The wheels turn for bicycles, as manufacturers go back to the basics. After motorised two-wheelers overtook cycle sales in the country, manufacturers are focusing on commuter segment again and reviving entry-level cycles.
The Nifty Index features 50 of the largest companies in the country and represents close to 50 per cent of total market capitalisation. It is now trading at valuations that could only be justified if India Inc grows earnings at better than thrice the GDP growth rate. This is extremely unlikely, says Devangshu Datta.
It is best not to get carried away by returns or take a short-term view of the markets, says Bhavana Acharya.
Traditionally FDs have been plain vanilla products but nowadays amid cut-throat competition, banks have modified these keeping in line with customers' requirements.
Salaried individuals may not need to file revised returns as they have only one source of income and there are lesser chances of erring while filing returns
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home
Select companies in infra, capital goods, private banks, auto, oil & gas, and mining could be considered by investors.
A customer wanting to buy a car would have to wait a long time for delivery.
Without bringing sound governance and technical capabilities into the RBI's work, injecting new money sets the stage for a next wave of bad behaviour by banks, warns Ajay Shah.
Balanced funds are generally equity-oriented with at least 65 per cent exposure to equities and the rest of the corpus invested in fixed income securities
Cashi Crisis: Day 9: Aaj ki Taaza Khabar!
The biggest achievement of the Modi government in the past one year was it could bring positivity in the minds of people and industry, says V P Nandakumar, executive chairman of the Manappuram Finance Ltd, in an interview to Shobha Warrier/Rediff.com.
Real estate loans could become NPAs for banks.
Digital services work best when the seller designs a system where default options are designed to help the buyer, says Debashis Basu.
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Returns on godl have depleted in past few years,
'The Street is divided on when we could recover from demonetisation.' 'The government believes it is a pain at best for two quarters.' 'Some analysts feel the impact could be felt for two-three quarters and some that it could last for 12 to 15 months.' 'Investors are stuck in a no-action zone.'
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According to the survey which drew responses from existing banks, NBFCs, corporate and industrial houses and other stakeholders, the setting up of new banks is considered significant in view of the fact that only 35 per cent of the country's population have formal bank accounts as compared to an average of 41 per cent in other developing economies.
It takes a longer time to avail of these loans, owing to tight due-diligence process of banks.
About 13 million first time car/two-wheeler buyers are entering the market every year. If employment creation is such a big issue, where are these people coming from, asks Mahesh Nandurkar.
These banks are finding it hard to pick up seasoned bankers at the pay they are offering
'India is still a cash economy.' 'For a common household, almost everything from grocery to maid services is paid in cash.' 'The demonetised notes account for 85 per cent of the currency in circulation.' 'Until fresh notes flow back into the economy, day-to-day transactions ordinarily done in cash will be impacted.'
The people of the nation co-operated and patiently waited for the government's promised "ache din", and now they want their just rewards, says Adhil Shetty.
In case the repo rate keeps trending downwards, borrowers can expect a downward revision of their MCLR-linked loans.
If you are one of those who are relying solely on your chartered account friend for all income tax assessment submissions, make sure to check for the ITR-V submission to avoid any problem in the future.
Insurers have eased the documentation process to file claims so that they can be settled faster
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
Amit Jaiswal, head of academics, MockBank.com shares expert advice with our young aspirants.
You must remain invested in bank deposits, unless you are considering the idea of earning higher returns by moving to gilt or liquid funds, says Adhil Shetty, CEO, BankBazaar.com.
HDFC and HUL are the latest entrants in the club
Deciding whether a whole life insurance plan is a smart option or not hinges on the financial situation of the insurance buyer
The recent default on deposit payments by a couple of Yash Birla Group companies has brought to surface difficulties an investor has to face in recovering his money.
MFs continue to find it difficult to attract and retain long-term money from investors
For those who are sceptical about using debit or credit cards, even when faced with cash crunch, Adhil Shetty, CEO of BankBazaar.com, lists out a few safe cashless options that can be exercised through mobile phones.
Insurance companies have worked over the years to simplify their claim settlement process
Lenders increasingly looking at your social media profile to evaluate creditworthiness
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Gold prices have eased off in recent months after the formation of a new government bringing in positive sentiment back to the stock market.
It is imperative to check the basics of a company before investing in it
Through the past 12 months, the Bank Nifty has risen 55%
You can use gold as a financial instrument to diversify your portfolio into hedging against uncertainties in the market, but for ambitious returns, you must explore opportunities in other asset classes such as equities, debts and real estate, says Adhil Shetty, CEO, BankBazaar.com.
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