Whch credit card best suits you? How do you deal with wrong billing? Find out the answers to these and other credit card related queries
Issuers allow you to convert your credit card purchases to EMIs, but it comes with strings attached.
Some of the major spending categories that saw a drop included online food ordering and dining out, with more individuals purchasing groceries and preparing meals at home.
What you must know about your credit card billing statement to make your credit card work for you.
Top private sector lender ICICI Bank has decided to discontinue its co-branded credit card with Kingfisher Airlines in the wake of continued grounding of the debt-laden air carrier.
Impulsive plastic money spenders face the prospect of paying interest rates in excess of 40 per cent a year.
Secured credit cards linked to your deposit account is a good way to boost your bad credit history.
"At present, our credit card base is 7.5 million," he said. Sachin Khandelwal, senior general manager for retail assets, however, declined to comment on specific details, such as the magnitude of the reduction in the bank's credit card business over the past year. The country's second-largest lender, which spearheaded the growth of retail finance in the country, has also been going slow on retail loans for the past few years.
What if after making some hefty purchases at a store you pull out your credit card only to be told that your transaction has been declined?
So how does one be safe? Here are some basic guidelines -- dos and don'ts -- to help you be secure when using a card.
Banks are willing to help cardholders to settle dues.
Some of the most common grounds on which card issuers reject credit card applications in India, along with tips on how to overcome these hurdles.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
Three individuals -- Vinay Tambe, James Perenal and Shekar Jadhav, were arrested by the police in the north east suburb of Mulund on February 11 when they attempted to make purchases using Shah Rukh's credit card at a mall there.
In an online chat with readers on October 14, Anil Rego answered their credit card queries.
A primer on how to choose correctly between swiping your card and applying for a loan...
Currently, the bank charges Rs 50 as cash processing fee.
Banks report you to the credit bureau if you default on your credit card payments. Here's what happens if you are blacklisted.
Your credit card can be the single most important factor in improving and increasing your credit score. On the other hand it can also plummet your score to dark depths if you are not careful. Think smart and use your credit cards to your advantage.
We asked readers to send in their opinion on the advantages and disadvantages of credit cards and debit cards. Here's what four GA readers have to say about the subject.
Of late, card-issuing banks have started charging even for entry-level credit cards. So, how do you select a card? A ready reckoner.
Of late, card-issuing banks have started charging even for entry-level credit cards. So, how do you select a card? A ready reckoner.
In a significant policy shift aimed at boosting agri-productivity and rural prosperity, Finance Minister Nirmala Sitharaman on Saturday announced six new agricultural schemes while increasing the subsidised Kisan Credit Card loan limit to Rs 5 lakh from the existing Rs 3 lakh, benefiting 7.7 crore farmers, fishermen, and dairy farmers.
Prime Minister Narendra Modi has lauded the Union Budget as a "people's budget" that fulfills the dreams of every Indian and said that it is a "force-multiplier" that will boost consumption, investment and growth. He highlighted a host of measures for different sectors, including welfare initiatives for gig workers, tax relief for the middle class, and support for the manufacturing sector.
Technically speaking, a credit card is an unsecured loan. This means that unlike a secured loan, which is advanced by a bank/financial institution against a security like property for instance, a credit card is offered without any security. In a secured loan, if the borrower fails to make good on his principal/interest commitment, the bank/institution can seize the security as compensation.
While shopping for a credit card, it is important to note a few things. Read on.
How crooks try to trick the system and defraud credit card transactions and how you must protect yourself from such scams.
Reward points should not be considered as a primary factor when choosing a card. Always remember these points should be considered as an auxiliary benefit you derive due to using your card or staying loyal; they should never become an inducement to spend more.
Invest in these funds through the SIP route with at least a seven-year horizon.
We asked Get Ahead readers to narrate their experiences about paying credit card transaction fees. Here, we present the best messages from credit card users as well as merchants.
Often, individuals are offered credit cards with great schemes directly by the bank.
Private sector lender HDFC Bank on Thursday said the Reserve Bank of India (RBI) has asked it temporarily stop all launches of its upcoming digital business-generating activities and sourcing of new credit card customers after outage at its data centre which impacted operations last month.
Credit card payments to buy fuel at petrol pumps will from October 1 not get a 0.75 per cent discount that State-owned oil companies had introduced more than two-and-a-half years back to promote digital payments.
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
We cut through the technical jargon and help you understand your credit card bill.
The more you know about using a new credit card, the more you reap!
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