeton India equity income fund , growth Uti Dividend Yield Fund - Growth Option
franklin India opportunity fund G Axis Esg Equity Fund Regular Growth
SBI magnum comma G Axis Esg Equity Fund Regular Growth
UTI dividend yield fund. G Continue
HDFC growth opportunity fund G Canara Robeco Emerging Equities Regular -growth
ICICI prudential blue chip fund G Canara Robeco Bluechip Equity Fund Regulargrowth
Kotak Equity opportunity fund G Continue
Nippon India value fund G Axis Esg Equity Fund Regular Growth
Nippon India gold saving fund G Continue
Axis long term equity fund g Continue
Franklin India smaller companies fund G Axis Small Cap - Growth
franklin India focused equity fund G Mirae Asset Focused Fund - Regular Plan - Growth
icici prudential long term equity fund G Canara Robeco Equity Tax Saver Fund Regular Growth
HDFC mid cap opportunities fund G Axis Mid Cap
Aman Tomar: I am investing in below mutual funds through SIPs from the last 2 years. Results are not as expected. Could you please advise on the best available options.
1. Mirae Asset Emerging Bluechip Fund Direct- Growth: Rs 3500/month Continue
2. Motilal Oswal Multicap 35 Fund Direct-Growth: Rs 3000/month SmartSwitch to Uti Equity Fund-growth Plan-growth
3. L&T Midcap Fund Direct- Growth: Rs 1500/month Axis Mid Cap
4. SBI Bluechip Direct Plan- Growth: Rs 2000/month Canara Robeco Bluechip Equity Fund Regulargrowth
5. Aditya Birla Sun Life India GenNext Direct Fund- Growth: Rs 2500/month Axis Esg Equity Fund Regular Growth
6. ICICI Prudential Equity & Debt Fund Direct-Growth: Rs 1500/month Canara Robeco Equity Hybrid Fund Regular Growth
Joseph: I have invested Rs 3000 in each of the following. Whether to continue or change?
Axis Blue chip Fund - Regular Growth Continue
Mirae Asset Emerging Blue chip Fund - Regular Plan Growth Continue
NIPPON INDIA SMALL CAP FUND - GROWTH PLAN GROWTH OPTION Axis Small Cap - Growth
Aditya Birla Sun Life Small Cap Fund Growth-Regular Plan  Axis Small Cap - Growth
SBI Magnum Multi cap Fund - Regular Plan – Growth Uti Equity Fund-growth Plan-growth
HDFC Hybrid Equity Fund - Regular Plan – Growth Canara Robeco Equity Hybrid Fund Regular Growth
Swapnil Chandra: Hi I've invested in these 4 funds (via a financial advisor), SIP of 5000/- for each fund every month:
1. ICICI Prudential Mutual Fund: DFG / Value Discovery Fund - Growth  Continue
2. Aditya Birla Sun Life Mutual Fund: ABSL Equity Advantage Fund - Growth Canara Robeco Emerging Equities Regular -growth
3. SBI Mutual Fund: SBI Focused Equity Fund Reg Growth  Continue
4. DSP Mutual Fund: Equity Fund - Reg - G  SmartSwitch to Uti Equity Fund-growth Plan-growth
Anirban Biswas: I wish to take your advise on the following 5 MFs where I am doing a monthly SIP of 5000/each SIP since 2017.
1.ICICI Pru Value Discovery Fund (G)- Annualised return is 3.16%. Continue
2.Aditya Birla SL Frontline Equity Funf (G)- Annualised return is 1.74%. Canara Robeco Bluechip Equity Fund Regulargrowth
3.HDFC Mid Cap Opportunities Fund (G)- Annualised return is 1.52%. Axis Mid Cap
4.Sundaram Mid Cap Fund (G)- Annualised return is -2.91% Axis Mid Cap
5.HDFC Small Cap Fund (G)- Annualised return is -4.6%. Axis Small Cap - Growth
Parag Chaudhary: Please analyse my portfolio:
Aditya Birla Sun Life Equity Fund - Growth-Regular Plan Uti Equity Fund-growth Plan-growth
Aditya Birla Sun Life Regular Savings Fund - Growth-Regular Plan Icici Prudential Regular Savings Fund - Growth
Aditya Birla Sun Life Small Cap Fund Growth-Regular Plan Axis Small Cap - Growth
Aditya BSL Pure Value Fund - Growth-Regular Plan Axis Esg Equity Fund Regular Growth
Aditya BSL Tax Relief'96 Fund- (ELSS U/S 80C of IT ACT) - Growth-Regular Plan Continue
Axis Bluechip Fund - Growth Continue
Axis Focused 25 Fund GROWTH Continue
Axis Mid Cap Fund - Growth Continue
Canara Robeco Emerging Equities Regular Growth Growth Continue
DSP Dynamic Asset Allocation Fund - Reg - Growth Edelweiss Balanced Advantage Fund - Growth Option
DSP Tax Saver Fund - Regular Plan - Growth Canara Robeco Equity Tax Saver Fund Regular Growth
Franklin India Smaller Companies Fund-GROWTH Axis Small Cap - Growth
HDFC Capital Builder Value Fund- Growth Axis Esg Equity Fund Regular Growth
HDFC Hybrid Debt Fund - Growth Icici Prudential Regular Savings Fund - Growth
HDFC Small Cap Fund-Regular-Growth Axis Small Cap - Growth
ICICI Prudential Bluechip Fund-Regular-Growth Canara Robeco Bluechip Equity Fund Regulargrowth
ICICI Prudential MidCap Fund - Regular Plan - Growth Axis Mid Cap
ICICI Prudential Regular Savings Fund - Growth Continue
IDFC Sterling Value Fund-Growth-(Regular Plan) Axis Esg Equity Fund Regular Growth
IDFC Tax Advantage (ELSS) Fund-Growth-(Regular Plan) Canara Robeco Equity Tax Saver Fund Regular Growth
Invesco India Contra Fund - Growth Continue
Invesco India Dynamic Equity Fund - Growth Edelweiss Balanced Advantage Fund - Growth Option
Invesco India Growth Opportunities Fund- Growth Canara Robeco Emerging Equities Regular -growth
Kotak Balanced Advantage Fund -Regular Plan-Growth Option Union Balanced Advantage Fund Regular Plan - Growth
Kotak Standard Multicap Fund-Regular-Growth SmartSwitch to Uti Equity Fund-growth Plan-growth
Mirae Asset Large Cap Fund Regular Plan Growth Continue
Motilal Oswal Multicap 35 Fund - Regular Plan Growth SmartSwitch to Uti Equity Fund-growth Plan-growth
Nippon India Balanced Advantage Fund - GROWTH PLAN Union Balanced Advantage Fund Regular Plan - Growth
NIPPON INDIA HYBRID BOND FUND - SEGREGATED PORTFOLIO 2 GROWTH PLAN  Icici Prudential Regular Savings Fund - Growth
Nippon India SMALL CAP FUND - GROWTH PLAN GROWTH OPTION Axis Small Cap - Growth
Principal Emerging Bluechip Fund - Regular Plan Growth Canara Robeco Emerging Equities Regular -growth
Principal Multi Cap Growth Fund(Grw)-Regular-Regular-Growth Uti Equity Fund-growth Plan-growth
SBI Focused Equity Fund - Regular Plan - Growth Continue
SBI Small Cap Fund-Regular-Growth Continue
Anup Saxena: I am investing in the following mutual funds since 2017-2018. Should I switch or should I start investing in any other MF from now onwards?. Kindly advice
ICICI Prudential Value Discovery Fund (G) 4K Continue
Mirae Asset Large Cap Fund - Regular Plan (G) 5K  Continue
SBI Blue Chip Fund (G) 4K Canara Robeco Bluechip Equity Fund Regulargrowth
UTI Mid Cap Fund (G) 2K Continue
Pradeep Kulkarni: My Mutual fund portfolio is given below. I request you to advice on which funds shall be sold, retained or replaced.
1. ABSL EQUITY FUND-GROWTH Uti Equity Fund-growth Plan-growth
2.DSP TIGER----GROWTH Axis Esg Equity Fund Regular Growth
3.DSP TOP 100--GROWTH Canara Robeco Bluechip Equity Fund Regulargrowth
4.FRANKLIN INDIA BLUE CHIP--GROWTH Canara Robeco Bluechip Equity Fund Regulargrowth
5.FRANKLIN INDIA FOCUSSED EQUITY FUND Mirae Asset Focused Fund - Regular Plan - Growth
6. FRANKLIN INDIA TAX SHIELD Canara Robeco Equity Tax Saver Fund Regular Growth
7. HDFC BALANCED FUND Union Balanced Advantage Fund Regular Plan - Growth
8. ICICI BLUECHIP FUND Canara Robeco Bluechip Equity Fund Regulargrowth
9. ICICI MULTI ASSET FUND Sbi Multi Asset Allocation Fund Regular Growth
10. KOTAK BLUECHIP FUND Canara Robeco Bluechip Equity Fund Regulargrowth
11. L & T EQUITY FUND Uti Equity Fund-growth Plan-growth
Yuva: I have an investment horizon of 10 - 15 years with a goal of wealth creation. I have a stable job, emergency fund for an year's expense, term & health insurance, zero debt and a surplus of 50k p.m for investment. I'm planning for a sip with Parag Parekh Long Term Equity Direct Growth, Motilal Oswal Nasdaq100 FOF Direct Growth and Mirae Asset Tax Saver Fund Direct Growth (strictly only for 80C) through a Demat based MF Distributor (Coin). Mirae Asset Emerging Bluechip is tempting, though I prefer a MF with low churn. Should I go through with this plan as it is? Your suggestions are most welcome
Parag Parekh Long Term Equity Direct Growth Continue
Motilal Oswal Nasdaq100 FOF Direct Growth  Continue
Mirae Asset Tax Saver Fund Direct Growth  Canara Robeco Equity Tax Saver Fund Regular Growth
Mirae Asset Emerging Bluechip Continue
Sunil Sureka: I am investing Sip of Rs. 1000/- each in 5 below mentioned Fund:
1). ICICI PRU VALUE DISCOVERY FUND (G)  Continue
2). L&T EMERGING BUSINESS FUND - REG (G)  Axis Small Cap - Growth
3). MIRAE ASSET EMERGING BLUE CHIP REG(G)  Continue
4). MOTILAL OSWAL LONG TERM EQUITY FUND REG(G) Canara Robeco Equity Tax Saver Fund Regular Growth
5). TATA BANKING AND FINANCIAL SERVICES FUND REG(G) Axis Esg Equity Fund Regular Growth
Raghu Subramani: I am Raghu KS and I have investments in Below MFs. Requesting you to please advise me if I should Exit, Continue or Hold these. 
HDFC Hybrid Equity Fund(G) Canara Robeco Equity Hybrid Fund Regular Growth
ICICI Pru All Seasons Bond Fund(G) Continue
ICICI Pru Equity & Debt Fund(G) Canara Robeco Equity Hybrid Fund Regular Growth
Kotak Standard Multicap Fund(G) SmartSwitch to Uti Equity Fund-growth Plan-growth
JM Multi Strategy Fund(G) Uti Equity Fund-growth Plan-growth
SBI Equity Hybrid Fund-Reg(G) Canara Robeco Equity Hybrid Fund Regular Growth
Nippon India Tax Saver (ELSS) Fund(G) Canara Robeco Equity Tax Saver Fund Regular Growth
DSP Midcap Fund-Reg(G) Continue
DSP Focus Fund-Reg(G) Continue
Mirae Asset India Opportunities Fund-Reg(G) Continue
Axis Long Term Equity Fund-Reg(G) Continue
Sundaram Banking & PSU Debt Fund(G) Hdfc Banking And Psu Debt Fund - Regular Growth Option
Abhijit Nath: I have been investing in the below funds for a while and my investment horizon is 20 years. Kindly advise, if I need to consolidate a few and which one should I do away with.
Canara Robeco Emerging equities fund -4000 Continue
Kotak Standard Multicap fund - 4000 SmartSwitch to Uti Equity Fund-growth Plan-growth
Mirae Asset Large cap - 5000 Continue
Axis focused 25 fund- 8000 Continue
Invesco India growth opp fund- 3000 Canara Robeco Emerging Equities Regular -growth
Mirae Asset Focused fund - 3000 Continue
Parag Parikh long term equity -3000 Continue
 

 

 

If you want Mr Singh's advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and he will offer his unbiased views.

Disclaimer: This article is meant for information purposes only. This article and information do not constitute a distribution, an endorsement, an investment advice, an offer to buy or sell or the solicitation of an offer to buy or sell any securities/schemes or any other financial products/investment products mentioned in this QnA or an attempt to influence the opinion or behaviour of the investors/recipients.

Any use of the information/any investment and investment related decisions of the investors/recipients are at their sole discretion and risk. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Opinions expressed herein are subject to change without notice.

Get Rediff News in your Inbox:
OMKESHWAR SINGH / Rediff.com
SHARE THIS STORYCOMMENT