This mindless medley of products does not create choice.
The withdrawal right is hemmed by many conditions.
Classically, the Japanese - who are not guided by short-termism - added capacity during slumps to be ready to reap their good fortune when the business cycle turned upwards again and shortages emerged, says Subir Roy.
The completely avoidable mess that the finance ministry found itself in was rather surprising, says Debashis Basu.
Investors should quiz them to understand the product, which options to invest in, and how to get the final payout
Traditional plans are the biggest area of concern for consumers.
Taxpayers can claim a deduction on tuition fees for a maximum of two children.
To curb mis-selling of policies and rationalise commissions, radical changes have been proposed to help investors.
'People do not want a 'maha milavat' (highly adulterated) government of those who assembled in Kolkata.'
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It would be fair to say that markets are coming to the end of a down-cycle and are at the cusp of the next up-cycle.
The Budget touches a few highs and lows as far as personal finance is concerned, and one needs to be aware of them in order to optimise on one's investment plans.
Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments.
The Union government is keen to ensure financial security for unorganised sector workers
The deduction will be higher and net take-home pay will fall.
The abolition of wealth tax is again a welcome step.
Pawan Kumar, organising secretary of the Bharatiya Mazdoor Sangh (BMS) affiliated to the Rashtriya Swayamsevak Sangh (RSS), tells Aditi Phadnis it will join forces with other trade unions if necessary to oppose the Employees' Provident Fund Organisation (EPFO) provisions in the Union Budget.
Many exemptions make little sense, such as a monthly exemption of Rs 100 for college education and Rs 300 for hostel fees.
In analysing census data from 2007-2011, researchers found that the at-birth sex ratios of Asian Americans are the same as white Americans. Arthur J Pais reports
If new goals have emerged, this is the time to make fresh investments.
Arun Jaitley had a tough fiscal hill to climb.
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