'Trust a fund manager, buy some small-cap funds and stay invested.'
If the spouse is the guarantor of husband's business loans, banks can hold her liable for default. Here are ways to ring-fence her assets.
One category which stands out is fixed maturity plans due to its tax benefits, notes Prateek Mehta, CEO and company-co-founder, Upwardly.in.
A market correction is a good time to reassess the quality of your portfolio and purge the poor quality names from it, says Ramesh Bukka
Systematic withdrawal plans in equity funds can spell trouble in a falling market, points out Deepesh Raghaw.
'My sense is that we should be braced for a correction.' 'It has already begun in the mid-caps for the past month, and will now spread to larger stocks as well.' 'Use the correction to upgrade the quality of your portfolio,' advises Akash Prakash.
It is best not to get carried away by returns or take a short-term view of the markets, says Bhavana Acharya.
A mistake here can prove costly.
Knowing these will save you from taking undue risks, losses and also create wealth in the long run, says Dwaipayan Bose.
Ring fence your family's assets with a trust as this ensures fewer disputes, advises Sandeep Nerlekar.
Retirees must also try and purchase a senior citizens' policy, despite steep premiums.
25,600 cases of banking fraud totalling Rs 1.79 billion were reported up to December 2017. 'There is an inherent legacy when it comes to insuring crime.' 'Generally, most banks are uncomfortable in sharing data about employee fraud.'
The grandfathering clause and set-off provisions can be used to reduce the tax payable on sale of bonus shares, says Arvind A Rao.
Investors turn their attention to export-driven sectors.
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
Do keep the tax impact and exit load in mind before you take a decision to sell, says Vishal Dhawan.
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
To ensure a better financial future, resolve yourself to follow these simple money tips.
Salil Dhawan shares his stock market wisdom as 2017 is all set to ring out.
Salil Dhawan reveals the MFs that have not only performed well in the past but have a promising outlook for the future too.
(Because things will only get more expensive from this point onwards)
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
'Indians are great savers, but they are lousy investors.'
Why spend so much moolah on pursuing an MBA degree, when you can advance your career with these career options.
Some banks might charge you a nominal amount of Rs 100-150 for issuing the card.