Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
| Name of the Fund | Recommendations ( Contine / SmartSwitch) |
| Jijo George: I am investing in 5 funds for the last 2 years as SIP, following are the details. My time horizon is 8-10 years and my risk profile is moderate risk.Kindly advise whether to continue with these funds. | |
| 1.SBI Blue Chip Direct Plan Growth @4000 per month | Canara Robeco Bluechip Equity Fund Regulargrowth |
| 2.Mirae asset Large Cap Fund Direct Growth @3000 per month | Continue |
| 3.L & T Midcap Fund Direct Growth @ 3000 per month | Axis Mid Cap |
| 4.Axis Long Term Equity Fund Direct Growth @3000 per month | Continue |
| 5.ABSL Tax Relief 96 Fund @ 4000 per month | Continue |
| Satya Yadav: Sir my investments are in following segments-all are in SIP. Please advice sir which one to keep or exit | |
| Icici liquid growth -Rs1000 | Continue |
| Icici prudential bluechip-Rs1500 | Canara Robeco Bluechip Equity Fund Regulargrowth |
| L&T India value-Rs1000 | Axis Esg Equity Fund Regular Growth |
| L&T Emerging - Rs1000 | Axis Small Cap - Growth |
| L&T Midcap growth-Rs1000 | Axis Mid Cap |
| Kotak Multicap-Rs1000 | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| Nippon small cap - Rs1000 | Axis Small Cap - Growth |
| Axis Bluechip growth-Rs1000 | Continue |
| Hdfc top 100 growth-Rs1000 | Canara Robeco Bluechip Equity Fund Regulargrowth |
| Srinivas Varaganti: Below are my SIP details. Please advise me whether to continue/stop or switch. | |
| DSP Midcap Fund - Direct Plan - Growth | Continue |
| Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan | Axis Mid Cap |
| L&T Hybrid Equity Fund - Direct Plan-Growth | Canara Robeco Equity Hybrid Fund Regular Growth |
| Axis Small Cap Fund - Direct Plan - Growth | Continue |
| Axis Bluechip Fund - Direct Plan - Growth | Continue |
| Axis Multicap Fund - Direct Plan - Growth | Continue |
| DSP Equity Fund - Direct Plan - Growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| Sunil Dubey: I am investing in below mentioned fund from last one year, please review. | |
| 1) Axis Bluechip Fund Direct Plan :1250RS | Continue |
| 2) ABSL Tax Relief 96 Equity - Dierect Grouth ELSS :2500RS | Continue |
| 3) Mirrae Aseet Large cap direct Growth plan :1250RS | Continue |
| 4) Axis Long Term Equity Fund Direct Growth Plan: 2500RS | Continue |
| Ramesh Kumar: I need advice of expert on the following fund. I am 48 years old. Looking for long horizon of seven more years.The following Funds are in my category of corpus 1.5 CR. Please suggest which one to continue and switch. | |
| Aditya Birla Sun Life Frontline Equity Fund - Direct Plan (G) | Canara Robeco Bluechip Equity Fund Regulargrowth |
| ICICI Prudential Bluechip Equity Fund - Direct Plan - Growth | Canara Robeco Bluechip Equity Fund Regulargrowth |
| Nippon India Large Cap Fund - Direct Plan (G) | Canara Robeco Bluechip Equity Fund Regulargrowth |
| Axis Bluechip Fund - Direct Plan | Continue |
| Mirae Asset Large Cap Fund - Direct Plan - Growth - Growth | Continue |
| Kotak Select Focus Fund - Direct Plan (G) | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| SBI Focused Equity Fund - Direct Plan | Continue |
| Aditya Birla Sun Life Equity Fund - Direct Plan (G) | Uti Equity Fund-growth Plan-growth |
| Mirae Asset Emerging Bluechip Fund - Direct Plan (G) | Continue |
| Canara Robeco Emerging Equities - Direct Plan (G) | Continue |
| HDFC MidCap Opport.- Direct (G) | Axis Mid Cap |
| Axis Midcap Fund - Direct Plan | Continue |
| Kotak Emerging Equity Scheme - Direct Plan | Axis Mid Cap |
| HDFC Small Cap Fund - Direct Growth Plan | Axis Small Cap - Growth |
| Pawan Jattu: Below is my portfolio of mutual fund with monthly SIP, please review it & advise accordingly. Thanks in advance. | |
| Franklin India Smaller Companies Fund | Axis Small Cap - Growth |
| Franklin Build India Fund - Direct Plan | Axis Esg Equity Fund Regular Growth |
| Axis Long Term Equity Fund - Direct Plan | Continue |
| Axis Small Cap Fund | Continue |
| Mirae Asset Emerging Bluechip Fund - Direct | Continue |
| Nippon India LARGE CAP FUND-DIRECT GROWTH PLAN | Canara Robeco Bluechip Equity Fund Regulargrowth |
| Kotak Standard Multicap Fund - Direct Plan- Growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| L&T Midcap Fund | Axis Mid Cap |
| HDFC Small Cap Fund | Axis Small Cap - Growth |
| Invesco India Contra Fund-Direct Plan Growth | Continue |
| discontinued funds: | |
| Franklin India Taxshield Fund - Direct Plan ( Tax Savings ) | Canara Robeco Equity Tax Saver Fund Regular Growth |
| L&T INFRASTRUCTURE FUND DIRECT PLAN-DIVIDEND | Axis Esg Equity Fund Regular Growth |
| ICICI Prudential Value Discovery Fund | Continue |
| Mirae Asset Tax Saver Fund - Direct Growth - Growth | Canara Robeco Equity Tax Saver Fund Regular Growth |
| Prodeep Ghosh: I am 67, retired and dependent on my rental income and returns from investments for my finances. My current MF Portfolio is | |
| ICICI PRUDENTIAL BALANCED ADVANTAGE FUND - MONTHLY DIVIDEND | Continue |
| KOTAK BOND SHORT TERM FUND PLAN - GROWTH | Hdfc Short Term Debt Fund - Regular Plan - Growth |
| SBI SHORT TERM DEBT FUND - REGULAR PLAN - GROWTH | Hdfc Short Term Debt Fund - Regular Plan - Growth |
| FRANKLIN INDIA ULTRA SHORT BOND FUND - SUPER INSTITUTIONAL PLAN GROWTH | Freezed |
| AXIS BLUECHIP FUND-GROWTH (SIP @ 15k/month) |
Continue |
| HDFC HYBRID EQUITY FUND - REGULAR PLAN - GROWTH | Canara Robeco Equity Hybrid Fund Regular Growth |
| ICICI PRUDENTIAL EQUITY AND DEBT FUND - GROWTH | Canara Robeco Equity Hybrid Fund Regular Growth |
| DSP DYNAMIC ASSET ALLOCATION FUND - REGULAR - GROWTH | Edelweiss Balanced Advantage Fund - Growth Option |
| KOTAK BALANCED ADVANTAGE FUND - REGULAR PLAN- GROWTH | Union Balanced Advantage Fund Regular Plan - Growth |
| MOTILAL OSWAL DYNAMIC FUND REGULAR GROWTH | Edelweiss Balanced Advantage Fund - Growth Option |
| ICICI PRUDENTIAL - ASSET ALLOCATOR FUND FOF - GROWTH | Idfc All Seasons Bond Fund -regular Plan- Growth Option |
| Ajay Kulkarni: would request to give your views on: | |
| Axis Bluechip fund direct - growth | Continue |
| SBI Focussed fund direct growth | Continue |
| kotak standard multicap Regular growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| icici prudential PHD plan regular growth | Continue |
| Edelweiss Maiden Opportunities fund Series 1 Reg. Growth | Closed Ended Scheme |
| Hdfc midcap opportunities fund Reg. Growth | Axis Mid Cap |
| L&T tax advantage fund | Canara Robeco Equity Tax Saver Fund Regular Growth |
| Union arbitrage fund Regular Growth | Sundaram Arbitrage Fund Regular Growth |
| Sundaram ultra short term fund Reg. Growth | Aditya Birla Sun Life Savings Fund - Growth |
| Mirae asset emerging bluechip fund Growth | Continue |
| Axis equity saver fund Reg. Growth | Canara Robeco Equity Hybrid Fund Regular Growth |
| IIFL focussed fund Reg.Growth | Mirae Asset Focused Fund - Regular Plan - Growth |
| DSP ACE FUND Series 1 Reg. Growth | Closed Ended Scheme |
| Sunil D'Souza: Currently aged 46 years investing Rs. 2 Lakhs since 2017 in the below following Mutual Fund through ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund. Kindly advise and suggestion whether to continue or exit. | |
| ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund | ULIP - Insurance and Investment should be separate |
| Arnab Das: Need your valuable advice regarding my SIP. I have invested in two SIP till now for long term purpose: | |
| SBI Bluechip fund Direct(Growth) | Canara Robeco Bluechip Equity Fund Regulargrowth |
| L&T Infrastructure fund Direct(Growth) | Axis Esg Equity Fund Regular Growth |
| Sekhar Chakravarty: Kindly suggest three good debt fund for lunpsum investment of minimum three yr horizon. Sbi banking and psu fund and axis banking and psu fund. Which one is better? | |
| Sbi banking and psu fund | Hdfc Banking And Psu Debt Fund - Regular Growth Option |
| axis banking and psu fund | Hdfc Banking And Psu Debt Fund - Regular Growth Option |
| Sunil Kumar Perti: I am 61 year old person trying to build a corpus. Present value of my investments is 2.2 Lac (approx). In addition to the above I have a Rs 10000/ investment in Axis Long Term Equity Fund- Direct Plan-Dividend. I look forward for your advice in great anticipation. I have the following investments in SIPs in the following Mutual Funds, Please suggest if any changes to be made. | |
| Axis Long Term Equity Fund- Direct Plan-Dividend | Continue |
| 1 HDFC Equity Fund- Regular Plan- Growth 2500/ PM | Mirae Asset Focused Fund - Regular Plan - Growth |
| 2 PREG- HDFC Hybrid Equity Fund- Regular Plan 2000/PM | Canara Robeco Equity Hybrid Fund Regular Growth |
| 3 ICICI Prudential Multi-Asset Fund- Growth 2500/PM | Sbi Multi Asset Allocation Fund Regular Growth |
| 4 L & T India Value Fund- Growth 1000/PM | Axis Esg Equity Fund Regular Growth |
| Ramesh Iyer: I have the following Mutual Funds SIP in my Portfolio holding since Dec'17/ Jan'18 investing Rs.2000 each in each SIP. Please suggest whether to add, hold, or switchover. | |
| 1. SBI Bluechip fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
| 2. Nippon India Large Cap fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
| 3. ABSL focussed Equity fund | Mirae Asset Focused Fund - Regular Plan - Growth |
| 4. Motilal Oswal Multicap 35 fund | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| 5. SBI Magnum Multicap fund | Uti Equity Fund-growth Plan-growth |
| 6. ICICI Pru Bluechip fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
| 7. L&T Emerging Business fund | Axis Small Cap - Growth |
| 8. ABSL Small-cap fund | Axis Small Cap - Growth |
| 9. Nippon India small-cap fund | Axis Small Cap - Growth |
| 10. Franklin India Focussed equity fund | Mirae Asset Focused Fund - Regular Plan - Growth |
| 11. Kotak Standard Multicap fund | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| 12.Franklin India smaller companies fund | Axis Small Cap - Growth |
| 13.Nippon India Equity Hybrid fund | Canara Robeco Equity Hybrid Fund Regular Growth |
| 14. ABSL Regular savings fund | Icici Prudential Regular Savings Fund - Growth |
| 15. L&T Infrastructure fund | Axis Esg Equity Fund Regular Growth |
| 16. SBI Dynamic Bond fund | Continue |
| 17. ICICI Pru Pharma fund | Continue |
| Shyam Sundar K: I have 24,000 rs monthly SIPs in the below mutual funds, please suggest if I can continue my SIPs in these funds or make an urgent switch. I have been investing for past 4-5 years. | |
| Aditya Birla Sun Life Pure Value Fund - Growth | Axis Esg Equity Fund Regular Growth |
| HDFC Top 100 Fund - Regular Plan - Growth | Canara Robeco Bluechip Equity Fund Regulargrowth |
| ICICI Prudential Value Discovery Fund - Growth | Continue |
| FRANKLIN INDIA BLUECHIP - GROWTH | Canara Robeco Bluechip Equity Fund Regulargrowth |
| Nippon India Small Cap Fund - Growth | Axis Small Cap - Growth |
| SBI MAGNUM MULTI CAP FUND - GROWTH | Uti Equity Fund-growth Plan-growth |
| Sundaram Small Cap Fund - Regular - Growth | Axis Small Cap - Growth |
| Rahul: I am 43 year salaried person investing in mutual fund for last 7-8 years to build corpus for my daughter's education (requirement in next 10 yrs) and for my retirement (next 22 yrs). I am doing SIP in following funds. Kind request to give your expert advice whether any changes required in my portfolio or should i continue with the same funds. | |
| 1. Axis long term equity - Rs.8000 | Continue |
| 2. Axis small cap - Rs. 10,000 | Continue |
| 3. Mirae Asset Emerging Bluechip - Rs.6,000 | Continue |
| 4. DSP midcap - Rs.6,000 | Continue |
| 5. Axis midcap - Rs.6,000 | Continue |
| 6. Kotak std. multicap - Rs.6,000 | SmartSwitch to Uti Equity Fund-growth Plan-growth |
| 7. Parag parikh long term equity - Rs.6,000 | Continue |
| 8. Axis multicap - Rs.6,000 | Continue |
| 9. Axis bluechip - Rs.6,000 | Continue |
| 10. SBI bluechip - Rs.6,000 | Canara Robeco Bluechip Equity Fund Regulargrowth |
| 11. Motilal Oswal Nasdaq 100 - Rs.2,000 | Continue |
| Krishnaprasad Bhat: following is my standing on MF. Can you please guide me on this? Also if a fund is not performing, how long do i wait before i switch to a different scheme/ mf | |
| Holding | |
| Aditya Birla Sun Life Pure Value Fund - Growth-Direct Plan | Axis Esg Equity Fund Regular Growth |
| Aditya Birla Sun Life Equity Fund - Growth-Direct Plan | Uti Equity Fund-growth Plan-growth |
| Monthly SIP | |
| HDFC Hybrid Equity Fund - Direct Plan - Growth Option | Canara Robeco Equity Hybrid Fund Regular Growth |
| ICICI Prudential Value Discovery Fund - Direct Plan - Growth | Continue |
| L&T India Value Fund Direct Plan - Growth | Axis Esg Equity Fund Regular Growth |
| Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth | Continue |
If you want Mr Singh's advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and he will offer his unbiased views.
Disclaimer: This article is meant for information purposes only. This article and information do not constitute a distribution, an endorsement, an investment advice, an offer to buy or sell or the solicitation of an offer to buy or sell any securities/schemes or any other financial products/investment products mentioned in this QnA or an attempt to influence the opinion or behaviour of the investors/recipients.
Any use of the information/any investment and investment related decisions of the investors/recipients are at their sole discretion and risk. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Opinions expressed herein are subject to change without notice.