News for 'creditvidya'

A new fintech world is upon us amid funding drought, lower valuations

A new fintech world is upon us amid funding drought, lower valuations

Rediff.com29 May 2023

In January, Visa's chief executive officer, Al Kelly, said during an earnings call that "there's been a burst of the balloon in valuations in the fintech world". Noting that the trend of lower valuations "is a helpful characteristic of the current environment", he added: "We will look for capabilities and management teams that will bring more value to Visa than we can bring ourselves." Data from KPMG's Pulse of Fintech H2'22 shows that global fintech investment - via mergers and acquisitions (M&As), private equity (PE) and venture capital (VC) firms - at $164.1 billion in 2022, was down 31 per cent over the year before. Indian fintechs held up better during this timeframe, attracting $6 billion, or a fall of 24 per cent.

Five must-knows about a CAR LOAN

Five must-knows about a CAR LOAN

Rediff.com13 Jun 2013

The excitement to drive your new car is no doubt exhilarating, but before you actually buy a car it is important to understand the terms and conditions of an auto loan.

Missed your loan EMI? Be prepared for these consequences

Missed your loan EMI? Be prepared for these consequences

Rediff.com28 Oct 2014

Top four consequences for you to keep in mind before you miss a mortgage payment

How to maintain a good credit score

How to maintain a good credit score

Rediff.com23 Oct 2014

Each enquiry could pull down the credit score by 5-10 points.

How to become rich in 2015? 6 easy ways for you

How to become rich in 2015? 6 easy ways for you

Rediff.com31 Dec 2014

Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.

Money-wise: 5 tips to have a cracker of a Diwali!

Money-wise: 5 tips to have a cracker of a Diwali!

Rediff.com20 Oct 2014

By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.

Four money lessons from Dussehra

Four money lessons from Dussehra

Rediff.com3 Oct 2014

As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?

Never get rejected for a loan! Here's the mantra

Never get rejected for a loan! Here's the mantra

Rediff.com12 Nov 2014

Follow these 6 Cs of building good credit and your lender will never disappoint you!

4 ways to avoid falling into a debt trap this Diwali

4 ways to avoid falling into a debt trap this Diwali

Rediff.com21 Oct 2014

These tips will keep you away from dark nights after Diwali

How to size up your post-Diwali debt

How to size up your post-Diwali debt

Rediff.com11 Nov 2014

If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.

These credit cards save money for you!

These credit cards save money for you!

Rediff.com31 Oct 2014

Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.

3 lessons for online shoppers after the Flipkart sale

3 lessons for online shoppers after the Flipkart sale

Rediff.com11 Oct 2014

Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!

Planning to buy a new house? 5 important factors to consider

Planning to buy a new house? 5 important factors to consider

Rediff.com2 Dec 2014

To ease the process of decision making while buying a house, we have put together important factors you need to consider.

Five great reads that will teach you how to tackle debt!

Five great reads that will teach you how to tackle debt!

Rediff.com1 Oct 2014

Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.

Why should your ATM usage hurt your pocket?

Why should your ATM usage hurt your pocket?

Rediff.com13 Nov 2014

So what if your bank has imposed/will impose a transaction fee of Rs 20 for using ATMs after your fifth visit in a month? You can still remain within your free transaction limits and avoid being charged at all. Wondering how it is to be done? Read on.

3 money lessons from Fashion Week!

3 money lessons from Fashion Week!

Rediff.com8 Oct 2014

A high fashion event can teach you a thing or two about money matters! Intrigued? Then read on to find out more!

How EMIs destroy your dreams!

How EMIs destroy your dreams!

Rediff.com25 Nov 2014

Abhishek Agarwal takes a controversial view on how our dreams are being mortgaged by EMIs we keep paying month after month.