Have control over your finances, especially when you are going through a separation.
An interesting imaginary conversation between Kirtan A Shah and an investor about how investing in mutual funds is better than investing directly in stocks.
The amazing excuses given by people who don't invest their money abound, but you would be wise to ignore them. Excuses won't help you get ahead; they can only hold you back from the retirement you deserve, says financial planning advisor P V Subramanyam
Planning your finances well on your own can lead to achieving your dreams in a hassle-free manner. Here's how to plan your finances to achieve your goals.
Missing the deadline for filing Income Tax returns can lead to consequences.
Anamika Pareek explains the advantages of investing in tax-saving options like the equity-linked savings schemes.
Money is one of the biggest discord among newlyweds, especially in big cities. Problem of spending and investing as 'I' among married couples instead of 'We' is one of biggest problem behind poor investment decisions. So what's the solution? Read on....
Here is a list of expenses which starts right from the time you think of having a baby and how to prepare yourself for the newborn's financial well-being.
While managing their finances, individuals can make it a rule to seek advice from an expert or feedback from a trusted colleague or friend.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Financial advisor Parag Parikh offered some valuable post-Budget financial planning tips.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
Ask Tax Gurus Mihir Tanna, Mahesh Padmanabhan and Anil Rego.
For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.
Basic guidelines on how to take a call at each life stage to balance your savings, insurance needs and investment demands for a peaceful retirement.
Have you ever thought of how to manage your finances with your spouse after marriage? Do you know what are the important things you should discuss with your would-be-spouse before marriage? Here's to financial planning and your marriage.
You must plan your investments, execute the investment plan and track it regularly. If this sounds complicated, don't worry, we have simplified the process for you.
Do you have financial planning queries? Ask rediffGURU Abhishek Dev.
Daljeet Mongia and his wife sold their house and moved to a senior citizens' home as advancing age had made it difficult to live alone. Here's a financial plan for them.
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
Women need to handle their finances differently from men. This is largely due to factors like differences in earning patterns and priorities, which are very specific to women.
The equity cult has grown at a rapid pace in India in the last few years, with retail investors latching on to the stock markets like never before. At 126.6 million, the number of dematerialised (demat) accounts, where investors hold their securities in electronic form for trading purposes, are at record high levels. The growth rate, on an annualised basis, stood at 27 per cent in 2022-2023, up from barely 6 per cent a decade ago.
Most of us at some point in our life have felt that we don't have enough money to make our dreams come true! But your dreams can come true with a good financial plan.
I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
A case study that charts financial plans of two individuals with different goals and responsibilities.
rediffGURU Hemant Bokil answers your personal finance queries
'Most young taxpayers prefer income tax filing to be flexible yet straightforward.'
Managing your finances together through proper planning from this moment on is as crucial as fulfilling your marital vows. InvestmentYogi tells you how and why.
Rishi Piparaiya lists three simple steps to manage the impact of rising prices and protect your financial future
'With the current situation in the global job market, students come back with an added burden of educational loans.'
With the financial year coming to an end, it's time to do that all important review. And there are a lot of things that need to be taken into consideration. The financial review will include investing in tax-saving instruments under different sections, tax implications of equity and debt instruments and even rejigging the portfolio to keep the asset allocation in line with pre-defined goals.
'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'
Bandhan Financial Services, which was given a banking licence on Wednesday, hopes to come up with a unique business model, with a mix of doorstep and retail banking.
Thanks to India's burgeoning population, it has become necessary to plan for the admission of a child to a good school, as soon as the mother's pregnancy is confirmed. Similarly, thanks to the ever-rising cost of living, the same dictum is applicable to investment planning for your children. The responsibility of looking after the welfare of their children, both in the present as well as the future dimension, cannot be shouldered by anyone else but the parents.
How should a family of five with a monthly income of Rs 82,000 today, plan to make a retirement corpus of Rs 7.5 crore? Vetapalem Sridhar, certified personal finance advisor and trainer does the number crunching.
How should a family of five with a monthly income of Rs 82,000 today, plan to make a retirement corpus of Rs 7.5 crore? Vetapalem Sridhar, certified personal finance advisor and trainer does the number crunching.
No matter how much money you have, you need expert help to manage it
Begin by creating a household budget. Involve all family members in the exercise and cut costs wherever possible.