Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
Define ownership proportionately at the time of registration to ensure that you don't face problems on taxation front.
Thanks to Budget 2018, seniors can invest more and also save more.
Contrarian stocks can help investors generate much higher returns than buying shares of companies that have shown consistent high growth for years.
New ITR forms indirectly force small businesses to maintain books of accounts, something that wasn't needed earlier, says Anupam Jain.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
In 5 years, the AMC has clocked a growth rate of 40% with its AUM up nearly 4 times.
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
From your fingerprint to most private images and financial info -- all your privacy is under constant threat from hackers.
Tinesh Bhasin explores the limitations of rights granted to homebuyers under the Insolvency and Bankruptcy Code.
The new ITR forms have shifted the entire onus on the taxpayers to prove their claim for deductions, expenses or exemptions.
If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
Besides the thrill of changing cars quite often, a higher tax deduction is available, experts tell Tinesh Bhasin
Raghavendra Kamath reports on what ails India's real estate sector.
A'Market valuation is another concern.'
'India is trading at steep valuations and there have been a number of IPOs, especially in the insurance sector, that have had an impact on secondary market liquidity.'
For existing investors, it may be prudent to redeem their current investments in gilt or dynamic schemes and invest it in short-term funds, if the exit load is not very high, advises Malhar Majumder.
Whether you have a two bedroom or a three bedroom house, you can convert it into a smart home starting at Rs 60,000 to Rs 70,000.
Given the high cost of treating cancer and the reasonable premium rates at which these plans are available, one should opt for a cover at the earliest.
Don't worry about volatile, erratic cash flows, freelancers. Vishal Dhawan explains how you can invest and achieve your financial goals despite irregular income.
Running a SIP plan for more than six years almost completely eliminates the chances of earning negative returns.
What are FMPs and should you invest in them?
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
'Apart from providing you with the ability to withstand escalating medical expenses, a dedicated financial plan for health will also ensure financial independence in old age,' advises Arun Thukral, MD & CEO, Axis Securities.
Also build a contingency fund equal to 9 to 12 months of expenses.
Raise the amount of life cover you own if your liabilities and responsibilities have increased during the year, says Arvind A Rao.
Indian indices have hit all-time highs in the New Year and the sentiment remains strong. All valuations are also at extremely high levels, cautions Devangshu Datta
Investors should avoid jumping from their current funds into those that have outperformed lately, advises Arnav Pandya, a certified financial planner.
Here's what borrowers must pay attention to before going for such medical loans.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Just when stocks are seen as invincible, we should worry, warns Akash Prakash.
'Retail investors have been selling since the Budget and Foreign Portfolio Investors started selling.' 'Thus far, domestic institutions have picked up the slack, buying enough to keep the major indices from falling off a cliff.' 'However, there has been carnage in smaller stocks and the financial sector has been hit much harder than the major market indices,' points out Devangshu Datta.
Evaluate recurring investment products and do the numbers before making any investments.
'The economy needs to deliver the expected 7.5% growth for the markets to deliver better than single digit returns.' 'Any disappointment in growth can see the markets correcting downwards.'
Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
If you leave too much money lying in your trading account or hand over your securities to brokers, there is always the risk that they could use it to trade in the markets.
With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
Do we not understand that risk and return go hand-in-hand, or do we, in our rush to get rich, simply choose to ignore risk, wonders Ramabhadran S Thirumalai.
Investments and expenses under section 80 C allows various tax benefits, says Harjot Singh Narula
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