Easy to create and convenient to use, virtual credit cards also offer superior safety against frauds and misuse in online transactions.
Here's how you can plan better and pay smarter!
No matter how attractive a pre-approved offer may seem, bear in mind that there are indeed no free lunches
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
We answer some of your questions on how to select the right credit card for your needs.
Of course, NO! You must think of EMI option if and only if one is on the verge of defaulting on a payment.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Air Deccan has introduced credit card masking system to enhance security for its passengers paying through credit cards.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
Harshala Chandorkar of CIBIL on why you must not delay your credit card payments
To be smart with your credit card and avoid falling into a debt trap you need to know the rules of the credit card usage.
Finance Minister Nirmala Sitharaman on Saturday announced six new schemes and increased the subsidised Kisan Credit Card (KCC) loan limit to Rs 7 lakh from Rs 5 lakh, targeting everything from unemployment to crop productivity enhancement across the country. Presenting her eighth budget speech in Parliament, Sitharaman positioned agriculture as "the first engine of growth" and unveiled the Prime Minister Dhan-Dhaanya Krishi Yojana, a flagship program targeting 100 agri-districts grappling with low productivity, moderate crop intensity, and below-average credit parameters.
Non-banking entities such as fintech firms will have to tap into use cases beyond peer-to-peer (P2P) and peer-to-merchant (P2M) transactions to scale up the presence of the retail version of the central bank digital currency (CBDC), which is also known as the e, said industry players. These use cases will enable programmable transactions across domains, including the government's direct benefit transfer (DBT) schemes, with subsidies restricted to specific purposes such as food coupons, hospital bills, fertilisers, pesticides, and cross-border remittances.
Credit card frauds are on an upswing these days. How can you make sure your credit card is not misused?
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
ICICI Bank on Wednesday said its credit card base has crossed the 2 million mark, making it the largest credit card issuer in the country.
It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!
Here are a few things one can do to guard your credit cards.
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
'We have seen something do very well when the times are good but maybe not as well when the times are bad.'
Credit card thieves are getting smarter with the help of sophisticated machines and cameras. But have you become smarter and more cautious?
Most credit card companies now offer co-branded credit cards. But do you know what they are and how you can benefit from using them?
Take the Rediff Business Quiz and find out how much you know about the credit card and its origins.
If you have a huge debt, pay up, don't neglect it, says personal finance expert Harsh Roongta.
Confused while reading your credit card bills? Here's help.
Get Ahead readers in their response to the credit card vs debit card debate tell about their credit card experiences.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
One should concentrate on using credit card only for planned expenses rather than trying to plan an optimum usage of all the cards, says Harsh Roongta.
Credit cards have their advantages. Find out what they are.
credit cards offer card owners an opportunity to earn while they spend through reward programmes
A superficial drama that never rises above its boring sentimentality, notes Mayur Sanap.
Police are yet to contact banks whose credit cards are said to have been found from terrorists who carried out brazen attacks on Mumbai.
It appears the two banks are now convinced that increasing their credit card portfolios will not lead to significant erosion in asset quality.
When swayed away by a number of surrounding myths, we fail to understand the financial mechanics of credit cards and end up paying more.
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